312 Rainbow Rdg, Cincinnati, OH 45215 Property Records

Hamilton County property record for 312 Rainbow Rdg, Cincinnati, OH 45215

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,003 sqft · built 1994
Lot Size	0.361 acres (15,725 sqft)
Owner	2 Individual Names on File
Tax Bill	$7,923 (2025)
Deeds & Mortgages	Feb 2019 Mortgage Apr 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`671-0015-0077-00`

Property Details

APN / Parcel Number

Primary APN	`671-0015-0077-00`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	3,003 sqft Living Area
Gross Area	5,254 sqft
1st Floor Area	1,745 sqft
2nd Floor Area	1,258 sqft
Basement Area	1,745 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Conventional
Exterior Material	Frame/Masonry
Construction Type	Masonry / Concrete Block
Lot Area	15,725 sqft (0.361 acres)
Lot Dimensions	136 ft deep x 37.1 ft wide
Garage Type	Attached
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	312 RAINBOW RDG
City	CINCINNATI
State	OH
Zip	45215-6600
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RAINBOW RIDGE 37.09 X 136.93 IRR LOT 34 EAGLEVIEW MEADOWS BLK B
Legal Subdivision	EAGLEVIEW MEADOWS
Legal Block	B
Legal Lot Number	34
Jurisdiction	HAMILTON OH
Township / Civil Division	READING
Census Block Group	1
Census Block	1003
Census Tract	23210

Owner

312 Rainbow Rdg is owned and occupied by two individuals who acquired it in June 1994.

Source: Hamilton County records, as of October 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	312 RAINBOW RDG, CINCINNATI, OH 45215-6600
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 28, 2019	Deed of Trust, Mortgage · Conventional Mortgage THE HUNTINGTON NATIONAL BANK
Apr 4, 2019	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Nov 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage HUNTINGTON NAT'L BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 8, 1994
Deed Sale	Jun 8, 1994
Deed Document Number	1994104432
Deed Book / Page	6490 / 5071
Record Updated	Oct 29, 2026

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	312 RAINBOW RDG, CINCINNATI, OH 45215-6600
Transaction Type	Mortgage
Record Updated	Oct 31, 2022
Title Company	AGILITY CLOSING & TTL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000015164
Date	Feb 28, 2019
Book Page	13864/01418
Instrument	2019-0015164

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43219

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Mar 1, 2034

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	312 RAINBOW RDG, CINCINNATI, OH 45215-6600
Transaction Type	Mortgage
Record Updated	Oct 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000025019
Date	Apr 4, 2019
Book Page	13889/00833
Instrument	2019-0025019

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Mar 22, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	312 RAINBOW RDG, CINCINNATI, OH 45215-6600
Document Number	0000123909
Instrument Date	Nov 18, 2020
Transaction Type	Mortgage
Record Updated	Jan 21, 2021
Title Company	AGILITY CLOSING AND TITLE SERVICES I, AGILITY CLOSING & TITLE SVCS I

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	312 RAINBOW RDG CINCINNATI OH 452156600, CINCINNATI, OH 45215-6600

Mortgage

Document Number	0000123909
Date	Nov 24, 2020
Book Page	014302/002209
Instrument	123909

Lender

Name	HUNTINGTON NAT'L BK
Type	Bank
Address	COLUMBUS, OH 43219

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Nov 23, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 312 Rainbow Rdg was $7,923, up 1.9% from the year before.

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Reading City
Unified School District	Reading Community City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,923.00 (+1.86%)	$150,287 (-) Land $15,348 Building $134,939	$429,390 Land $43,850 Building $385,540
2024	$7,778.00 (-1.49%)	$150,287 (-) Land $15,348 Building $134,939
2023	$7,896.00 (+5.96%)	$150,287 (+36.73%) Land $15,348 Building $134,939	$429,390 Land $43,850 Building $385,540
2022	$7,452.00 Homeowner's exemption	$109,918 Land $13,321 Building $96,597
2020			$314,050 Land $38,060 Building $275,990

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 312 Rainbow Rdg in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 312 Rainbow Rdg is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	READING CITY PWS serves 9,506 people · EPA ID OH3101812
Water Source	Purchased surface water from CINCINNATI PUBLIC WATER SYSTEM
Last State Inspection	Oct 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 520 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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