227 W 3rd St, Florence, CO 81226 Property Records

Fremont County property record for 227 W 3rd St, Florence, CO 81226

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,248 sqft · built 1938
Lot Size	0.161 acres (7,000 sqft)
Owner	Individual Name on Record
Tax Bill	$1,140 (2025)
Deeds & Mortgages	Mar 2022 Sale & Mortgage Dec 2021 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R020915`

Property Details

APN / Parcel Number

Primary APN	`R020915`
Alternative APN	`61005070`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,248 sqft Living Area
1st Floor Area	624 sqft
Basement Area	624 sqft
Flooring	Wood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1938
Effective Year Built	Effective 1960
Architectural Style	Bungalow
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,000 sqft (0.161 acres)
Garage Type	Carport
Garage Area	1 sqft
Carport	Carport
Carport Area	1 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	90 sqft
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Evaporative
Heating System	Hot Water

Location & Zoning

Account Number	R020915
Street Address	227 W 3RD ST
City	FLORENCE
State	CO
Zip	81226-1408
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 19 & 20 BLK 1 FLORENCE OIL & REFINING COS FIRST ADD
Legal Subdivision	FLORENCE OIL & REFINING COS FIRST ADD
Legal Block	1
Legal Lot Number	19,20
Jurisdiction	FREMONT CO
Township / Civil Division	FLORENCE
Census Block Group	2
Census Block	2053
Census Tract	978200

Owner

Source: Fremont County records, as of August 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	227 W 3RD ST, FLORENCE, CO 81226-1408
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 15, 2022	Warranty Deed, Transfer · Conventional Mortgage US BANK NA
Dec 27, 2021	Deed of Trust, Mortgage · Line of Credit SUNWEST EDUCATIONAL CU
Jul 2, 2018	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FREMONT CO
Recording Date	Mar 15, 2022
Property Address	227 W 3RD ST, FLORENCE, CO 81226-1408
Document Number	0001013938
Instrument Date	Mar 14, 2022
Instrument	1013938
Transaction Type	Transfer
Record Updated	Mar 23, 2022
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$25.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	227 W 3RD ST, FLORENCE, CO 81226-1408

Mortgage

Document Number	0001013939
Date	Mar 15, 2022
Instrument	1013939

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREMONT CO
Property Address	227 W 3RD ST, FLORENCE, CO 81226-1408
Transaction Type	Mortgage
Record Updated	Jan 7, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001010808
Date	Dec 27, 2021
Instrument	1010808

Lender

Name	SUNWEST EDUCATIONAL CU
Type	Credit Union
Address	PUEBLO, CO 81005

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Dec 31, 2046

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FREMONT CO
Recording Date	Jul 2, 2018
Property Address	227 W 3RD ST, FLORENCE, CO 81226-1408
Document Number	0000963188
Instrument Date	Jun 28, 2018
Instrument	963188
Transaction Type	Transfer
Record Updated	Mar 31, 2022
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$8.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	227 W 3RD ST, FLORENCE, CO 81226-1408

Mortgage

Document Number	0000963189
Date	Jul 2, 2018
Instrument	963189

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2048

Tax Assessment & Valuation

Source: Fremont County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Fremont County
Municipality	Florence City
Unified School District	Fremont RE-2 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,140.00 (+30.14%)	$14,379 (-2.04%)	$230,068 (+5.02%)
2024	$876.00 (+10.47%)	$14,678 (-0.95%)
2023	$793.00 (+8.78%)	$14,819 (+60.59%)	$219,063 (+64.97%)
2022	$729.00	$9,228	$132,788

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 23, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 44 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	44 in force
Nearby Flood Claims	4 (1999–2018)
Most Recent Claim	Jul 2018 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 78% of Colorado
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FLORENCE serves 7,500 people · EPA ID CO0122500
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Organic carbon removal Jul 2025
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 408 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
SECOM Fixed Wireless	100 / 25
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon, Visionary Broadband.

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