109 S 5th St, Chaffee, MO 63740 Property Records

Scott County property record for 109 S 5th St, Chaffee, MO 63740

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 798 sqft · built 1940
Lot Size	0.138 acres (6,000 sqft)
Owner	2 Individuals on Record
Last Sale	$64,500 (Feb 2017)
Tax Bill	$528 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Feb 2017 Mortgage
Flood Zone	Zone X (reduced by levee)
APN	`04-4.0-18.00-002-012-034.00`

Property Details

APN / Parcel Number

Primary APN	`04-4.0-18.00-002-012-034.00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	798 sqft Total Area
1st Floor Area	798 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Roof Material	Composition Shingle
Lot Area	6,000 sqft (0.138 acres)
Lot Dimensions	100 ft deep x 60 ft wide
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	109 S 5TH ST
City	CHAFFEE
State	MO
Zip	63740-1719
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT NE COR O B 13 CITY OF CHAFFEE R-1940 60 X 100
Legal Range	13E
Legal Township	29N
Legal Section	18
Legal Subdivision	CHAFFEE
Legal Block	12
Jurisdiction	SCOTT MO
Township / Civil Division	KELSO
Census Block Group	2
Census Block	2051
Census Tract	780200

Owner

Source: Scott County assessment roll, as of September 11, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individuals on Record
Mailing Address	109 S 5TH ST, CHAFFEE, MO 63740-1719
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 24, 2026	Deed of Trust, Mortgage · Conventional Mortgage MONTGOMERY BANK NA
Feb 9, 2017	Warranty Deed, Transfer · Conventional Mortgage BANK OF ADVANCE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 9, 2017 · Amount on Record
Deed Sale	Feb 9, 2017 · Amount on Record
Deed Document Number	2017580
Deed Book / Page	2017 / 580
Prior Transfer Date	Jan 30, 2017
Prior Transfer Doc	2017/0581
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT MO
Property Address	109 S 5TH ST, CHAFFEE, MO 63740-1719
Transaction Type	Mortgage
Record Updated	Apr 7, 2026
Title Company	UNITED LAND TITLE, UNITED LAND TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 S 5TH ST, CHAFFEE, MO 63740-1719

Mortgage

Document Number	02026/1209
Date	Mar 24, 2026
Book Page	2026/1209
Instrument	20261209

Lender

Name	MONTGOMERY BANK NA
Type	Bank
Address	SIKESTON, MO 63801

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCOTT MO
Recording Date	Feb 9, 2017
Property Address	109 S 5TH ST, CHAFFEE, MO 63740-1719
Document Number	2017/0580
Book / Page	2017 / 0580
Instrument Date	Jan 30, 2017
Instrument	20170580
Transaction Type	Transfer
Record Updated	Oct 11, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	109 S 5TH ST, CHAFFEE, MO 63740-1719

Mortgage

Document Number	2017/0581
Date	Feb 9, 2017
Book Page	2017/0581
Instrument	20170581

Lender

Name	BANK OF ADVANCE
Type	Bank
Address	CHAFFEE, MO 63740

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Scott County assessment roll, as of September 11, 2025

Property Jurisdictions

Type	Name
State	Missouri
Municipality	Chaffee City
County	Scott County
Unified School District	Chaffee R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$528.00 (+9.54%)	$9,070 (+11.29%)	$47,750 (+11.33%) Land $4,000 Building $43,750
2024	$482.00
2023		$8,150	$42,890 Land $4,000 Building $38,890

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2008)
Most Recent Claim	Mar 2008 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2008 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHAFFEE PWS serves 3,054 people · EPA ID MO4010154
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 421 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Wisper ISP.

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