Pinellas County property record for 312 Morningside Dr, Palm Harbor, FL 34683
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,660 sqft · built 1962 |
| Lot Size | 0.161 acres (7,000 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $389,000 (Jun 2019) |
| Tax Bill | $4,576 (2025) |
| Deeds & Mortgages | Mar 2024 Transfer Jul 2021 Mortgage + 2 more |
| Flood Zone | Zone AE (high risk) |
| APN | C62-000-740-5450-3 |
| Primary APN | C62-000-740-5450-3 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,660 sqft Living Area |
| Gross Area | 2,332 sqft |
| 1st Floor Area | 1,660 sqft |
| Flooring | Carpet |
| Interior Walls | Composition |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1988 |
| Architectural Style | H-Shape |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 7,000 sqft (0.161 acres) |
| Lot Dimensions | 100 ft deep x 70 ft wide |
| View / Lot | Canal/Waterfront |
| Garage Type | Attached |
| Garage Area | 450 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 40 sqft |
| Deck Area | 78 sqft |
| Patio Area | 78 sqft |
| Loading Dock | 276 sqft |
| Boat Access | Boat Access |
| Boat Lift | Boat Lift |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R244082 |
|---|---|
| Street Address | 312 MORNINGSIDE DR |
| City | PALM HARBOR |
| State | FL |
| Zip | 34683-1029 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | BAYWOOD VILLAGE LOT 95 |
| Legal Range | 15E |
| Legal Township | 27S |
| Legal Section | 23 |
| Legal Subdivision | BAYWOOD VILLAGE |
| Legal Tract | 5814 |
| Legal Lot Number | 95 |
| Jurisdiction | PINELLAS FL |
| Township / Civil Division | TARPON SPRINGS |
| Census Block Group | 3 |
| Census Block | 3026 |
| Census Tract | 27202 |
312 Morningside Dr is owned and occupied by two individuals who bought it in June 2019.
Source: Pinellas County records, as of March 6, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 312 MORNINGSIDE DR, PALM HARBOR, FL 34683-1029 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
| Date | Document |
|---|---|
| Mar 27, 2024 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| Jul 12, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION |
| Dec 18, 2019 | Deed of Trust, Mortgage · Conventional Mortgage INTEGRITY FINANCIAL SERVICES OF TAMPA BA |
| Jun 5, 2019 | Warranty Deed, Transfer · Conventional Mortgage INTEGRITY FINCL SVCS OF TAMPA BAY I |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 5, 2019 · Amount on File |
| Deed Sale | Jun 5, 2019 · Amount on File |
| Prior Sale | Feb 20, 2006 · Amount on File |
| Deed Document Number | 2019178467 |
| Deed Book / Page | 20566 / 2450 |
| Transfer Doc | 9300001658 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Mar 27, 2024 |
| Property Address | 312 MORNINGSIDE DR, PALM HARBOR, FL 34683-1029 |
| Document Number | 0227470237 |
| Book / Page | 22747 / 237 |
| Map Reference | MB 47 PG 4-7 |
| Instrument Date | Mar 27, 2024 |
| Instrument | 2024076520 |
| Transaction Type | Transfer |
| Record Updated | Apr 11, 2024 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 312 MORNINGSIDE DR, PALM HARBOR, FL 34683-1029 |
| Name | Verified Name |
|---|---|
| Address | 312 MORNINGSIDE DR, PALM HARBOR, FL 34683-1029 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 312 MORNINGSIDE DR, PALM HARBOR, FL 34683-1029 |
| Transaction Type | Mortgage |
| Record Updated | Aug 19, 2021 |
| Name | Verified Name |
|---|---|
| Address | 312 MORNINGSIDE DR, PALM HARBOR, FL 34683-1029 |
| Document Number | 0216200865 |
|---|---|
| Date | Jul 12, 2021 |
| Book Page | 21620/865 |
| Instrument | 2021226666 |
| Name | BETTER MORTGAGE CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | NEW YORK, NY 10007 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 312 MORNINGSIDE DR, PALM HARBOR, FL 34683-1029 |
| Transaction Type | Mortgage |
| Record Updated | Aug 19, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0208111691 |
|---|---|
| Date | Dec 18, 2019 |
| Book Page | 20811/1691 |
| Instrument | 2019402461 |
| Name | INTEGRITY FINANCIAL SERVICES OF TAMPA BA |
|---|---|
| Type | Non-Lending Institution |
| Address | LARGO, FL 33773 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Jun 5, 2019 |
| Property Address | 312 MORNINGSIDE DR, PALM HARBOR, FL 34683-1029 |
| Document Number | 0205662450 |
| Book / Page | 20566 / 2450 |
| Map Reference | MB 47 PG 4-7 |
| Instrument Date | May 30, 2019 |
| Instrument | 2019178467 |
| Transaction Type | Transfer |
| Record Updated | Feb 1, 2022 |
| Title Company | INTEGRITY TTL & GUARANTY AGC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,723.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 261 QUIGLEY BLVD STE 10, 261, HISTORIC NEW CASTLE, DE 19720-4187 |
| Name | Verified Name |
|---|---|
| Address | 312 MORNINGSIDE DR, PALM HARBOR, FL 34683-1029 |
| Document Number | 2019178468 |
|---|---|
| Date | Jun 5, 2019 |
| Instrument | 2019178468 |
| Name | INTEGRITY FINCL SVCS OF TAMPA BAY I |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2049 |
The 2025 property tax bill for 312 Morningside Dr was $4,576 with a homeowner's exemption, down 14.8% from the year before.
Source: Pinellas County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pinellas County |
| Unified School District | Pinellas County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,576.00 (-14.79%) Homeowner's exemption | $286,694 | $522,165 Land $389,909 Building $132,256 |
| 2024 | $5,370.00 (+1.53%) | ||
| 2023 | $5,289.00 (+2.82%) Homeowner's exemption | $328,088 (+3%) | $579,286 (+29.06%) Land $397,303 Building $181,983 |
| 2022 | $5,144.00 Homeowner's exemption | $318,532 | $448,835 Land $314,564 Building $134,271 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 312 Morningside Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 11.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 446 individual policies |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 540 units insured incl. 94 condo units |
| Nearby Flood Claims | 399 (1985–2024) |
| Claims Outside the SFHA | 3 of 399 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 312 Morningside Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2020) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 17 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 360 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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