Carteret County property record for 304 Pine Knoll Cir, Atlantic Beach, NC 28512
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,522 sqft · built 1993 |
| Lot Size | 0.576 acres (25,091 sqft) |
| Owner | Individual Name on File |
| Last Sale | $485,000 (Jul 2023) |
| Tax Bill | $1,204 (2025) |
| Deeds & Mortgages | Jul 2023 Sale & Mortgage Oct 2021 Mortgage + 2 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 6355.18.41.2543000 |
| Primary APN | 6355.18.41.2543000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,522 sqft Heated Area |
| Gross Area | 2,241 sqft |
| 1st Floor Area | 1,522 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1994 |
| Architectural Style | Ranch |
| Exterior Material | Vinyl |
| Foundation Type | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 25,091 sqft (0.576 acres) |
| Lot Dimensions | 252 ft deep x 100 ft wide |
| Garage Type | Finished |
| Garage Area | 483 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 44 sqft |
| Deck Area | 48 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Account Number | 26679 |
|---|---|
| Street Address | 304 PINE KNOLL CIR |
| City | ATLANTIC BEACH |
| State | NC |
| Zip | 28512-6812 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | L3 PINE KNOLL VILLAGE |
| Legal Subdivision | PINE KNOLL VILLAGE |
| Legal Block | 41 |
| Legal Lot Number | 3 |
| Jurisdiction | CARTERET NC |
| Township / Civil Division | MOREHEAD |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 971003 |
304 Pine Knoll Cir is owned and occupied by an individual who bought it in July 2023.
Source: Carteret County records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 304 PINE KNOLL CIR, ATLANTIC BEACH, NC 28512-6812 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 21, 2023 | Warranty Deed, Transfer · Conventional Mortgage AMERICAN SECURITY MORTGAGE CORP |
| Oct 12, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FIRST FEDERAL BANK |
| Jul 20, 2020 | Warranty Deed, Transfer · FHA Mortgage FIRST FEDERAL BANK |
| Sep 5, 2017 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 21, 2023 · Amount on File |
| Deed Sale | Jul 21, 2023 · Amount on File |
| Prior Sale | Jul 20, 2020 · Amount on File |
| Deed Document Number | 20231804391 |
| Deed Book / Page | 1804 / 391 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CARTERET NC |
| Recording Date | Jul 21, 2023 |
| Property Address | 304 PINE KNOLL CIR, PINE KNOLL SHORES, NC 28512-6812 |
| Document Number | 0018040391 |
| Book / Page | 1804 / 391 |
| Map Reference | MB 27 PG 45 |
| Instrument Date | Jul 12, 2023 |
| Instrument | 1804391 |
| Transaction Type | Transfer |
| Record Updated | Aug 3, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $970.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4005 GALANTIS DRIVE, WILSON, NC 27893 |
| Name | Verified Name |
|---|---|
| Address | 1120 WATSON DR NW, WILSON, NC 27893-2434 |
| Document Number | 0001804392 |
|---|---|
| Date | Jul 21, 2023 |
| Instrument | 1804392 |
| Name | AMERICAN SECURITY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARTERET NC |
| Property Address | 304 PINE KNOLL CIR, PINE KNOLL SHORES, NC 28512-6812 |
| Transaction Type | Mortgage |
| Record Updated | Oct 20, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0017420076 |
|---|---|
| Date | Oct 12, 2021 |
| Book Page | 1742/76 |
| Instrument | 1742076 |
| Name | FIRST FEDERAL BANK |
|---|---|
| Type | Bank |
| Address | ALPHARETTA, GA 30022 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CARTERET NC |
| Recording Date | Jul 20, 2020 |
| Property Address | 304 PINE KNOLL CIR, PINE KNOLL SHORES, NC 28512-6812 |
| Document Number | 0016790379 |
| Book / Page | 1679 / 379 |
| Map Reference | MB 27 PG 45 |
| Instrument Date | Jul 17, 2020 |
| Instrument | 1679379 |
| Transaction Type | Transfer |
| Record Updated | Sep 16, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $650.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 17300 SE 73 PARUGLEN CT, 17300, THE VILLAGES, FL 32162 |
| Name | Verified Name |
|---|---|
| Address | 304 PINE KNOLL CIR, ATLANTIC BEACH, NC 28512-6812 |
| Document Number | 1679380 |
|---|---|
| Date | Jul 20, 2020 |
| Instrument | 1679-380 |
| Name | FIRST FEDERAL BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CARTERET NC |
| Recording Date | Sep 5, 2017 |
| Property Address | 304 PINE KNOLL CIR, PINE KNOLL SHORES, NC 28512-6812 |
| Document Number | 0015860237 |
| Book / Page | 001586 / 000237 |
| Instrument Date | Aug 31, 2017 |
| Transaction Type | Transfer |
| Record Updated | Sep 8, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $396.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 304 PINE KNOLL CIR PINE KNOLL SHORES NC 285126812, PINE KNOLL SHORES, NC 28512-6812 |
The 2025 property tax bill for 304 Pine Knoll Cir was $1,204.
Source: Carteret County assessment roll, as of November 24, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Carteret County |
| Municipality | Pine Knoll Shores Town |
| Unified School District | Carteret County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $491,774 (-) Land $191,180 Building $300,594 | $491,774 (-) Land $191,180 Building $300,594 | |
| 2025 | $1,204.00 | $491,774 Land $191,180 Building $300,594 | $491,774 Land $191,180 Building $300,594 |
| 2023 | $187,742 (-) Land $63,280 Building $124,462 | $187,742 (-) Land $63,280 Building $124,462 | |
| 2022 | $634.00 | $187,742 Land $63,280 Building $124,462 | $187,742 Land $63,280 Building $124,462 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 304 Pine Knoll Cir in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 461 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1,290 units insured incl. 829 condo units |
| Nearby Flood Claims | 52 (1999–2024) |
| Claims Outside the SFHA | 16 of 52 |
| Most Recent Claim | Sep 2024 · Potential Tropical Cyclone Eight |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 304 Pine Knoll Cir is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 96% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PINE KNOLL SHORES private · serves 4,800 people · EPA ID NC0416031 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 139 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
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