306 N Cogan Ln, Independence, MO 64050 Property Records

Jackson County property record for 306 N Cogan Ln, Independence, MO 64050

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 2,282 sqft · built 1955
Lot Size	0.765 acres (33,303 sqft)
Owner	2 Individual Names on File
Last Sale	$89,600 (Jun 2014)
Tax Bill	$2,621 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Apr 2019 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`15-710-04-40`

Property Details

APN / Parcel Number

Primary APN	`15-710-04-40`
Alternative APNs	`15-710-04-40-00-0-00-000` `15710044000000001` `731425`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	2,282 sqft Living Area
1st Floor Area	1,554 sqft
Basement Area	1,224 sqft
Flooring	Carpet

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Steel Frame
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	33,303 sqft (0.765 acres)
Lot Dimensions	282 ft deep x 137 ft wide
Porch	Open Porch
Porch Area	568 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	731425
Street Address	306 N COGAN LN
City	INDEPENDENCE
State	MO
Zip	64050-2004
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ALLIN FARM PT LOT 5 DAF: BEG PT IN ELY LI LOT 5 10 N OF SE COR & IN WLY LI COGAN LANE TH NWLY ALG E LI 127 TH W ON LI PARL WI S LI 285 TH SELY 127 TO PT 230 MOL W OF E SEC LI
Legal Subdivision	ALLIN FARM
Legal Block	1
Legal Lot Number	5
Jurisdiction	JACKSON MO
Township / Civil Division	BLUE
Census Block Group	1
Census Block	1010
Census Tract	11410

Owner

306 N Cogan Ln is owned by two individuals who acquired it in June 2022.

Source: Jackson County records, as of August 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	312 N COGAN LN, INDEPENDENCE, MO 64050-2004
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 11, 2022	Deed of Trust, Mortgage · FHA Mortgage CORELOGIC SOLEX
Apr 3, 2019	Loan Modification, Mortgage · FHA Mortgage CALIBER HM LOANS
Jan 5, 2017	Quit Claim Deed, Mortgage · FHA Mortgage GOLDEN OAK LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 2, 2014 · Amount on File
Deed Sale	Jun 2, 2014 · Amount on File
Deed Document Number	201443782
Last Transfer Date	Jun 3, 2022
Transfer Doc	0000056753
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	306 N COGAN LN, INDEPENDENCE, MO 64050-2004
Transaction Type	Mortgage
Record Updated	Jan 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	306 N COGAN LN, INDEPENDENCE, MO 64050-2004

Mortgage

Document Number	00E0003469
Date	Jan 11, 2022
Instrument	2022E0003469

Lender

Name	CORELOGIC SOLEX
Type	Private Party
Address	FORT LAUDERDALE, FL 33323

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	327 Months
Due	Apr 1, 2049

April 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	JACKSON MO
Property Address	306 N COGAN LN, INDEPENDENCE, MO 64050-2004
Document Number	0000E84730
Instrument Date	Apr 3, 2019
Transaction Type	Mortgage
Record Updated	Nov 6, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	306 N COGAN LN INDEPENDENCE MO 640502004, INDEPENDENCE, MO 64050-2004

Mortgage

Document Number	0000E84730
Date	Oct 18, 2019
Instrument	84730E

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	INDEPENDENCE, MO 64050

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 17, 2049

Interest

Rate	5%

January 2017: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	JACKSON MO
Recording Date	Jan 5, 2017
Property Address	306 N COGAN LN, INDEPENDENCE, MO 64050-2004
Document Number	0000E01160
Instrument Date	Dec 24, 2016
Instrument	1160E
Transaction Type	Mortgage
Record Updated	Jan 20, 2017
Title Company	CLEAR TITLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	306 N COGAN LN INDEPENDENCE MO 640502004, INDEPENDENCE, MO 64050-2004

Mortgage

Document Number	E01161,
Date	Jan 5, 2017
Instrument	1161E

Lender

Name	GOLDEN OAK LNDG
Address	SAINT LOUIS, MO 63146

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 4, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 306 N Cogan Ln was $2,621, down 6.8% from the year before.

Source: Jackson County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jackson County
Municipality	Independence City
Unified School District	Independence 30 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$36,685 (-) Land $4,440 Building $32,245	$193,080 (-)
2025	$2,621.00 (-6.76%)	$36,685 Land $4,440 Building $32,245	$193,080
2024	$2,811.00 (+2.33%)
2023	$2,747.00	$40,577 Land $6,565 Building $34,012	$213,560

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 306 N Cogan Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 306 N Cogan Ln is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 90% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDEPENDENCE PWS serves 120,000 people · EPA ID MO1010399
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 332 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, Wisper ISP.

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