Erie County and Amherst Town property record for 312 Mill St, Buffalo, NY 14221
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,734 sqft · built 1963 |
| Lot Size | 0.709 acres (30,800 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $8,260 (2026) |
| Deeds & Mortgages | Apr 2020 Line of Credit Mar 2020 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 142289 69.13-4-10 |
| Primary APN | 142289 69.13-4-10 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,734 sqft Living Area |
| 1st Floor Area | 1,734 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1963 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 30,800 sqft (0.709 acres) |
| Lot Dimensions | 440 ft deep x 69.5 ft wide |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 59 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 312 MILL ST |
|---|---|
| City | BUFFALO |
| State | NY |
| Zip | 14221-5116 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 6 12 7 |
| Legal Subdivision | THE HOLLAND LAND COMPANYS SURVEY |
| Legal Block | 4 |
| Legal Lot Number | 10.000 |
| Jurisdiction | ERIE NY |
| Township / Civil Division | AMHERST |
| Census Block Group | 4 |
| Census Block | 4008 |
| Census Tract | 9602 |
312 Mill St is owned and occupied by two individuals.
Source: Erie County and Amherst Town records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 312 MILL ST, BUFFALO, NY 14221-5116 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 24, 2020 | Deed of Trust, Mortgage · Line of Credit KEYBANK USA |
| Mar 6, 2020 | Deed of Trust, Mortgage · Conventional Mortgage KEYBANK USA |
| Mar 6, 2020 | Loan Modification, Mortgage · Conventional with PMI KEYBANK USA |
| Dec 17, 2018 | Deed of Trust, Mortgage · Line of Credit KEYBANK USA |
| Mar 14, 2018 | Deed of Trust, Mortgage · Line of Credit KEYBANK USA |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE NY |
| Property Address | 312 MILL ST, WILLIAMSVILLE, NY 14221-5116 |
| Document Number | 0139384959 |
| Instrument Date | Apr 24, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2020 |
| Title Company | ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP |
| Name | Verified Name |
|---|---|
| Address | 312 MILL ST WILLIAMSVILLE NY 142215116, WILLIAMSVILLE, NY 14221-5116 |
| Document Number | 0139384959 |
|---|---|
| Date | May 5, 2020 |
| Book Page | 013938/004959 |
| Name | KEYBANK USA |
|---|---|
| Type | Bank |
| Address | BROOKLYN, OH 44144 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE NY |
| Property Address | 312 MILL ST, WILLIAMSVILLE, NY 14221-5116 |
| Document Number | 0139387320 |
| Instrument Date | Mar 6, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 10, 2020 |
| Title Company | ACCURATE GROUP |
| Name | Verified Name |
|---|---|
| Address | 312 MILL ST WILLIAMSVILLE NY 142215116, WILLIAMSVILLE, NY 14221-5116 |
| Document Number | 0139387320 |
|---|---|
| Date | May 7, 2020 |
| Book Page | 013938/007320 |
| Name | KEYBANK USA |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44114-1306 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | May 6, 2035 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ERIE NY |
| Property Address | 312 MILL ST, WILLIAMSVILLE, NY 14221-5116 |
| Document Number | 0113601175 |
| Instrument Date | Mar 6, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 10, 2020 |
| Title Company | ACCURATE GROUP |
| Name | Verified Name |
|---|---|
| Address | 312 MILL ST WILLIAMSVILLE NY 142215116, WILLIAMSVILLE, NY 14221-5116 |
| Document Number | 0113601175 |
|---|---|
| Date | May 7, 2020 |
| Book Page | 011360/001175 |
| Name | KEYBANK USA |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44114-1306 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | May 6, 2035 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.12% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE NY |
| Property Address | 312 MILL ST, WILLIAMSVILLE, NY 14221-5116 |
| Document Number | 0138841648 |
| Instrument Date | Dec 17, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 29, 2019 |
| Title Company | AMERICAN TITLE COMPANY, AMERICAN TITLE INC |
| Name | Verified Name |
|---|---|
| Address | 312 MILL ST WILLIAMSVILLE NY 142215116, WILLIAMSVILLE, NY 14221-5116 |
| Document Number | 0138841648 |
|---|---|
| Date | Jan 9, 2019 |
| Book Page | 013884/001648 |
| Name | KEYBANK USA |
|---|---|
| Type | Bank |
| Address | BROOKLYN, OH 44144 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE NY |
| Property Address | 312 MILL ST, WILLIAMSVILLE, NY 14221-5116 |
| Document Number | 0138522399 |
| Instrument Date | Mar 14, 2018 |
| Transaction Type | Mortgage |
| Record Updated | May 2, 2018 |
| Title Company | AMERICAN TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 312 MILL ST WILLIAMSVILLE NY 142215116, WILLIAMSVILLE, NY 14221-5116 |
| Document Number | 0138522399 |
|---|---|
| Date | Apr 17, 2018 |
| Book Page | 013852/002399 |
| Name | KEYBANK USA |
|---|---|
| Type | Bank |
| Address | BROOKLYN, OH 44144 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 312 Mill St was $8,260, up 149.2% from the year before.
Source: Erie County and Amherst Town assessment roll, as of May 19, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Erie County |
| County Subdivision | Amherst Town |
| Unified School District | Williamsville Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,260.00 (+149.25%) | ||
| 2025 | $3,314.00 (-58.46%) | $414,000 (-) Land $105,000 Building $309,000 | $418,200 (+1.01%) Land $106,065 Building $312,135 |
| 2024 | $7,977.00 | $414,000 (+76.17%) Land $105,000 Building $309,000 | $414,000 (+9.23%) Land $105,000 Building $309,000 |
| 2023 | $235,000 Land $30,600 Building $204,400 | $379,032 Land $49,355 Building $329,677 | |
| 2019 | $6,223.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 312 Mill St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 312 Mill St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ECWA DIRECT public/private · serves 313,380 people · EPA ID NY1400443 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | 6 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 350 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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