St. Johns County property record for 312 Shady Oak Cir, Saint Augustine, FL 32092
| Property Type | Mobile Home |
|---|---|
| Details | 3 bd · 2 ba · 1,404 sqft · built 2001 |
| Lot Size | 0.15 acres (6,534 sqft) |
| Owner | Individual Name on File |
| Last Sale | $143,000 (Jan 2020) |
| Tax Bill | $1,629 (2025) |
| Deeds & Mortgages | Aug 2026 Mortgage Jan 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 011226-0310 |
| Primary APN | 011226-0310 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,404 sqft Living Area |
| 1st Floor Area | 1,404 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2012 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 6,534 sqft (0.15 acres) |
| Garage Type | Carport |
| Garage Area | 260 sqft |
| Carport | Carport |
| Carport Area | 260 sqft |
| Deck Area | 16 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 312 SHADY OAK CIR |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32092-1445 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Local Zoning Code | RMH |
| Legal Description | 39/20-25 BARTRAM OAKS PHASE 2 LOT 31 OR4861/595 |
| Legal Range | 27E |
| Legal Township | 06S |
| Legal Section | 05 |
| Legal Subdivision | BARTRAM OAKS PHASE 2 |
| Legal Phase | 2 |
| Legal Block | 1 |
| Legal Lot Number | 31 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 20908 |
312 Shady Oak Cir, a mobile home, is owned and occupied by an individual who bought it in January 2020.
Source: St. Johns County records, as of August 14, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 312 SHADY OAK CIR, SAINT AUGUSTINE, FL 32092-1445 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants with Right of Survivorship |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 5, 2026 | Deed of Trust, Mortgage · Conventional Mortgage VYSTAR CREDIT UNION |
| Jan 6, 2020 | Warranty Deed, Transfer · Conventional with PMI ONETRUST HM LOANS |
| Jan 19, 2018 | Warranty Deed, Transfer · Conventional Mortgage COUNTRYPLACE MORTGAGE LTD |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 6, 2020 · Amount on File |
| Deed Sale | Jan 6, 2020 · Amount on File |
| Prior Sale | Jan 19, 2018 · Amount on File |
| Deed Document Number | 2020798 |
| Deed Book / Page | 4861 / 595 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Aug 5, 2026 |
| Property Address | 312 SHADY OAK CIR, SAINT AUGUSTINE, FL 32092-1445 |
| Document Number | 0000067026 |
| Book / Page | 6415 / 585 |
| Instrument Date | Jul 30, 2026 |
| Instrument | 202667026 |
| Transaction Type | Mortgage |
| Record Updated | Aug 14, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 312 SHADY OAK CIR, SAINT AUGUSTINE, FL 32092-1445 |
| Document Number | 0000067026, |
|---|---|
| Date | Aug 5, 2026 |
| Book Page | 6415/585 |
| Instrument | 202667026 |
| Name | VYSTAR CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Aug 1, 2046 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.43% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Jan 6, 2020 |
| Property Address | 312 SHADY OAK CIR, SAINT AUGUSTINE, FL 32092-1445 |
| Document Number | 0048610595 |
| Book / Page | 004861 / 000595 |
| Instrument Date | Jan 3, 2020 |
| Instrument | 798 |
| Transaction Type | Transfer |
| Record Updated | Jan 23, 2020 |
| Title Company | GLOBAL TITLE PROFESSIONALS LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,001.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 312 SHADY OAK CIR ST AUGUSTINE FL 320921445, ST AUGUSTINE, FL 32092-1445 |
| Document Number | 48610597 |
|---|---|
| Date | Jan 6, 2020 |
| Book Page | 004861/000597 |
| Instrument | 799 |
| Name | ONETRUST HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | SAN DIEGO, CA 92108 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 5, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Jan 19, 2018 |
| Property Address | 312 SHADY OAK CIR, SAINT AUGUSTINE, FL 32092-1445 |
| Document Number | 0044921138 |
| Book / Page | 4492 / 1138 |
| Map Reference | MB30 PG20-25 |
| Instrument Date | Jan 18, 2018 |
| Instrument | 2018004273 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2021 |
| Title Company | ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $875.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 125 WODEN WAY, 125, WINTER HAVEN, FL 33884-2837 |
| Name | Verified Name |
|---|---|
| Address | 4301 LONGHORN TRL, TEMPLE, TX 76502-7225 |
| Document Number | 2018004274 |
|---|---|
| Date | Jan 19, 2018 |
| Instrument | 2018004274 |
| Name | COUNTRYPLACE MORTGAGE LTD |
|---|---|
| Type | Subprime Lender |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2048 |
The 2025 property tax bill for 312 Shady Oak Cir was $1,629 with a homeowner's exemption, up 16.1% from the year before.
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $138,589 (+2.7%) | $167,093 (-11.19%) Land $45,000 Building $122,093 | |
| 2025 | $1,629.00 (+16.11%) Homeowner's exemption | $134,945 | $188,139 Land $50,000 Building $138,139 |
| 2024 | $1,403.00 (+2.41%) | ||
| 2023 | $1,370.00 (+4.18%) Homeowner's exemption | $127,322 (+3%) | $176,588 (+1.88%) Land $50,000 Building $126,588 |
| 2022 | $1,315.00 Homeowner's exemption | $123,614 | $173,337 Land $50,400 Building $122,937 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 312 Shady Oak Cir in Zone X, an area of minimal flood risk, though there have been 28 flood claims nearby since 2008.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 121 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 121 in force |
| Nearby Flood Claims | 28 (2008–2024) |
| Claims Outside the SFHA | 6 of 28 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 312 Shady Oak Cir is moderate, ranking above 61% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 61% of the US · lower than 63% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SJCU-BARTRAM OAKS WTP public/private · serves 150 people · EPA ID FL2551120 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
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