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312 SE Dunscombe Rd, Stuart, FL 34996 Property Records

Martin County property record for 312 SE Dunscombe Rd, Stuart, FL 34996

Property Summary

Property TypeSingle Family Home
Details2 bd · 3 ba · 1,306 sqft · built 1959
Lot Size0.202 acres (8,777 sqft)
Owner2 Individual Names on Record
Last Sale$61,200 (Feb 1999)
Tax Bill$1,125 (2025)
Deeds & MortgagesMar 2026 Transfer
Nov 2019 Line of Credit
Flood ZoneZone X (minimal risk)
APN03-38-41-011-016-0007.0-6-0000

Property Details

APN / Parcel Number

Primary APN03-38-41-011-016-0007.0-6-0000
Alternative APNs
  • 03-38-41-011-016-00070-6
  • 338410110160007060000
  • 20357

Interior

Bedrooms2 Beds
Full Baths3 Baths
Total Rooms2 Rooms
Stories1 Story
Building Area1,306 sqft Living Area
1st Floor Area1,306 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1959
Effective Year BuiltEffective 1980
Exterior MaterialStucco
Construction TypeConcrete Block
Foundation TypeSlab (Mat/Raft)
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area8,777 sqft (0.202 acres)
PorchOpen Concrete/Masonry Porch
Porch Area94 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Account Number20357
Street Address312 SE DUNSCOMBE RD
CitySTUART
StateFL
Zip34996-2606
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1A
Legal DescriptionST LUCIE ESTATES # 3 LOT 7 BLK 16
Legal Range41E
Legal Township38S
Legal Section3
Legal SubdivisionST LUCIE ESTATES
Legal Block16
Legal Lot Number7
JurisdictionMARTIN FL
Township / Civil DivisionSTUART
Census Block Group2
Census Block2022
Census Tract902

Owner

Source: Martin County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address312 SE DUNSCOMBE RD, STUART, FL 34996-2606
OccupancyOwner Occupied
Owner TypeIndividual
VestingLife Estate

Deeds, Mortgages & Sale History

DateDocument
Mar 11, 2026Intrafamily Transfer, Transfer
ACCOMODATION, ACCOMMODATION
Nov 5, 2019Deed of Trust, Mortgage · Line of Credit
PNC BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 9, 1999 · Amount on Record
Deed SaleFeb 9, 1999 · Amount on Record
Prior SaleJun 22, 1987 · Amount on Record
Deed Book / Page1369 / 755
Last Transfer DateMar 9, 2026
Transfer Doc0035530934
Record UpdatedOct 29, 2026

March 2026: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMARTIN FL
Recording DateMar 11, 2026
Property Address312 SE DUNSCOMBE RD, STUART, FL 34996-2606
Document Number0035530934
Book / Page3553 / 934
Map ReferenceMB 11 PG 23
Instrument DateMar 9, 2026
Instrument3174437
Transaction TypeTransfer
Record UpdatedMar 25, 2026
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address312 SE DUNSCOMBE RD, STUART, FL 34996-2606

Transferred To (Grantee/Buyer)

NameVerified Name
Address312 SE DUNSCOMBE RD, STUART, FL 34996-2606

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARTIN FL
Property Address312 SE DUNSCOMBE RD, STUART, FL 34996-2606
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0030930467
DateNov 5, 2019
Book Page3093/0467
Instrument2783667
Lender
NamePNC BANK NA
TypeBank
AddressPITTSBURGH, PA 15222
Agreement
TypeLine of Credit
AmountAmount Recorded

Tax Assessment & Valuation

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyMartin County
MunicipalityStuart City
Unified School DistrictMartin County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,125.00 (-0.27%) Homeowner's exemption Widower's exemption$104,436 (+5.99%)$416,990 (+2.87%) Land $275,400 Building $141,590
2024$1,128.00 (+4.44%)
2023$1,080.00 (-2.17%) Additional exemption filed$98,537 (+3%)$405,360 (+21.76%) Land $267,750 Building $137,610
2022$1,104.00 Homeowner's exemption$95,667$332,930 Land $232,450 Building $100,480

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 69 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies69 in force
Nearby Flood Claims11 (1978–2018)
Claims Outside the SFHA4 of 11
Most Recent ClaimMay 2018
Claims by Event
  • Hurricane Frances, Sep 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSTUART, CITY OF - WATER PLANT
serves 16,841 people · EPA ID FL4430259
Water SourceGroundwater
Last State InspectionJul 2025
Lead1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting18
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 220 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area		100 / 20

May also be available: Blue Stream.

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