309 S 4th St, Sturgis, MI 49091 Property Records

St. Joseph County property record for 309 S 4th St, Sturgis, MI 49091

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,835 sqft
Lot Size	0.21 acres (9,148 sqft)
Owner	Individual Name on Record
Last Sale	$72,000 (May 2019)
Tax Bill	$2,332 (2025)
Deeds & Mortgages	Nov 2022 Mortgage May 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`052-580-019-00`

Property Details

APN / Parcel Number

Primary APN	`052-580-019-00`

Interior

Full Baths	1 Bath
Building Area	1,835 sqft Building Perimeter
1st Floor Area	1,055 sqft
Basement Area	780 sqft
Unfinished Basement	780 sqft

Exterior

Lot Area	9,148 sqft (0.21 acres)
Lot Dimensions	174 ft deep x 53 ft wide
Garage Area	528 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	309 S 4TH ST
City	STURGIS
State	MI
Zip	49091-1822
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 30. SHADOW LAWN ADD. CITY OF STURGIS.
Legal Subdivision	SHADOW LAWN ADD
Legal Lot Number	30
Jurisdiction	ST JOSEPH MI
Township / Civil Division	STURGIS
Census Block Group	1
Census Block	1018
Census Tract	40500

Owner

Source: St. Joseph County records, as of July 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	309 S 4TH ST, STURGIS, MI 49091-1822
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 22, 2022	Deed of Trust, Mortgage · Conventional Mortgage OAK MORTGAGE LLC
May 9, 2019	Warranty Deed, Transfer · Conventional Mortgage OAK MORTGAGE LLC
May 26, 2017	Trustee's Deed, Foreclosure ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 9, 2019 · Amount on Record
Deed Sale	May 9, 2019 · Amount on Record
Prior Sale	May 26, 2017
Deed Book / Page	1958 / 234
Prior Transfer Date	Oct 27, 2016
Prior Transfer Doc	1851/0574
Record Updated	Oct 29, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH MI
Property Address	309 S 4TH ST, STURGIS, MI 49091-1822
Transaction Type	Mortgage
Record Updated	Dec 7, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	309 S 4TH ST, STURGIS, MI 49091-1822

Mortgage

Document Number	2022009920
Date	Nov 22, 2022
Instrument	2022009920

Lender

Name	OAK MORTGAGE LLC
Type	Mortgage Company
Address	STURGIS, MI 49091

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2052

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH MI
Recording Date	May 9, 2019
Property Address	309 S 4TH ST, STURGIS, MI 49091-1822
Document Number	01958/0234
Book / Page	1958 / 0234
Map Reference	LB 1 PG 100
Instrument Date	May 1, 2019
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	OAK TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$619.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1414 CARLTON RD, 1414, STURGIS, MI 49091-9727

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	67360 CROOKED CREEK RD, WHITE PIGEON, MI 49099-8756

Mortgage

Document Number	0001958237
Date	May 9, 2019
Instrument	1958/237

Lender

Name	OAK MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2049

May 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	ST JOSEPH MI
Recording Date	May 26, 2017
Property Address	309 S 4TH ST, STURGIS, MI 49091-1822
Document Number	1871/0675
Book / Page	1871 / 0675
Instrument Date	May 24, 2017
Transaction Type	Foreclosure
Record Updated	Jul 22, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Foreclosure Auction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9100 ALMENA DR, 9100, KALAMAZOO, MI 49009-9311

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	307 N FRANKS AVE, STURGIS, MI 49091-1277

Tax Assessment & Valuation

Source: St. Joseph County assessment roll, as of July 24, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Joseph County
Municipality	Sturgis City
Unified School District	Sturgis Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$86,000 (+5.26%) Land $5,900 Building $80,100	$172,000 (+5.26%) Land $11,800 Building $160,200
2025	$2,332.00 Homeowner's exemption	$81,700 Land $4,700 Building $77,000	$163,400 Land $9,400 Building $154,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STURGIS serves 11,920 people · EPA ID MI0006440
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 625 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Lakeland Internet.

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