312 W 3rd St, Florence, CO 81226 Property Records

Fremont County property record for 312 W 3rd St, Florence, CO 81226

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,122 sqft · built 1895
Lot Size	0.203 acres (8,820 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,187 (2025)
Deeds & Mortgages	Nov 2019 Sale & Mortgage May 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`R021289`

Property Details

APN / Parcel Number

Primary APN	`R021289`
Alternative APN	`61009330`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,122 sqft Living Area
1st Floor Area	1,122 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1895
Effective Year Built	Effective 1970
Architectural Style	Bungalow
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,820 sqft (0.203 acres)
Garage Area	693 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	60 sqft
Deck Area	Deck Area
Patio Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Evaporative
Heating System	Forced Air with A/C

Location & Zoning

Account Number	R021289
Street Address	312 W 3RD ST
City	FLORENCE
State	CO
Zip	81226-1410
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W2 LOT 5 ALL LOTS 6 & 7 BLK 3 FLORENCE OIL & REFINING COS 1ST ADD
Legal Subdivision	FLORENCE OIL & REFINING COS 1ST ADD
Legal Block	3
Legal Lot Number	5,6,7
Jurisdiction	FREMONT CO
Township / Civil Division	FLORENCE
Census Block Group	2
Census Block	2033
Census Tract	978200

Owner

Source: Fremont County records, as of August 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	312 W 3RD ST, FLORENCE, CO 81226-1410
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 26, 2019	Warranty Deed, Transfer · FHA Mortgage BROKER SOLUTIONS INC
May 9, 2017	Grant Deed, Transfer PREMIUM TITLE INC, PREMIER TITLE SERVICES INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FREMONT CO
Recording Date	Nov 26, 2019
Property Address	312 W 3RD ST, FLORENCE, CO 81226-1410
Document Number	0000980288
Instrument Date	Nov 26, 2019
Instrument	980288
Transaction Type	Transfer
Record Updated	Mar 31, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$19.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	312 W 3RD ST, FLORENCE, CO 81226-1410

Mortgage

Document Number	0000980289
Date	Nov 26, 2019
Instrument	980289

Lender

Name	BROKER SOLUTIONS INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2049

Mortgage

Document Number	0000980290
Date	Nov 26, 2019
Instrument	980290

Lender

Name	COLORADO HOUSING & FINANCE AUTHORITY
Type	Government Agency
Address	DENVER, CO 80202

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2049

May 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FREMONT CO
Recording Date	May 9, 2017
Property Address	312 W 3RD ST, FLORENCE, CO 81226-1410
Document Number	0000950033
Instrument Date	Apr 28, 2017
Instrument	950033
Transaction Type	Transfer
Record Updated	Jun 5, 2017
Title Company	PREMIUM TITLE INC, PREMIER TITLE SERVICES INC

Transaction

Amount	Amount Recorded
Tax	$4.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1661 WORTHINGTON RD HAVERHILL FL 334096488, HAVERHILL, FL 33409-6488

Tax Assessment & Valuation

Source: Fremont County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Fremont County
Municipality	Florence City
Unified School District	Fremont RE-2 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,187.00 (+36.44%)	$14,966 (+2.52%)	$239,455 (+9.9%)
2024	$870.00 (+1.64%)	$14,598 (+33.77%)
2023	$856.00 (-4.89%)	$10,913 (-4.2%)	$217,889 (+32.94%)
2022	$900.00	$11,392	$163,904

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 23, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 44 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	44 in force
Nearby Flood Claims	4 (1999–2018)
Most Recent Claim	Jul 2018 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 79% of Colorado
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FLORENCE serves 7,500 people · EPA ID CO0122500
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Organic carbon removal Jul 2025
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 408 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
SECOM Fixed Wireless	100 / 25
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon, Visionary Broadband.

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