St. Johns County property record for 308 Shady Oak Cir, Saint Augustine, FL 32092
| Property Type | Mobile Home |
|---|---|
| Details | 3 bd · 2 ba · 1,860 sqft · built 2001 |
| Lot Size | 0.16 acres (6,969 sqft) |
| Owner | Individual Name on File |
| Last Sale | $245,000 (Apr 2024) |
| Tax Bill | $2,593 (2025) |
| Deeds & Mortgages | Apr 2024 Sale & Mortgage Aug 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 011226-0320 |
| Primary APN | 011226-0320 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,860 sqft Living Area |
| 1st Floor Area | 1,860 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2009 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Foundation Type | Pier/Post & Beam |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 6,969 sqft (0.16 acres) |
| Deck Area | 144 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 308 SHADY OAK CIR |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32092-1445 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Local Zoning Code | RMH |
| Legal Description | 39/20-25 BARTRAM OAKS PHASE 2 LOT 32 OR5938/1808 |
| Legal Range | 27E |
| Legal Township | 06S |
| Legal Section | 05 |
| Legal Subdivision | BARTRAM OAKS PHASE 2 |
| Legal Phase | 2 |
| Legal Block | 1 |
| Legal Lot Number | 32 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 20908 |
308 Shady Oak Cir, a mobile home, is owned and occupied by an individual who bought it in April 2024.
Source: St. Johns County records, as of June 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 308 SHADY OAK CIR, SAINT AUGUSTINE, FL 32092-1445 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Woman |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 26, 2024 | Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| Aug 30, 2021 | Warranty Deed, Transfer · VA Mortgage EMBRACE HOME LOANS INC |
| Dec 21, 2020 | Deed of Trust, Mortgage · FHA Mortgage RUSHMORE LOAN MANAGEMENT SERVICES LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 26, 2024 · Amount on File |
| Deed Sale | Apr 26, 2024 · Amount on File |
| Prior Sale | Aug 30, 2021 · Amount on File |
| Deed Document Number | 202431763 |
| Deed Book / Page | 5938 / 1808 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Apr 26, 2024 |
| Property Address | 308 SHADY OAK CIR, SAINT AUGUSTINE, FL 32092-1445 |
| Document Number | 0059381808 |
| Book / Page | 5938 / 1808 |
| Map Reference | MB 39 PG 20 |
| Instrument Date | Apr 24, 2024 |
| Instrument | 2024031763 |
| Transaction Type | Transfer |
| Record Updated | May 8, 2024 |
| Title Company | TITLE AMERICA RE CLOSINGS INC, TITLE AMERICA RE CLOSINGS |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,715.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 703 E GORGAS ST, LOUISVILLE, OH 44641-1725 |
| Name | Verified Name |
|---|---|
| Address | 308 SHADY OAK CIR, ST AUGUSTINE, FL 32092-1445 |
| Document Number | 0059381810 |
|---|---|
| Date | Apr 26, 2024 |
| Instrument | 5938/1810 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Aug 30, 2021 |
| Property Address | 308 SHADY OAK CIR, SAINT AUGUSTINE, FL 32092-1445 |
| Document Number | 0053550591 |
| Book / Page | 5355 / 591 |
| Map Reference | MB 39 PG 20-25 |
| Instrument Date | Aug 25, 2021 |
| Instrument | 2021095291 |
| Transaction Type | Transfer |
| Record Updated | Sep 8, 2021 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,470.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8501 CROSSWINDS DR, 8501, ST AUGUSTINE, FL 32092-1505 |
| Name | Verified Name |
|---|---|
| Address | 308 SHADY OAK CIR, ST AUGUSTINE, FL 32092-1445 |
| Document Number | 5355593 |
|---|---|
| Date | Aug 30, 2021 |
| Instrument | 5355/593 |
| Name | EMBRACE HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 308 SHADY OAK CIR, SAINT AUGUSTINE, FL 32092-1445 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 308 SHADY OAK CIR, SAINT AUGUSTINE, FL 32092-1445 |
| Document Number | 0051300851 |
|---|---|
| Date | Dec 21, 2020 |
| Book Page | 5130/851 |
| Instrument | 2020116444 |
| Name | RUSHMORE LOAN MANAGEMENT SERVICES LLC |
|---|---|
| Type | Lending Institution |
| Address | DALLAS, TX 75234 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 306 Months |
| Due | Jun 1, 2046 |
The 2025 property tax bill for 308 Shady Oak Cir was $2,593 with a homeowner's exemption, up 14.5% from the year before.
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $180,164 (-12.75%) Land $45,000 Building $135,164 | $180,164 (-12.75%) Land $45,000 Building $135,164 | |
| 2025 | $2,593.00 (+14.48%) Homeowner's exemption | $206,489 | $206,489 Land $50,000 Building $156,489 |
| 2024 | $2,265.00 (+2.26%) | ||
| 2023 | $2,215.00 (+0.77%) Homeowner's exemption Widower's exemption | $198,906 (+3%) | $215,835 (+11.77%) Land $50,000 Building $165,835 |
| 2022 | $2,198.00 Homeowner's exemption Widower's exemption | $193,113 | $193,113 Land $50,400 Building $142,713 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 308 Shady Oak Cir in Zone X, an area of minimal flood risk, though there have been 28 flood claims nearby since 2008.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 121 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 121 in force |
| Nearby Flood Claims | 28 (2008–2024) |
| Claims Outside the SFHA | 6 of 28 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 308 Shady Oak Cir is moderate, ranking above 61% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 61% of the US · lower than 63% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SJCU-BARTRAM OAKS WTP public/private · serves 150 people · EPA ID FL2551120 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
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