308 Saint Nicholas St, Luling, LA 70070 Property Records

St. Charles Parish property record for 308 Saint Nicholas St, Luling, LA 70070

Property Summary

Property Type	Single Family Home
Details	1,577 sqft · built 1991
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on File
Last Sale	$275,900 (Aug 2024)
Tax Bill	$1,594 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Apr 2019 Sale
APN	`7-025 08A 00031`

Property Details

APN / Parcel Number

Primary APN	`7-025 08A 00031`

Interior

Building Area	1,577 sqft Living Area

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Lot Area	6,970 sqft (0.16 acres)

Location & Zoning

Street Address	308 SAINT NICHOLAS ST
City	LULING
State	LA
Zip	70070-5234
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	LOT 31, BLK. 8-A, LAGATTUTA ADD. 2 TO MIMOSA PARK SUBD.
Legal Subdivision	LAGATUTTA ADDITION #2
Legal Block	8-A
Legal Lot Number	31
Jurisdiction	ST CHARLES LA
Township / Civil Division	7
Census Block Group	2
Census Block	2037
Census Tract	63100

Owner

308 Saint Nicholas St is owned and occupied by an individual who bought it in August 2024.

Source: St. Charles Parish records, as of April 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	308 SAINT NICHOLAS ST, LULING, LA 70070-5234
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 24, 2026	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Apr 15, 2019	Cash Sale Deed, Transfer CHOICE TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 16, 2024 · Amount on File
Deed Sale	Aug 16, 2024 · Amount on File
Prior Sale	Jun 29, 2021 · Amount on File
Deed Document Number	2024483600
Prior Transfer Date	Jun 9, 2021
Prior Transfer Doc	0000460227
Record Updated	Jun 8, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES LA
Property Address	308 SAINT NICHOLAS ST, LULING, LA 70070-5234
Transaction Type	Mortgage
Record Updated	Apr 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000494430
Date	Feb 24, 2026
Instrument	494430

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2056

April 2019: Cash Sale Deed, Transfer

Document Type	Cash Sale Deed
Jurisdiction	ST CHARLES LA
Recording Date	Apr 15, 2019
Property Address	308 SAINT NICHOLAS ST, LULING, LA 70070-5234
Document Number	0008750523
Book / Page	875 / 523
Map Reference	COB 443 468
Instrument Date	Apr 12, 2019
Instrument	440035
Transaction Type	Transfer
Record Updated	Jul 21, 2021
Title Company	CHOICE TITLE

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	90 RIVER PARK DR, 90, HAHNVILLE, LA 70057-2439

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	308 SAINT NICHOLAS ST, LULING, LA 70070-5234

Tax Assessment & Valuation

The 2025 property tax bill for 308 Saint Nicholas St was $1,594 with a homeowner's exemption, down 33.3% from the year before.

Source: St. Charles Parish assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Louisiana
County	St. Charles Parish
Unified School District	St. Charles Parish School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,594.00 (-33.28%) Homeowner's exemption	$23,280 (-) Land $6,330 Building $16,950	$232,800 (-) Land $63,300 Building $169,500
2024	$2,389.00 (+49.03%)	$23,280 (+28.55%) Land $6,330 Building $16,950	$232,800 (+28.55%) Land $63,300 Building $169,500
2023	$1,603.00 (-4.53%) Homeowner's exemption	$18,109 (-) Land $4,640 Building $13,469	$181,090 (-) Land $46,400 Building $134,690
2022	$1,679.00 Homeowner's exemption	$18,109 Land $4,640 Building $13,469	$181,090 Land $46,400 Building $134,690

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 308 Saint Nicholas St; there have been 216 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 434 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	434 in force
Nearby Flood Claims	216 (1978–2026)
Claims Outside the SFHA	166 of 216
Most Recent Claim	Jun 2026 · Tropical Storm Arthur
Claims by Event	Tropical Storm Arthur, Jun 2026 · 19 claims Hurricane Katrina, Aug 2005 · 40 claims Severe Storms And Flooding, May 1995 · 88 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 308 Saint Nicholas St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 69% of Louisiana
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES PARISH DEPT OF WATERWORKS serves 52,879 people · EPA ID LA1089001
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 580 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Cox Communications Cable	2,000 / 100

May also be available: Verizon.

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