305 Rainbow Rdg, Cincinnati, OH 45215 Property Records

Hamilton County property record for 305 Rainbow Rdg, Cincinnati, OH 45215

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,923 sqft · built 1994
Lot Size	0.254 acres (11,064 sqft)
Owner	2 Individual Names on File
Last Sale	$215,000 (Jul 2014)
Tax Bill	$6,344 (2025)
Deeds & Mortgages	Mar 2023 Line of Credit Aug 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`671-0015-0073-00`

Property Details

APN / Parcel Number

Primary APN	`671-0015-0073-00`
Alternative APN	`200962571`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,923 sqft Living Area
Gross Area	4,354 sqft
1st Floor Area	1,923 sqft
Basement Area	1,855 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Conventional
Exterior Material	Frame/Masonry
Construction Type	Masonry / Concrete Block
Lot Area	11,064 sqft (0.254 acres)
Lot Dimensions	147 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	192 sqft
Deck Area	Deck Area
Patio Area	260 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	305 RAINBOW RDG
City	CINCINNATI
State	OH
Zip	45215-6600
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RAINBOW RIDGE 75 X 147.14 IRR LOT 30 EAGLEVIEW MEADOWS BLK B
Legal Subdivision	EAGLEVIEW MEADOWS
Legal Block	B
Legal Lot Number	30
Jurisdiction	HAMILTON OH
Township / Civil Division	READING
Census Block Group	1
Census Block	1003
Census Tract	23210

Owner

305 Rainbow Rdg is owned and occupied by two individuals who bought it in July 2014.

Source: Hamilton County records, as of October 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	305 RAINBOW RDG, CINCINNATI, OH 45215-6600
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 6, 2023	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Aug 11, 2020	Deed of Trust, Mortgage · Conventional with PMI GUARDIAN SVGS BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 14, 2014 · Amount on File
Deed Sale	Jul 14, 2014 · Amount on File
Prior Sale	Aug 3, 1998 · Amount on File
Deed Document Number	201468654
Deed Book / Page	12653 / 1513
Record Updated	Oct 29, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	305 RAINBOW RDG, CINCINNATI, OH 45215-6600
Transaction Type	Mortgage
Record Updated	May 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	305 RAINBOW RDG, CINCINNATI, OH 45215-6600

Mortgage

Document Number	0000015206
Date	Mar 6, 2023
Book Page	14866/1037
Instrument	2023-0015206

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Feb 17, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	305 RAINBOW RDG, CINCINNATI, OH 45215-6600
Document Number	0000082540
Instrument Date	Aug 11, 2020
Transaction Type	Mortgage
Record Updated	Oct 30, 2020
Title Company	PROMINENT TITLE AGENCY LLC, PROMINENT TITLE AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	305 RAINBOW RDG CINCINNATI OH 452156600, CINCINNATI, OH 45215-6600

Mortgage

Document Number	0000082540
Date	Aug 19, 2020
Book Page	014235/000070
Instrument	82540

Lender

Name	GUARDIAN SVGS BK
Type	Federal Savings Bank
Address	CINCINNATI, OH 45239

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	300 Months
Due	Aug 18, 2045

Tax Assessment & Valuation

The 2025 property tax bill for 305 Rainbow Rdg was $6,344, up 1.8% from the year before.

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Reading City
Unified School District	Reading Community City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,344.00 (+1.85%)	$120,348 (-) Land $15,250 Building $105,098	$343,850 Land $43,570 Building $300,280
2024	$6,229.00 (-1.49%)	$120,348 (-) Land $15,250 Building $105,098
2023	$6,323.00 (+5.42%)	$120,348 (+36.04%) Land $15,250 Building $105,098	$343,850 Land $43,570 Building $300,280
2022	$5,998.00 Homeowner's exemption	$88,466 Land $13,237 Building $75,229
2020			$252,760 Land $37,820 Building $214,940

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 305 Rainbow Rdg in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 305 Rainbow Rdg is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	READING CITY PWS serves 9,506 people · EPA ID OH3101812
Water Source	Purchased surface water from CINCINNATI PUBLIC WATER SYSTEM
Last State Inspection	Oct 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 520 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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