Pickens County property record for 312 S Cove Rd, Sunset, SC 29685 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 4 Baths |
| Year Built | Built 2015 |
| Square Footage | 3,141 sqft Living Area |
| Lot Size | 69,696 sqft (1.6 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $2,550,000 (2025) |
| Tax Bill | $4,822.00 (2025) |
| Primary APN | 4131-00-13-4541 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Total Rooms | 10 Rooms |
| Building Area | 3,141 sqft Living Area |
| Basement Area | 1,695 sqft Basement |
| Finished Basement | 1,489 sqft Finished |
| Unfinished Basement | 206 sqft Unfinished |
| Primary Flooring | Hardwood Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Block Exterior |
| Construction Type | Frame Construction |
| Foundation Type | No Foundation Foundation |
| Roof Construction | Gable Roof Construction |
| Roof Material | Shingle Roof |
| Lot Area | 69,696 sqft (1.6 acres) |
| Parking Spaces | 4 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 939 sqft Garage |
| Deck Area | 147 sqft Deck |
| Porch Area | 822 sqft Porch |
| Boat Access | Boat Access |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Floor/Wall Furnace Heating |
| Account Number | R0066900 |
|---|---|
| Street Address | 312 S COVE RD |
| City | SUNSET |
| State | SC |
| Zip | 29685-1713 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | RESERVE AT LAKE KEOWEE SEC B LOT 002 PLAT 432/10,11 |
| Legal Subdivision | RESERVE AT LAKE KEOWEE |
| Legal Block | 13 |
| Legal Lot Number | 2 |
| Jurisdiction | PICKENS SC |
| Minor Civil Division | SIX MILE |
| Census Blockgroup | 2 |
| Census Block | 2013 |
| Census Tract | 10201 |
Source: Pickens County records · APN 4131-00-13-4541
Assessment roll updated February 10, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 312 S COVE RD, SUNSET, SC 29685-1713 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is a Company |
| Vesting | Owner is a Trust, Trust |
| Date | Document |
|---|---|
| Jul 28, 2021 | Deed of Trust, Mortgage · Line of Credit FIRST PIEDMONT FSLA |
| Jun 26, 2017 | Deed, Transfer · Adjustable Rate Mortgage (ARM) CAROLINA ALLIANCE BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 03, 2025 · Amount on Record |
| Deed Sale | Apr 03, 2025 · Amount on Record |
| Prior Sale | Jun 26, 2017 · Amount on Record |
| Deed Doc Number | 20254605 |
| Deed Book / Page | 2795 / 297 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PICKENS SC |
| Property Address | 312 S COVE RD, SUNSET, SC 29685-1713 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2021 |
| Name | Verified Name |
|---|---|
| Address | 312 S COVE ROAD, CLEVELAND, SC 29635 |
| Document Number | 0000014590 |
|---|---|
| Date | Jul 28, 2021 |
| Book Page | 5961/341 |
| Instrument | 202114590 |
| Name | FIRST PIEDMONT FSLA |
|---|---|
| Type | Bank |
| Address | DUNCAN, SC 29334 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed |
|---|---|
| Jurisdiction | PICKENS SC |
| Recording Date | Jun 26, 2017 |
| Property Address | 312 S COVE RD, SUNSET, SC 29685-1713 |
| Document Number | 0000009938 |
| Book / Page | 1872 / 198 |
| Map Reference | MB432 PG10-11 |
| Instrument Date | Jun 23, 2017 |
| Instrument | 201709938 |
| Transaction Type | Transfer |
| Record Updated | Nov 30, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,515.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 312 S COVE RD, SUNSET, SC 29685-1713 |
| Document Number | 0000009939 |
|---|---|
| Date | Jun 26, 2017 |
| Instrument | 201709939 |
| Name | CAROLINA ALLIANCE BANK |
|---|---|
| Type | Bank |
| Type | Adjustable Rate Mortgage (ARM) |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.25% |
| Type Change Date | Jul 01, 2024 |
| Change Frequency | Annually |
| Min Rate At Change | 4% |
| Max Rate At Change | 6.25% |
| Index | 1-Year CMT |
| Margin | 4 |
| Max Rate | 10.2% |
Source: Pickens County records · Assessment roll updated February 10, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Pickens County |
| Unified School District | Pickens County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,822.00 (+5.65%) | $43,700 (+15%) Land $9,200 Building $34,500 | $1,957,000 (+106%) Land $412,000 Building $1,545,000 |
| 2024 | $4,564.00 (+1.49%) | $38,000 (-) Land $8,000 Building $30,000 | $950,000 (-) Land $200,000 Building $750,000 |
| 2023 | $4,497.00 (-1.92%) | $38,000 (-) Land $8,000 Building $30,000 | $950,000 (-) Land $200,000 Building $750,000 |
| 2022 | $4,585.00 | $38,000 Land $8,000 Building $30,000 | $950,000 Land $200,000 Building $750,000 |
312 S Cove Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Moderate risk).
Source: FEMA National Flood Hazard Layer · Pickens County (45077C), updated December 21, 2017
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Moderate 49th percentile of exposed land nationally · 49th in South Carolina |
|---|---|
| Wildfire Likelihood | Moderate — about 1 in 1,000 per year |
| Exposure | Indirect within ember reach of burnable land · adjoins burnable vegetation |
Values are read at the parcel center point; lenders make the official flood determination.
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