308 Root St, Oakley, MI 48649 Property Records

Saginaw County property record for 308 Root St, Oakley, MI 48649

Property Summary

Property TypeSingle Family Home
Details1 ba · 368 sqft · built 1930
Lot Size0.2 acres (8,712 sqft)
OwnerIndividual Name on Record
Last Sale$4,500 (Mar 2005)
Tax Bill$155 (2025)
Deeds & MortgagesAug 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN07-09-3-31-0423-700

Property Details

APN / Parcel Number

Primary APN07-09-3-31-0423-700
Alternative APN
  • 07093310423A00

Interior

Full Baths1 Bath
Half Baths1 Half Bath
Stories1 Story
Building Area368 sqft Living Area

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 1930
Exterior MaterialWood Siding
Roof MaterialAsphalt
Lot Area8,712 sqft (0.2 acres)
Lot Dimensions132 ft deep x 66 ft wide
Garage Area368 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address308 ROOT ST
CityOAKLEY
StateMI
Zip48649-2517
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA-R
Legal DescriptionLOT 3 BLK 5 HENRY PARSHALLS DIVISION VILLAGE OF OAKLEY SEC 31 T09N R3E
Legal Range03E
Legal Township09N
Legal Section31
Legal SubdivisionHENRY PARSHALLS DIVISION
Legal Block5
Legal Lot Number3
Legal Unit3
JurisdictionSAGINAW MI
Township / Civil DivisionBRADY
Census Block Group4
Census Block4016
Census Tract12500

Owner

Source: Saginaw County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address312 ROOT ST, OAKLEY, MI 48649-2517
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 16, 2005 · Amount on Record
Deed SaleMar 16, 2005 · Amount on Record
Prior SaleMar 10, 2005 · Amount on Record
Deed Document Number20057249906
Deed Book / Page2295 / 969
Record UpdatedOct 29, 2026

August 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSAGINAW MI
Recording DateAug 23, 2017
Property Address308 ROOT ST, OAKLEY, MI 48649-2517
Document Number0000023917
Instrument DateAug 21, 2017
Instrument23917
Transaction TypeTransfer
Record UpdatedAug 31, 2017
Title CompanyGARROW TITLE AGENCY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$34.00
Amount AccuracyConfirmed
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address114 S CANAL ST #1 CHESANING MI 486161551, 1, CHESANING, MI 48616-1551

Mortgage

Document Number23918
DateAug 23, 2017
Instrument23918
Lender
NameACADEMY MTG
TypeMortgage Company
AddressDRAPER, UT 84020
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 22, 2047

Tax Assessment & Valuation

Source: Saginaw County assessment roll, as of August 21, 2026

Property Jurisdictions

TypeName
StateMichigan
CountySaginaw County
County SubdivisionBrady Township
MunicipalityOakley Village
Unified School DistrictChesaning Union Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$10,000 (+51.52%)$20,000 (+51.52%)
2025$155.00 (+33.62%) Homeowner's exemption
2023$6,600$13,200
2022$116.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 29, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Starlink
Satellite
280 / 30

May also be available: AT&T.

Nearby Properties on Root St

Nearby Streets

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