312 N Cogan Ln, Independence, MO 64050 Property Records

Jackson County property record for 312 N Cogan Ln, Independence, MO 64050

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,288 sqft · built 1940
Lot Size	0.39 acres (16,995 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,903 (2025)
Deeds & Mortgages	Jun 2022 Line of Credit Nov 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`15-710-04-59`

Property Details

APN / Parcel Number

Primary APN	`15-710-04-59`
Alternative APNs	`15-710-04-59-00-0-00-000` `15710045900000001` `731433`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Stories	2 Stories
Building Area	1,288 sqft Living Area
1st Floor Area	322 sqft
Basement Area	345 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Conventional
Exterior Material	Asbestos
Construction Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	16,995 sqft (0.39 acres)
Lot Dimensions	242 ft deep x 75 ft wide
Garage Type	Carport
Garage Area	240 sqft
Carport	Carport
Carport Area	240 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	150 sqft
Deck Area	264 sqft
Patio Area	105 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	731433
Street Address	312 N COGAN LN
City	INDEPENDENCE
State	MO
Zip	64050-2004
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ALLIN FARM PT LOT 6 DAF: E 266.63 OF S 75 OF N 145 (EX PT IN ROW)
Legal Subdivision	ALLIN FARM
Legal Block	1
Legal Lot Number	6
Jurisdiction	JACKSON MO
Township / Civil Division	BLUE
Census Block Group	1
Census Block	1010
Census Tract	11410

Owner

Source: Jackson County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	312 N COGAN LN, INDEPENDENCE, MO 64050-2004
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Jun 14, 2022	Intrafamily Transfer, Transfer · Line of Credit BANK OF ODESSA
Nov 15, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 20, 2024
Deed Sale	Sep 20, 2024
Prior Sale	Jun 14, 2022 · Amount on Record
Deed Document Number	202464241
Prior Transfer Date	Oct 7, 2021
Prior Transfer Doc	00E0125641
Record Updated	Oct 29, 2026

June 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	JACKSON MO
Recording Date	Jun 14, 2022
Property Address	312 N COGAN LN, INDEPENDENCE, MO 64050-2004
Document Number	00E0056753
Instrument Date	Jun 3, 2022
Instrument	2022E0056753
Transaction Type	Transfer
Record Updated	Jun 21, 2022
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	314 N COGAN LN, INDEPENDENCE, MO 64050-2004

Mortgage

Document Number	00E0056754
Date	Jun 14, 2022
Instrument	2022E0056754

Lender

Name	BANK OF ODESSA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	JACKSON MO
Recording Date	Nov 15, 2021
Property Address	312 N COGAN LN, INDEPENDENCE, MO 64050-2004
Document Number	00E0125641
Instrument Date	Oct 7, 2021
Instrument	2021E0125641
Transaction Type	Transfer
Record Updated	Mar 23, 2022

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	312 N COGAN LN, INDEPENDENCE, MO 64050-2004

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jackson County
Municipality	Independence City
Unified School District	Independence 30 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$26,635 (-) Land $4,055 Building $22,580	$140,180 (-)
2025	$1,903.00 (-10.62%)	$26,635 (-13.32%) Land $4,055 Building $22,580	$140,180 (-13.32%)
2024	$2,129.00 (+2.36%)
2023	$2,080.00	$30,728 Land $4,630 Building $26,098	$161,730

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 90% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDEPENDENCE PWS serves 120,000 people · EPA ID MO1010399
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 332 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, Wisper ISP.

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