Pinellas County property record for 307 Morningside Dr, Palm Harbor, FL 34683
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,390 sqft · built 1973 |
| Lot Size | 0.161 acres (7,000 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $3,957 (2025) |
| Deeds & Mortgages | Nov 2020 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | R244093 |
| Primary APN | R244093 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,390 sqft Living Area |
| Gross Area | 2,046 sqft |
| 1st Floor Area | 1,390 sqft |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1973 |
| Exterior Material | Brick |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Lot Area | 7,000 sqft (0.161 acres) |
| Lot Dimensions | 100 ft deep x 70 ft wide |
| View / Lot | Canal/Waterfront |
| Garage Type | Attached |
| Garage Area | 460 sqft |
| Porch | Patio |
|---|---|
| Deck Area | Deck Area |
| Patio Area | 340 sqft |
| Loading Dock | 242 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R244093 |
|---|---|
| Street Address | 307 MORNINGSIDE DR |
| City | PALM HARBOR |
| State | FL |
| Zip | 34683-1030 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BAYWOOD VILLAGE LOT 106 |
| Legal Subdivision | BAYWOOD VILLAGE |
| Legal Lot Number | 106 |
| Jurisdiction | PINELLAS FL |
| Township / Civil Division | TARPON SPRINGS |
| Census Block Group | 3 |
| Census Block | 3026 |
| Census Tract | 27202 |
Source: Pinellas County records, as of October 1, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 307 MORNINGSIDE DR, PALM HARBOR, FL 34683-1030 |
| Transaction Type | Mortgage |
| Record Updated | Feb 1, 2022 |
| Name | Verified Name |
|---|---|
| Address | 307 MORNINGSIDE DR, PALM HARBOR, FL 34683-1030 |
| Document Number | 0212602317 |
|---|---|
| Date | Nov 18, 2020 |
| Book Page | 21260/2317 |
| Instrument | 2020347083 |
| Name | ACHIEVA CU |
|---|---|
| Type | Credit Union |
| Address | DUNEDIN, FL 34698 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Dec 1, 2040 |
Source: Pinellas County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pinellas County |
| Unified School District | Pinellas County School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $3,957.00 (-16.11%) | |
| 2023 | $4,717.00 (+2.88%) Homeowner's exemption | |
| 2022 | $4,585.00 Homeowner's exemption | $2,015 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 11.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 446 individual policies |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 540 units insured incl. 94 condo units |
| Nearby Flood Claims | 399 (1985–2024) |
| Claims Outside the SFHA | 3 of 399 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2020) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 17 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 360 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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