312 S 4th St, Sturgis, MI 49091 Property Records

St. Joseph County property record for 312 S 4th St, Sturgis, MI 49091

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,744 sqft · built 1936
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on Record
Last Sale	$84,000 (Aug 2008)
Tax Bill	$2,086 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Nov 2025 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`052-580-015-00`

Property Details

APN / Parcel Number

Primary APN	`052-580-015-00`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,744 sqft Building Perimeter
1st Floor Area	904 sqft
Basement Area	840 sqft
Unfinished Basement	840 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1936
Effective Year Built	Effective 1936
Lot Area	7,405 sqft (0.17 acres)
Lot Dimensions	68.4 ft deep x 106 ft wide
Garage Area	324 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	312 S 4TH ST
City	STURGIS
State	MI
Zip	49091-1861
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THAT PART OF LOTS 25-26. SHADOW LAWN ADD DESC AS COM AT PT 59.6 FT W OF SE COR LOT 25 TH W 63.4 FT TH NELY TO NW COR LOT 26 T
Legal Subdivision	SHADOW LAWN ADDITION
Legal Lot Number	25-26
Jurisdiction	ST JOSEPH MI
Township / Civil Division	STURGIS
Census Block Group	1
Census Block	1021
Census Tract	40500

Owner

Source: St. Joseph County records, as of July 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	312 S 4TH ST, STURGIS, MI 49091-1861
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage THE HUNTINGTON NATIONAL BANK
Nov 26, 2025	Deed, Transfer
Nov 10, 2020	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 12, 2008 · Amount on Record
Deed Sale	Aug 12, 2008 · Amount on Record
Prior Sale	Jul 24, 2001
Deed Book / Page	1496 / 791
Last Transfer Date	Oct 14, 2020
Transfer Doc	2020007403
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH MI
Property Address	312 S 4TH ST, STURGIS, MI 49091-1861
Transaction Type	Mortgage
Record Updated	Dec 12, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021005782
Date	Jun 2, 2021
Instrument	2021005782

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43219

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 1, 2036

November 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	ST JOSEPH MI
Recording Date	Nov 26, 2025
Property Address	312 S 4TH ST, STURGIS, MI 49091-1861
Document Number	2025009335
Instrument Date	Nov 25, 2025
Instrument	2025009335
Transaction Type	Transfer
Record Updated	Dec 12, 2025

Transaction

Amount	Amount Recorded
Tax	$300.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	32651 FAWN RIVER RD, BURR OAK, MI 49030-9611

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	312 S 4TH ST, STURGIS, MI 49091-1861

November 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST JOSEPH MI
Recording Date	Nov 10, 2020
Property Address	312 S 4TH ST, STURGIS, MI 49091-1861
Document Number	2020007403
Map Reference	LB 1 PG 100
Instrument Date	Oct 14, 2020
Instrument	2020007403
Transaction Type	Transfer
Record Updated	Dec 12, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	65921 N CENTERVILLE RD, STURGIS, MI 49091-9107

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	312 S 4TH ST, STURGIS, MI 49091-1861
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: St. Joseph County assessment roll, as of July 24, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Joseph County
Municipality	Sturgis City
Unified School District	Sturgis Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$89,000 (+5.33%) Land $5,500 Building $83,500	$178,000 (+5.33%) Land $11,000 Building $167,000
2025	$2,086.00 (+2.71%) Homeowner's exemption	$84,500 Land $4,200 Building $80,300	$169,000 Land $8,400 Building $160,600
2024	$2,031.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STURGIS serves 11,920 people · EPA ID MI0006440
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 625 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Lakeland Internet.

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