208 N 40th Ave E, Duluth, MN 55804 Property Records

St. Louis County property record for 208 N 40th Ave E, Duluth, MN 55804

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,296 sqft · built 1924
Lot Size0.107 acres (4,696 sqft)
OwnerIndividual Name on File
Last Sale$232,000 (Aug 2021)
Tax Bill$3,968 (2026)
Deeds & MortgagesAug 2021 Sale & Line of Credit
Flood ZoneZone X (minimal risk)
APN010-2960-02500

Property Details

APN / Parcel Number

Primary APN010-2960-02500
Alternative APN
  • 1114515

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area1,296 sqft Gross Area
1st Floor Area672 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1924
Effective Year BuiltEffective 1924
Exterior MaterialStucco
Construction TypeFrame
Roof TypeHip
Lot Area4,696 sqft (0.107 acres)
Garage Area48 sqft

Exterior Amenities

Pool TypeSpa / Hot Tub (No Pool)
PorchSlab
Porch Area68 sqft
Deck Area165 sqft
SaunaSauna

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
Heating FuelGas

Location & Zoning

Account Number1114515
Street Address208 N 40TH AVE E
CityDULUTH
StateMN
Zip55804-2121
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSLY 47 FT OF NLY 93 FT OF LOTS 15 AND 16 SERIAL #
Legal SubdivisionLONDON ADDITION TO DULUTH
Legal Block11
Legal Lot Number15-16
JurisdictionST LOUIS MN
Township / Civil DivisionDULUTH
Census Block Group1
Census Block1017
Census Tract600

Owner

Source: St. Louis County records · APN 010-2960-02500

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address208 N 40TH AVE E, DULUTH, MN 55804-2121
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 06, 2021 · Amount on Record
Deed SaleAug 06, 2021 · Amount on Record
Prior SaleAug 15, 2013 · Amount on Record
Deed Document Number20211421165
Prior Transfer DateNov 28, 2001
Prior Transfer Doc0000849004
Record UpdatedSep 20, 2026

August 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST LOUIS MN
Recording DateAug 06, 2021
Property Address208 N 40TH AVE E, DULUTH, MN 55804-2121
Document Number0001421165
Instrument DateJul 30, 2021
Instrument1421165
Transaction TypeTransfer
Record UpdatedAug 25, 2021
Title CompanySTEWART TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$765.60
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address208 N 40TH AVE E, DULUTH, MN 55804-2121

Mortgage

Document Number0001421166
DateAug 06, 2021
Instrument1421166
Lender
NameFIRST NATIONAL BANK OF WASECA
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueAug 01, 2051

Mortgage

Document Number0001421167
DateAug 06, 2021
Instrument1421167
Lender
NameFIRST NATIONAL BANK OF WASECA
TypeBank
AddressWASECA, MN 56093
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueAug 01, 2031

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySt. Louis County
MunicipalityDuluth City
Unified School DistrictDuluth Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$3,968.00 (+7.48%) Homeowner's exemption
2025$3,692.00 (-4%) Homeowner's exemption$305,500 (+6.45%) Land $32,100 Building $273,400$305,500 (+6.45%) Land $32,100 Building $273,400
2024$3,846.00$287,000 (+15.17%) Land $31,000 Building $256,000$287,000 (+15.17%) Land $31,000 Building $256,000
2022$249,200 Land $23,800 Building $225,400$249,200 Land $23,800 Building $225,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of March 24, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies8 in force

Wildfire

Wildfire RiskLow
lower than 94% of the US · lower than 80% of Minnesota
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
AT&T
Fixed Wireless
100 / 20

Based on FCC filings for 367 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemDuluth
serves 86,859 people
Water SourceSurface water
Last State InspectionFeb 2025
Lead8 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Oct 2017
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.

Nearby Properties on N 40th Ave E

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