312 Pine Knoll Cir, Atlantic Beach, NC 28512 Property Records

Carteret County property record for 312 Pine Knoll Cir, Atlantic Beach, NC 28512

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,583 sqft · built 1997
Lot Size	0.564 acres (24,568 sqft)
Owner	2 Individual Names on File
Last Sale	$480,000 (Jul 2023)
Tax Bill	$1,375 (2025)
Deeds & Mortgages	Jul 2023 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`6355.18.31.7444000`

Property Details

APN / Parcel Number

Primary APN	`6355.18.31.7444000`
Alternative APNs	`203960` `559039` `42604`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,583 sqft Heated Area
Gross Area	1,914 sqft
1st Floor Area	531 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Ranch
Exterior Material	Fiber Cement Siding
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	24,568 sqft (0.564 acres)
Lot Dimensions	193 ft deep x 140 ft wide
Garage Type	Finished
Garage Area	399 sqft
Porch	Slab
Porch Area	28 sqft
Deck Area	47 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	42604
Street Address	312 PINE KNOLL CIR
City	ATLANTIC BEACH
State	NC
Zip	28512-6812
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L7 PINE KNOLL VILLAGE
Legal Subdivision	PINE KNOLL VILLAGE
Legal Block	31
Legal Lot Number	7
Jurisdiction	CARTERET NC
Township / Civil Division	MOREHEAD
Census Block Group	2
Census Block	2008
Census Tract	971003

Owner

312 Pine Knoll Cir is owned by two individuals who bought it in July 2023.

Source: Carteret County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1127 STRAITS RD, SMYRNA, NC 28579-9541
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 28, 2023 · Amount on File
Deed Sale	Jul 28, 2023 · Amount on File
Prior Sale	Dec 22, 2022 · Amount on File
Deed Document Number	20231805181
Deed Book / Page	1805 / 181
Record Updated	Oct 29, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARTERET NC
Recording Date	Jul 28, 2023
Property Address	312 PINE KNOLL CIR, PINE KNOLL SHORES, NC 28512-6812
Document Number	0018050181
Book / Page	1805 / 181
Map Reference	MB 27 PG 45
Instrument Date	Jul 24, 2023
Instrument	1805181
Transaction Type	Transfer
Record Updated	Aug 9, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$960.00
Amount Accuracy	Rounded by County
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 13249, OAKLAND, CA 94661-0249

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1127 STRAITS RD, SMYRNA, NC 28579-9541

Mortgage

Document Number	0001805183
Date	Jul 28, 2023
Instrument	1805183

Lender

Name	HOMEXPRESS MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 312 Pine Knoll Cir was $1,375.

Source: Carteret County assessment roll, as of November 24, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Carteret County
Municipality	Pine Knoll Shores Town
Unified School District	Carteret County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$567,949 (-) Land $212,888 Building $355,061	$567,949 (-) Land $212,888 Building $355,061
2025	$1,375.00	$567,949 Land $212,888 Building $355,061	$567,949 Land $212,888 Building $355,061
2023		$223,835 (-) Land $76,988 Building $146,847	$223,835 (-) Land $76,988 Building $146,847
2022	$753.00	$223,835 Land $76,988 Building $146,847	$223,835 Land $76,988 Building $146,847

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 312 Pine Knoll Cir in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	7.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 461 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1,290 units insured incl. 829 condo units
Nearby Flood Claims	52 (1999–2024)
Claims Outside the SFHA	16 of 52
Most Recent Claim	Sep 2024 · Potential Tropical Cyclone Eight
Claims by Event	Hurricane Dorian, Sep 2019 · 4 claims Hurricane Florence, Sep 2018 · 37 claims Hurricane Irene, Aug 2011 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 312 Pine Knoll Cir is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINE KNOLL SHORES private · serves 4,800 people · EPA ID NC0416031
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 139 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000