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312 Root St, Oakley, MI 48649 Property Records

Saginaw County property record for 312 Root St, Oakley, MI 48649

Property Summary

Property TypeSingle Family Home
Details1 ba · 784 sqft · built 1946
Lot Size0.2 acres (8,712 sqft)
OwnerIndividual Name on File
Tax Bill$713 (2025)
Deeds & MortgagesAug 2017 Mortgage
Jun 2018 Transfer
Flood ZoneZone X (minimal risk)
APN07-09-3-31-0423-800

Property Details

APN / Parcel Number

Primary APN07-09-3-31-0423-800
Alternative APN
  • 07093310423B00

Interior

Full Baths1 Bath
Half Baths1 Half Bath
Stories1 Story
Building Area784 sqft Living Area
1st Floor Area784 sqft
Basement Area784 sqft

Exterior

Year BuiltBuilt 1946
Effective Year BuiltEffective 1946
Architectural StyleMobile/Manufactured
Exterior MaterialWood Siding
Roof MaterialAsphalt
Lot Area8,712 sqft (0.2 acres)
Lot Dimensions132 ft deep x 66 ft wide
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area35 sqft
Patio Area63 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Street Address312 ROOT ST
CityOAKLEY
StateMI
Zip48649-2517
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA-R
Legal DescriptionLOT 4 BLK 5 HENRY PARSHALLS DIVISION VILLAGE OF OAKLEY SEC 31 T9N R3E
Legal Range03E
Legal Township09N
Legal Section31
Legal SubdivisionHENRY PARSHALLS DIVISION
Legal Block5
Legal Lot Number4
Legal Unit4
JurisdictionSAGINAW MI
Township / Civil DivisionBRADY
Census Block Group4
Census Block4016
Census Tract12500

Owner

Source: Saginaw County records · APN 07-09-3-31-0423-800

Assessment roll updated September 9, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address312 ROOT ST, OAKLEY, MI 48649-2517
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 23, 2017Deed of Trust, Mortgage · FHA Mortgage
ACADEMY MORTGAGE CORP
Jun 06, 2018Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleFeb 21, 1995
Deed SaleFeb 21, 1995
Prior SaleJan 10, 1994
Deed Book / Page1929 / 345
Record UpdatedSep 20, 2026

August 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAGINAW MI
Property Address312 ROOT ST, OAKLEY, MI 48649-2517
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyGARROW TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000023918
DateAug 23, 2017
Book Page38/199
Instrument2017023918
Lender
NameACADEMY MORTGAGE CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded

June 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAGINAW MI
Recording DateJun 06, 2018
Property Address312 ROOT ST, OAKLEY, MI 48649-2517
Document Number0000016182
Instrument DateJun 14, 1999
Instrument16182
Transaction TypeTransfer
Record UpdatedJul 04, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address115 E 3RD ST OAKLEY MI 486492507, OAKLEY, MI 48649-2507

Tax Assessment & Valuation

Source: Saginaw County records · Assessment roll updated September 9, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateMichigan
CountySaginaw County
County SubdivisionBrady Township
MunicipalityOakley Village
Unified School DistrictChesaning Union Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$22,600 (+36.14%)$45,200 (+36.14%)
2025$713.00 (+94.28%) Homeowner's exemption
2023$16,600$33,200
2022$367.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of March 29, 2024 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Starlink
Satellite		280 / 30

May also be available: AT&T.

Based on FCC filings for 52 locations within half a mile of this property.

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