8620 HIGHWAY 90 FRONTAGE RD, FRANKLIN, LA 70538-7455
Mortgage
Document Number
0000349414
Date
Oct 23, 2019
Instrument
349414
Lender
Name
AMERICAN SOUTH FINANCIAL SERVICES
Agreement
Type
VA Mortgage
Amount
Amount on Record
Mortgage
Document Number
000390/658
Date
Oct 23, 2019
Book Page
390/658
Instrument
333482
Lender
Name
AMERICAN SOUTH FINANCIAL SERVICES
Agreement
Type
VA Mortgage
Amount
Amount on Record
Term
361 Months
Due
Nov 1, 2049
October 2017: Cash Sale Deed, Transfer
Document Type
Cash Sale Deed
Jurisdiction
ST MARY LA
Recording Date
Oct 25, 2017
Property Address
312 SANDI DR, PATTERSON, LA 70392-4156
Document Number
000361/548
Book / Page
361 / 548
Instrument Date
Oct 23, 2017
Instrument
328958
Transaction Type
Transfer
Record Updated
Mar 6, 2024
Transaction
Amount
Amount on Record
Downpayment
Downpayment on Record
Loan-to-Value (LTV)
LTV on Record
Tax
$0.00
Amount Accuracy
Full Amount Stated
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
312 SANDI DR, PATTERSON, LA 70392-4156
Mortgage
Document Number
001522/077
Date
Oct 25, 2017
Book Page
1522/077
Instrument
341683
Lender
Name
BANCORPSOUTH BANK
Type
Bank
Address
TUPELO, MS 38803
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Term
361 Months
Due
Nov 1, 2047
Tax Assessment & Valuation
The 2025 property tax bill for 312 Sandi Dr was $1,754 with a homeowner's exemption.
Source: St. Mary Parish assessment roll, as of October 15, 2025
Property Jurisdictions
Type
Name
State
Louisiana
County
St. Mary Parish
Municipality
Patterson City
Unified School District
St. Mary Parish School District (PK - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
Assessed Market Value
2025
$1,754.00Homeowner's exemption
$14,877Land $1,201Building $13,676
$148,770Land $12,010Building $136,760
2023
$1,340.00
$14,877Land $1,201Building $13,676
$148,770Land $12,010Building $136,760
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Flood
FEMA maps place 312 Sandi Dr in Zone X, an area of moderate flood risk, though there have been 56 flood claims nearby since 1985.
Source: FEMA National Flood Hazard Layer, effective April 19, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone X moderate risk
500-Year Floodplain
Yes 0.2% annual chance
Flood Insurance Requirement
Not required lenders may require it
Flood Insurance Cost
Premium on File median of 90 policies
Community Rating System
Class 9 (5% premium discount)
Nearby Flood Policies
90 in force
Nearby Flood Claims
56 (1985–2025)
Claims Outside the SFHA
45 of 56
Most Recent Claim
Apr 2025 · other causes
Claims by Event
Hurricane Francine, Sep 2024 · 7 claims
Hurricane Ike, Sep 2008 · 3 claims
Hurricane Gustav, Sep 2008 · 4 claims
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
Wildfire risk around 312 Sandi Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Low lower than 80% of the US · lower than 69% of Louisiana
Wildfire Likelihood
0.01% annual chance
Exposure
Direct burnable vegetation
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
CITY OF PATTERSON WATER SYSTEM serves 8,456 people · EPA ID LA1101006
Water Source
Surface water
Last State Inspection
Mar 2024
Lead
Under 1 ppb (2024–2026) action level 15 ppb
Violations Reported to EPA
Water Quality
Total trihalomethanes not recorded as resolved · Apr 2026
Treatment and Procedure
None last 10 years
Monitoring and Reporting
1 last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Internet Providers
Source: FCC Broadband Data Collection, based on 192 locations within half a mile, as of December 31, 2025