Caldwell County property record for 304 W Elm St, Polo, MO 64671
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,657 sqft · built 1890 |
| Lot Size | 0.379 acres (16,509 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $840 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-8-28-1-02-5.00 |
| Primary APN | 11-8-28-1-02-5.00 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,657 sqft Living Area |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1890 |
| Architectural Style | A-Frame |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 16,509 sqft (0.379 acres) |
| Lot Dimensions | 110 ft deep x 150 ft wide |
| Garage Type | Detached |
| Garage Area | 1,128 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
| Porch Area | 30 sqft |
| Patio Area | 96 sqft |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Gas |
| Street Address | 304 W ELM ST |
|---|---|
| City | POLO |
| State | MO |
| Zip | 64671-7738 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 28-55-28 SECTION 28 OF POLO BEG. 145' (S), W NW CORNER BLK. 3 WEST POLO, THENCE W 150' (S), S 100' (S), W 40' (S), S 20' (S), |
| Legal Range | 28 |
| Legal Township | 55 |
| Legal Section | 28 |
| Legal Block | 3 |
| Jurisdiction | CALDWELL MO |
| Township / Civil Division | GRANT |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 950201 |
Source: Caldwell County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 304 W ELM ST, POLO, MO 64671-7738 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
Source: Caldwell County assessment roll, as of January 20, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Caldwell County |
| County Subdivision | Grant Township |
| Municipality | Polo City |
| Unified School District | Polo R-VII School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $840.00 (+0.96%) | $11,310 (-5.43%) Land $2,050 Building $9,260 | $59,520 (-5.48%) Land $10,790 Building $48,730 |
| 2024 | $832.00 | ||
| 2023 | $11,960 Land $2,050 Building $9,910 | $62,970 Land $10,790 Building $52,180 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 16, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 94% of Missouri |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | POLO PWS serves 575 people · EPA ID MO1010653 |
|---|---|
| Water Source | Purchased groundwater from RAY COUNTY PWSD 3 |
| Last State Inspection | Mar 2024 |
| Lead | 6 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 175 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Green Hills Technologies Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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