312 S 5th St, Chaffee, MO 63740 Property Records

Scott County property record for 312 S 5th St, Chaffee, MO 63740

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,030 sqft · built 2004
Lot Size	0.082 acres (3,575 sqft)
Owner	2 Individual Names on Record
Last Sale	$36,100 (Feb 2018)
Tax Bill	$358 (2025)
Deeds & Mortgages	Mar 2020 Mortgage Feb 2018 Mortgage
Flood Zone	Zone X (reduced by levee)
APN	`04-4.0-18.00-002-020-013.00`

Property Details

APN / Parcel Number

Primary APN	`04-4.0-18.00-002-020-013.00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,030 sqft Total Area
1st Floor Area	858 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Lot Area	3,575 sqft (0.082 acres)
Lot Dimensions	65 ft deep x 55 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	312 S 5TH ST
City	CHAFFEE
State	MO
Zip	63740-1703
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT LOTS 14 & LOT 15 BLK 26 CHAFFEE PB 2/70 55 X 65
Legal Range	13E
Legal Township	29N
Legal Section	18
Legal Subdivision	CHAFFEE
Legal Block	26
Legal Lot Number	14-15
Jurisdiction	SCOTT MO
Township / Civil Division	KELSO
Census Block Group	3
Census Block	3001
Census Tract	780200

Owner

Source: Scott County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	312 S 5TH ST, CHAFFEE, MO 63740-1703
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage SOUTHERN BANK
Feb 27, 2018	Warranty Deed, Transfer FIRST COMMERCIAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 27, 2018 · Amount on Record
Deed Sale	Feb 27, 2018 · Amount on Record
Deed Document Number	2018818
Deed Book / Page	2018 / 818
Record Updated	Oct 29, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT MO
Property Address	312 S 5TH ST, CHAFFEE, MO 63740-1703
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	GUARDIAN LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020/1104
Date	Mar 11, 2020
Book Page	2020/1104
Instrument	20201104

Lender

Name	SOUTHERN BANK
Type	Bank
Address	POPLAR BLUFF, MO 63902

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCOTT MO
Recording Date	Feb 27, 2018
Property Address	312 S 5TH ST, CHAFFEE, MO 63740-1703
Document Number	2018/0818
Book / Page	2018 / 0818
Instrument Date	Feb 20, 2018
Instrument	20180818
Transaction Type	Transfer
Record Updated	Oct 11, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	312 S 5TH ST, CHAFFEE, MO 63740-1703

Mortgage

Document Number	20180819
Date	Feb 27, 2018
Instrument	20180819

Lender

Name	FIRST COMMERCIAL BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	36 Months
Due	Feb 20, 2021

Tax Assessment & Valuation

Source: Scott County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	Missouri
Municipality	Chaffee City
County	Scott County
Unified School District	Chaffee R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$6,150 (-)
2025	$358.00	$6,150 (+11.21%)	$32,350 (+11.24%) Land $2,930 Building $29,420
2023		$5,530	$29,080 Land $2,930 Building $26,150

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHAFFEE PWS serves 3,054 people · EPA ID MO4010154
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 421 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Wisper ISP.

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