312 Prospect St, Berea, OH 44017 Property Records

Cuyahoga County property record for 312 Prospect St, Berea, OH 44017

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,274 sqft · built 1939
Lot Size0.162 acres (7,095 sqft)
OwnerIndividual Name on Record
Last Sale$170,000 (May 2021)
Tax Bill$3,963 (2025)
Deeds & MortgagesMay 2021 Sale & Mortgage
Apr 2017 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN363-19-015

Property Details

APN / Parcel Number

Primary APN363-19-015

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures10 Plumbing Fixtures
Total Rooms6 Rooms
Stories2 Stories
Building Area1,274 sqft Living Area
1st Floor Area856 sqft
2nd Floor Area418 sqft
Basement Area836 sqft
Finished Basement418 sqft

Exterior

Year BuiltBuilt 1939
Effective Year BuiltEffective 1970
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area7,095 sqft (0.162 acres)
Lot Dimensions129 ft deep x 55 ft wide
Garage TypeDetached
Garage Area440 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area70 sqft
Deck Area158 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
SewerConnected
Water SourceCommercial

Location & Zoning

Street Address312 PROSPECT ST
CityBEREA
StateOH
Zip44017-2419
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSF-B
Legal Description16 HARNAGY 0027 ALL
Legal SubdivisionHARNAGY
Legal Lot Number27
JurisdictionCUYAHOGA OH
Township / Civil DivisionBEREA
Census Block Group1
Census Block1007
Census Tract134206

Owner

Source: Cuyahoga County records, as of March 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address312 PROSPECT ST, BEREA, OH 44017-2419
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 3, 2021Warranty Deed, Transfer · Conventional Mortgage
FIRST NATIONAL BANK OF PENNSYLVANIA
Apr 19, 2017Warranty Deed, Subdivision Related Transfer · Conventional with PMI
US BK
Jan 18, 2017Grant Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 3, 2021 · Amount on Record
Deed SaleMay 3, 2021 · Amount on Record
Prior SaleApr 19, 2017 · Amount on Record
Deed Document Number0000000454
Record UpdatedJun 8, 2026

May 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCUYAHOGA OH
Recording DateMay 3, 2021
Property Address312 PROSPECT ST, BEREA, OH 44017-2419
Document Number0000000454
Map ReferenceVOL 91 PG 17
Instrument DateApr 27, 2021
Instrument202105030454
Transaction TypeTransfer
Record UpdatedJun 21, 2021
Title CompanyMAXIMUM TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address312 PROSPECT ST, BEREA, OH 44017-2419

Mortgage

Document Number0000000455
DateMay 3, 2021
Instrument202105030455
Lender
NameFIRST NATIONAL BANK OF PENNSYLVANIA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2051

April 2017: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionCUYAHOGA OH
Recording DateApr 19, 2017
Property Address312 PROSPECT ST, BEREA, OH 44017-2419
Document Number0004190535
Instrument DateApr 17, 2017
Instrument4190535
Transaction TypeSubdivision Related Transfer
Record UpdatedMay 23, 2017
Title CompanyNORTHSHORE TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$532.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address312 PROSPECT ST BEREA OH 440172419, BEREA, OH 44017-2419

Mortgage

Document Number4190536
DateApr 19, 2017
Instrument4190536
Lender
NameUS BK
TypeBank
AddressOWENSBORO, KY 42301
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueApr 18, 2047

January 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionCUYAHOGA OH
Recording DateJan 18, 2017
Property Address312 PROSPECT ST, BEREA, OH 44017-2419
Document Number0001180170
Instrument DateDec 19, 2016
Instrument1180170
Transaction TypeTransfer
Record UpdatedApr 18, 2017
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address20374 TRAMORE LN STRONGSVILLE OH 441490974, STRONGSVILLE, OH 44149-0974

Tax Assessment & Valuation

Source: Cuyahoga County assessment roll, as of August 1, 2025

Property Jurisdictions

TypeName
StateOhio
CountyCuyahoga County
MunicipalityBerea City
Unified School DistrictBerea City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,963.00 (+2.14%) Homeowner's exemption$68,430 (-) Land $10,990 Building $57,440
2024$3,880.00 (-1.22%) Homeowner's exemption$68,430 (+22.94%) Land $10,990 Building $57,440$195,500 (+22.96%) Land $31,400 Building $164,100
2023$3,928.00 (+4.22%)$55,660 (+1.35%) Land $10,330 Building $45,330
2022$3,769.00 Homeowner's exemption$54,920 Land $10,330 Building $44,590
2021$159,000 Land $29,500 Building $129,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2021

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 96% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBEREA CITY PWS
serves 18,789 people · EPA ID OH1800111
Water SourceSurface water
Last State InspectionMay 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Apr 2019
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 287 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Breezeline
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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