Cuyahoga County property record for 307 Prospect St, Berea, OH 44017
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,680 sqft · built 1928 |
| Lot Size | 0.211 acres (9,200 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $138,200 (Nov 2018) |
| Tax Bill | $6,424 (2025) |
| Deeds & Mortgages | Dec 2019 Mortgage Nov 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 363-19-024 |
| Primary APN | 363-19-024 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,680 sqft Living Area |
| 1st Floor Area | 1,120 sqft |
| 2nd Floor Area | 560 sqft |
| Basement Area | 1,120 sqft |
| Year Built | Built 1928 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 9,200 sqft (0.211 acres) |
| Lot Dimensions | 177 ft deep x 50 ft wide |
| Garage Type | Detached |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed Porch |
| Porch Area | 240 sqft |
| Cooling System | None |
|---|---|
| Heating System | Forced Air |
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 307 PROSPECT ST |
|---|---|
| City | BEREA |
| State | OH |
| Zip | 44017-2418 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF-B |
| Legal Description | 16 HARRISON PROP SP 642.65FT NP 0007 ALL |
| Legal Subdivision | HARRISON PROP |
| Legal Lot Number | 7 |
| Jurisdiction | CUYAHOGA OH |
| Township / Civil Division | BEREA |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 134206 |
307 Prospect St is owned and occupied by two individuals who bought it in November 2018.
Source: Cuyahoga County records, as of March 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 307 PROSPECT ST, BEREA, OH 44017-2418 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 17, 2019 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS |
| Nov 8, 2018 | Grant Deed, Transfer · Conventional with PMI QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 8, 2018 · Amount on File |
| Deed Sale | Nov 8, 2018 · Amount on File |
| Prior Sale | Apr 20, 2011 |
| Deed Document Number | 0011080470 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CUYAHOGA OH |
| Property Address | 307 PROSPECT ST, BEREA, OH 44017-2418 |
| Document Number | 0012310837 |
| Instrument Date | Dec 17, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 10, 2020 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 307 PROSPECT ST BEREA OH 440172418, BEREA, OH 44017-2418 |
| Document Number | 0012310837 |
|---|---|
| Date | Dec 31, 2019 |
| Instrument | 12310837 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 30, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CUYAHOGA OH |
| Recording Date | Nov 8, 2018 |
| Property Address | 307 PROSPECT ST, BEREA, OH 44017-2418 |
| Document Number | 0011080470 |
| Instrument Date | Oct 26, 2018 |
| Instrument | 11080470 |
| Transaction Type | Transfer |
| Record Updated | Dec 4, 2018 |
| Title Company | MAXIMUM TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $552.80 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 307 PROSPECT ST BEREA OH 440172418, BEREA, OH 44017-2418 |
| Document Number | 11080471 |
|---|---|
| Date | Nov 8, 2018 |
| Instrument | 11080471 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 7, 2048 |
The 2025 property tax bill for 307 Prospect St was $6,424 with a homeowner's exemption, up 56.6% from the year before.
Source: Cuyahoga County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Cuyahoga County |
| Municipality | Berea City |
| Unified School District | Berea City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,424.00 (+56.64%) Homeowner's exemption | $72,320 (-) Land $12,220 Building $60,100 | |
| 2024 | $4,101.00 (+25.53%) Homeowner's exemption | $72,320 (+49.51%) Land $12,220 Building $60,100 | $206,600 Land $34,900 Building $171,700 |
| 2023 | $3,267.00 (-20.82%) Homeowner's exemption | $48,370 (-) Land $10,920 Building $37,450 | |
| 2022 | $4,126.00 Homeowner's exemption | $48,370 Land $10,920 Building $37,450 | |
| 2021 | $138,200 Land $31,200 Building $107,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 307 Prospect St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective December 16, 2021
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 307 Prospect St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BEREA CITY PWS serves 18,789 people · EPA ID OH1800111 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 287 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Breezeline Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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