312 N 40th Ave E, Duluth, MN 55804 Property Records

St. Louis County property record for 312 N 40th Ave E, Duluth, MN 55804 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms1.25 Baths
Year BuiltBuilt 1924
Square Footage1,632 sqft Gross Area
Lot Size6,993 sqft (0.16 acres)
OccupancyOwner Occupied
Last Sale$347,000 (2026)
Tax Bill$4,910.00 (2026)

Property Details

APN / Parcel Number

Primary APN010-2990-00880
Alternative APNs
  • 1091186
  • 1151075
  • 1197877

Interior

Bedrooms3 Beds
Full Baths1.25 Baths
Partial Baths1 Partial Baths
Total Rooms7 Rooms
Building Area1,632 sqft Gross Area
1st Floor840 sqft 1st Floor
Stories2 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1924
Effective Year BuiltEffective 1924
Exterior MaterialStucco Exterior
Construction TypeFrame Construction
Roof ConstructionHip Roof Construction
Lot Area6,993 sqft (0.16 acres)
Garage Area600 sqft Garage

Exterior Amenities

Pool TypeSpa/Hot Tub (Only) Pool Type
Deck Area32 sqft Deck
Porch Area130 sqft Porch
SaunaSauna
Storage Building96 sqft Storage Building

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemHVAC Heating
Heating FuelGas Heating Fuel
Water SourceYes (Unknown Type) Water Source

Location & Zoning

Account Number1197877
Street Address312 N 40TH AVE E
CityDULUTH
StateMN
Zip55804-2132
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionNLY 70 FT OF LOTS 15 AND 16 SERIAL #
Legal SubdivisionLONDON ADD TO DULUTH
Legal Block23
Legal Lot Number15-16
JurisdictionST LOUIS MN
Minor Civil DivisionDULUTH
Census Blockgroup1
Census Block1011
Census Tract600

Owner

Source: St. Louis County records · APN 010-2990-00880

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address312 N 40TH AVE E, DULUTH, MN 55804-2132
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
May 26, 2026Warranty Deed, Transfer · Conventional Mortgage
SIRVA MORTGAGE INC
Jul 11, 2023Warranty Deed, Transfer · Conventional Mortgage
NATIONAL BANK OF COMMERCE
Jun 19, 2020Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
OTHER INSTITUTIONAL LENDERS
Jun 29, 2018Warranty Deed, Transfer · Veterans Administration Mortgage
WELLS FARGO BK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 26, 2026 · Amount on Record
Deed SaleMay 26, 2026 · Amount on Record
Prior SaleJul 11, 2023 · Amount on Record
Deed Doc Number20261101857
Record RefreshedSep 20, 2026

May 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST LOUIS MN
Recording DateMay 26, 2026
Property Address312 N 40TH AVE E, DULUTH, MN 55804-2132
Document Number0001101857
Instrument DateApr 08, 2026
Instrument20261101857
Transaction TypeTransfer
Record UpdatedJun 05, 2026
Title CompanyNORTHCOAST TITLE, NORTHEAST TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$115,655.10
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address312 N 40TH AVE E, DULUTH, MN 55804-2132

Mortgage

Document Number0001101858,
DateMay 26, 2026
Instrument20261101858
Lender
NameSIRVA MORTGAGE INC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 01, 2056
Interest
Rate TypeFixed Rate
Rate6.37%
Initial TypeFixed Rate
Max Rate-1%

July 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST LOUIS MN
Recording DateJul 11, 2023
Property Address312 N 40TH AVE E, DULUTH, MN 55804-2132
Document Number0001069973
Instrument DateJul 05, 2023
Instrument1069973
Transaction TypeTransfer
Record UpdatedAug 25, 2023
Title CompanyNOT AVAILABLE, PIONEER TITLE TWIN PORTS

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$973.17
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants In Common
Address312 N 40TH AVE E, DULUTH, MN 55804-2132

Mortgage

Document Number0001069974
DateJul 11, 2023
Instrument1069974
Lender
NameNATIONAL BANK OF COMMERCE
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term362 Months
DueSep 05, 2053
Interest
Rate TypeAdjustable Rate
Rate6.25%
Type Change DateSep 05, 2028
Change FrequencyAnnually
Min Rate At Change3.25%
Max Rate At Change9.25%
Index52-Week T-Bill (1-Year)
Margin3
Max Rate15.2%

June 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST LOUIS MN
Recording DateJun 19, 2020
Property Address312 N 40TH AVE E, DULUTH, MN 55804-2132
Document Number00T1024783
Instrument DateJun 18, 2020
InstrumentT1024783
Transaction TypeTransfer
Record UpdatedAug 07, 2020
Title CompanyNORTH SHORE TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$759.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address312 N 40TH AVE E DULUTH MN 558042132, DULUTH, MN 55804-2132

Mortgage

Document NumberT1024784
DateJun 19, 2020
InstrumentT1024784
Lender
NameOTHER INSTITUTIONAL LENDERS
TypeBank
AddressEDINA, MN 55435
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueJun 18, 2050

Mortgage

Document NumberT1024785,
DateJun 19, 2020
InstrumentT1024785
Lender
NameOTHER INSTITUTIONAL LENDERS
TypeBank
AddressEDEN PRAIRIE, MN 55344
Agreement
AmountAmount Recorded
Term120 Months
DueJun 18, 2030

June 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST LOUIS MN
Recording DateJun 29, 2018
Property Address312 N 40TH AVE E, DULUTH, MN 55804-2132
Document Number000T999693
Instrument DateJun 15, 2018
InstrumentT999693
Transaction TypeTransfer
Record UpdatedJul 17, 2018
Title CompanyNORTH SHORE TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$630.30
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address312 N 40TH AVE E DULUTH MN 558042132, DULUTH, MN 55804-2132

Mortgage

Document NumberT999694
DateJun 29, 2018
InstrumentT999694
Lender
NameWELLS FARGO BK
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueJun 28, 2048

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySt. Louis County
MunicipalityDuluth City
Unified School DistrictDuluth Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$4,910.00 (+6.88%)
2025$4,594.00 (+28.97%)$356,200 (+6.46%) Land $47,800 Building $308,400$356,200 (+6.46%) Land $47,800 Building $308,400
2024$3,562.00 (+3.85%)$334,600 (+38.38%) Land $46,100 Building $288,500$334,600 (+38.38%) Land $46,100 Building $288,500
2023$3,430.00 Homeowner's exemption
2022$241,800 (+20.9%) Land $35,500 Building $206,300$241,800 (+20.9%) Land $35,500 Building $206,300
2021$200,000 Land $29,300 Building $170,700$200,000 Land $29,300 Building $170,700

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