312 Saint Nicholas St, Luling, LA 70070 Property Records

St. Charles Parish property record for 312 Saint Nicholas St, Luling, LA 70070

Property Summary

Property TypeSingle Family Home
Details1,525 sqft · built 1972
Lot Size0.16 acres (6,970 sqft)
Owner2 Individual Names on File
Last Sale$115,000 (Oct 1999)
Tax Bill$1,163 (2025)
Deeds & MortgagesJan 2022 Mortgage
Oct 2020 Mortgage
APN7-025 08A 00029

Property Details

APN / Parcel Number

Primary APN7-025 08A 00029

Interior

Building Area1,525 sqft Living Area

Exterior

Year BuiltBuilt 1972
Lot Area6,970 sqft (0.16 acres)

Location & Zoning

Street Address312 SAINT NICHOLAS ST
CityLULING
StateLA
Zip70070-5234
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1A
Legal DescriptionLOT 29, BLK. 8-A, LAGATTUTA ADDN. 2 TO MIMOSA PARK SUBD.
Legal SubdivisionLAGATUTTA ADDITION #2
Legal Block8-A
Legal Lot Number29
JurisdictionST CHARLES LA
Township / Civil Division7
Census Block Group2
Census Block2037
Census Tract63100

Owner

312 Saint Nicholas St is owned and occupied by two individuals who bought it in October 1999.

Source: St. Charles Parish records, as of February 6, 2026

Owner of Record2 Individual Names on File
Co-ownerCo-owner on File
Mailing Address312 SAINT NICHOLAS ST, LULING, LA 70070-5234
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 28, 2022Deed of Trust, Mortgage · Commercial Mortgage
US SMALL BUSINESS ADMN
Oct 2, 2020Deed of Trust, Mortgage · Conventional Mortgage
LOAN DEPOT INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 26, 1999 · Amount on File
Deed SaleOct 26, 1999 · Amount on File
Deed Document Number0000560334
Record UpdatedJun 8, 2026

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES LA
Property Address312 SAINT NICHOLAS ST, LULING, LA 70070-5234
Transaction TypeMortgage
Record UpdatedMar 2, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0019810803
DateJan 28, 2022
Book Page1981/803
Instrument465478
Lender
NameUS SMALL BUSINESS ADMN
TypeGovernment Agency
Agreement
TypeCommercial Mortgage
AmountAmount on Record
Term168 Months
DueDec 1, 2036
Interest
Rate TypeFixed Rate

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES LA
Property Address312 SAINT NICHOLAS ST, LULING, LA 70070-5234
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0018890058
DateOct 2, 2020
Book Page1889/58
Instrument452583
Lender
NameLOAN DEPOT INC
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueOct 1, 2050
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 312 Saint Nicholas St was $1,163 with a homeowner's exemption, down 1.5% from the year before.

Source: St. Charles Parish assessment roll, as of October 15, 2025

Property Jurisdictions

TypeName
StateLouisiana
CountySt. Charles Parish
Unified School DistrictSt. Charles Parish School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,163.00 (-1.52%) Homeowner's exemption$19,010 (-) Land $6,330 Building $12,680$190,100 (-) Land $63,300 Building $126,800
2024$1,181.00 (+40.93%) Homeowner's exemption$19,010 (+26.65%) Land $6,330 Building $12,680$190,100 (+26.65%) Land $63,300 Building $126,800
2023$838.00 (-4.56%) Homeowner's exemption$15,010 (-) Land $4,640 Building $10,370$150,100 (-) Land $46,400 Building $103,700
2022$878.00 Homeowner's exemption$15,010 Land $4,640 Building $10,370$150,100 Land $46,400 Building $103,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 312 Saint Nicholas St; there have been 216 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on File
median of 434 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies434 in force
Nearby Flood Claims216 (1978–2026)
Claims Outside the SFHA166 of 216
Most Recent ClaimJun 2026 · Tropical Storm Arthur
Claims by Event
  • Tropical Storm Arthur, Jun 2026 · 19 claims
  • Hurricane Katrina, Aug 2005 · 40 claims
  • Severe Storms And Flooding, May 1995 · 88 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 312 Saint Nicholas St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 69% of Louisiana
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST CHARLES PARISH DEPT OF WATERWORKS
serves 52,879 people · EPA ID LA1089001
Water SourceSurface water
Last State InspectionFeb 2026
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 580 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Cox Communications
Cable
2,000 / 100

May also be available: Verizon.

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