312 McCullough Ave, Saint Louis, MO 63122 Property Records

St. Louis County property record for 312 McCullough Ave, Saint Louis, MO 63122

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,708 sqft · built 1988
Lot Size	0.205 acres (8,930 sqft)
Owner	2 Individual Names on Record
Last Sale	$425,000 (May 2025)
Tax Bill	$4,305 (2025)
Deeds & Mortgages	Sep 2019 Mortgage Apr 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`24M-43-1330`

Property Details

APN / Parcel Number

Primary APN	`24M-43-1330`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,708 sqft Living Area
Gross Area	2,212 sqft
1st Floor Area	996 sqft
Family Room	Family Room

Exterior

Year Built	Built 1988
Effective Year Built	Effective 2002
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	8,930 sqft (0.205 acres)
Lot Dimensions	60 ft deep x 60 ft wide
View / Lot	Cul-De-Sac
Garage Type	Attached
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	40 sqft
Deck Area	192 sqft
Patio Area	126 sqft
Balcony Area	26 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	312 MCCULLOUGH AVE
City	SAINT LOUIS
State	MO
Zip	63122-4117
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	32R4
Legal Description	SECTION 1 TWN 44 R 5 LOC 112 FT W OF HARRISON AVE 8 29 90
Legal Range	05
Legal Township	44
Legal Section	01
Legal Subdivision	PEARLS ADD 02
Legal Lot Number	25
Jurisdiction	ST LOUIS MO
Township / Civil Division	BONHOMME
Census Block Group	2
Census Block	2005
Census Tract	218300

Owner

Source: St. Louis County records, as of October 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	312 MCCULLOUGH AVE, SAINT LOUIS, MO 63122-4117
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2019	Deed of Trust, Mortgage FIRST ST BK/ST CHARLES
Apr 23, 2018	Deed of Trust, Mortgage FIRST ST BK/ST CHARLES

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 15, 2025 · Amount on Record
Deed Sale	May 15, 2025 · Amount on Record
Prior Sale	Nov 13, 2001 · Amount on Record
Deed Document Number	2025515320
Prior Transfer Date	Dec 13, 2011
Prior Transfer Doc	0199380885
Record Updated	Oct 29, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	312 MCCULLOUGH AVE, SAINT LOUIS, MO 63122-4117
Document Number	0237304088
Instrument Date	Sep 25, 2019
Transaction Type	Mortgage
Record Updated	Nov 5, 2019
Title Company	FREEDOM TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	312 MCCULLOUGH AVE ST LOUIS MO 631224117, ST LOUIS, MO 63122-4117

Mortgage

Document Number	0237304088
Date	Oct 7, 2019
Book Page	023730/004088
Instrument	680

Lender

Name	FIRST ST BK/ST CHARLES
Type	Bank
Address	SAINT CHARLES, MO 63301

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 6, 2049

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	312 MCCULLOUGH AVE, SAINT LOUIS, MO 63122-4117
Document Number	0230080591
Instrument Date	Apr 23, 2018
Transaction Type	Mortgage
Record Updated	Jun 1, 2018
Title Company	FREEDOM TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	321 MCCULLOUGH AVE ST LOUIS MO 631224116, ST LOUIS, MO 63122-4116

Mortgage

Document Number	0230080591
Date	May 2, 2018
Book Page	023008/000591
Instrument	111

Lender

Name	FIRST ST BK/ST CHARLES
Type	Bank
Address	SAINT CHARLES, MO 63301

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 1, 2048

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Municipality	Kirkwood City
Unified School District	Kirkwood R-VII School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$76,140 (-) Land $58,200 Building $17,940	$400,700 (-) Land $306,300 Building $94,400
2025	$4,305.00 (-7.14%)	$76,140 (+2.84%) Land $58,200 Building $17,940	$400,700 (+2.82%) Land $306,300 Building $94,400
2024	$4,636.00 (+1.6%)
2023	$4,563.00 (+3.07%)	$74,040 (+9.8%) Land $37,410 Building $36,630	$389,700 (+9.81%) Land $196,900 Building $192,800
2022	$4,427.00	$67,430 Land $33,270 Building $34,160
2021			$354,900 Land $175,100 Building $179,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KIRKWOOD PWS serves 28,000 people · EPA ID MO6010430
Water Source	Purchased surface water from MO AMERICAN ST LOUIS ST CHARLES COUNTIES
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 313 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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