201 SE Dunscombe Rd, Stuart, FL 34996 Property Records

Martin County property record for 201 SE Dunscombe Rd, Stuart, FL 34996

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 2,530 sqft · built 1953
Lot Size	0.257 acres (11,199 sqft)
Owner	2 Individual Names on Record
Last Sale	$725,000 (Feb 2023)
Tax Bill	$11,332 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Feb 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-38-41-011-014-0001.0-4-0000`

Property Details

APN / Parcel Number

Primary APN	`03-38-41-011-014-0001.0-4-0000`
Alternative APNs	`03-38-41-011-014-00010-4` `338410110140001040000` `20338`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Total Rooms	2 Rooms
Stories	2 Stories
Building Area	2,530 sqft Living Area
Gross Area	3,498 sqft
1st Floor Area	1,375 sqft
Utility Room	Utility Room
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace
Elevator	Elevator

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1985
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Pier/Post & Beam
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	11,199 sqft (0.257 acres)
Garage Type	Attached
Garage Area	704 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Concrete/Masonry Porch
Porch Area	360 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	20338
Street Address	201 SE DUNSCOMBE RD
City	STUART
State	FL
Zip	34996-2603
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	ST LUCIE ESTATES # 3 NLY 55 OF LOT 1 ALL LOT 2 & S1/2 OF LOT 3 BLK 14 OR 361/1664
Legal Range	41E
Legal Township	38S
Legal Section	3
Legal Subdivision	ST LUCIE ESTATES
Legal Block	14
Legal Lot Number	1,2,3
Jurisdiction	MARTIN FL
Township / Civil Division	STUART
Census Block Group	2
Census Block	2009
Census Tract	902

Owner

Source: Martin County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	201 SE DUNSCOMBE RD, STUART, FL 34996-2603
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2026	Deed of Trust, Mortgage · Conventional Mortgage EVERETT FINANCIAL INC
Feb 3, 2023	Warranty Deed, Transfer · Seller Carry-Back ANNMARIE LAMB
Apr 8, 2022	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 3, 2023 · Amount on Record
Deed Sale	Feb 3, 2023 · Amount on Record
Prior Sale	Apr 8, 2022 · Amount on Record
Deed Document Number	20233000403
Deed Book / Page	3357 / 2174
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARTIN FL
Recording Date	Apr 27, 2026
Property Address	201 SE DUNSCOMBE RD, STUART, FL 34996-2603
Document Number	0003182808
Book / Page	3563 / 422
Instrument Date	Apr 22, 2026
Instrument	20263182808
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	201 SE DUNSCOMBE RD, STUART, FL 34996-2603

Mortgage

Document Number	0003182808,
Date	Apr 27, 2026
Book Page	3563/422
Instrument	20263182808

Lender

Name	EVERETT FINANCIAL INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.38%
Initial Type	Fixed Rate
Max Rate	-1%

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	Feb 3, 2023
Property Address	201 SE DUNSCOMBE RD, STUART, FL 34996-2603
Document Number	0033572174
Book / Page	3357 / 2174
Map Reference	MB 11 PG 23
Instrument Date	Jan 26, 2023
Instrument	3000403
Transaction Type	Transfer
Record Updated	Feb 23, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,075.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4 RIVER OAK PL, STUART, FL 34996-6500

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	201 SE DUNSCOMBE RD, STUART, FL 34996-2603

Mortgage

Document Number	0033572177
Date	Feb 3, 2023
Instrument	3357/2177

Lender

Name	ANNMARIE LAMB
Type	Seller

Agreement

Type	Seller Carry-Back
Amount	Amount Recorded
Term	35 Months
Due	Jan 26, 2026

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	Apr 8, 2022
Property Address	201 SE DUNSCOMBE RD, STUART, FL 34996-2603
Document Number	0033051305
Book / Page	3305 / 1305
Instrument Date	Apr 5, 2022
Instrument	2953292
Transaction Type	Transfer
Record Updated	Apr 29, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$4,480.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	370 SE SAINT LUCIE BLVD, 370, STUART, FL 34996-1317

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 RUGGIERO WAY, ANDOVER, MA 01810-4753

Tax Assessment & Valuation

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Municipality	Stuart City
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,332.00 (-3.63%)	$640,660 (+0.36%) Land $324,000 Building $316,660	$640,660 (+0.36%) Land $324,000 Building $316,660
2024	$11,759.00 (-0.74%)
2023	$11,847.00 (+294.51%)	$638,370 (+222.58%) Land $315,000 Building $323,370	$638,370 (+30.29%) Land $315,000 Building $323,370
2022	$3,003.00 Homeowner's exemption	$197,895	$489,950 Land $303,850 Building $186,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 69 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	69 in force
Nearby Flood Claims	11 (1978–2018)
Claims Outside the SFHA	4 of 11
Most Recent Claim	May 2018
Claims by Event	Hurricane Frances, Sep 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STUART, CITY OF - WATER PLANT serves 16,841 people · EPA ID FL4430259
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 220 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Blue Stream.

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