291 McCullough Ave, Saint Louis, MO 63122 Property Records

St. Louis County property record for 291 McCullough Ave, Saint Louis, MO 63122

Property Summary

Property Type	Condominium
Details	2 bd · 3 ba · 2,578 sqft · built 2004
Lot Size	0.039 acres (1,694 sqft)
Owner	Company Name on Record
Last Sale	$333,250 (Mar 2017)
Tax Bill	$4,080 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Aug 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`24M-43-1954`

Property Details

APN / Parcel Number

Primary APN	`24M-43-1954`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	15 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,578 sqft Living Area
1st Floor Area	833 sqft
Basement Area	442 sqft
Finished Basement	442 sqft
Family Room	Family Room
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Townhouse
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	1,694 sqft (0.039 acres)
View / Lot	Cul-De-Sac
Garage Type	Attached
Garage Area	2 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	24 sqft
Deck Area	136 sqft
Patio Area	136 sqft
Balcony Area	28 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	291 MCCULLOUGH AVE
City	SAINT LOUIS
State	MO
Zip	63122-5813
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R5
Legal Description	MCCULLOUGH PLACE CONDOMINIUM UNIT B 16.6666% IN COMMON ELEMENTS
Legal Subdivision	MCCULLOUGH PLACE CONDOMINIUM
Jurisdiction	ST LOUIS MO
Township / Civil Division	BONHOMME
Census Block Group	2
Census Block	2001
Census Tract	218300

Owner

Source: St. Louis County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	291 MCCULLOUGH AVE, SAINT LOUIS, MO 63122-5813
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2026	Deed of Trust, Mortgage · Line of Credit CARROLLTON BANK
Aug 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage CARROLLTON BANK
Mar 28, 2017	Warranty Deed, Transfer CARROLLTON BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 28, 2017 · Amount on Record
Deed Sale	Mar 28, 2017 · Amount on Record
Prior Sale	Mar 28, 2006 · Amount on Record
Deed Document Number	2017607
Deed Book / Page	22456 / 2531
Prior Transfer Date	Jan 15, 2008
Prior Transfer Doc	0000000780
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Recording Date	Apr 6, 2026
Property Address	291 MCCULLOUGH AVE, SAINT LOUIS, MO 63122-5813
Document Number	0000000421
Instrument Date	Mar 30, 2026
Instrument	2026421
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Tenant, 269
Address	291 MCCULLOUGH AVE, SAINT LOUIS, MO 63122-5813

Mortgage

Document Number	0000000421,
Date	Apr 6, 2026
Instrument	2026421

Lender

Name	CARROLLTON BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Apr 25, 2031

Interest

Rate	5.98%
Max Rate	-1%

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	291 MCCULLOUGH AVE, SAINT LOUIS, MO 63122-5813
Transaction Type	Mortgage
Record Updated	Sep 14, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	291 MCCULLOUGH AVE B, B, KIRKWOOD, MO 63122-5813

Mortgage

Document Number	0242543754
Date	Aug 20, 2020
Book Page	24254/3754
Instrument	2020082000553

Lender

Name	CARROLLTON BANK
Type	Bank
Address	SPRINGFIELD, IL 62704

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 1, 2035

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Mar 28, 2017
Property Address	291 MCCULLOUGH AVE, SAINT LOUIS, MO 63122-5813
Document Number	0224562531
Book / Page	022456 / 002531
Instrument Date	Mar 27, 2017
Instrument	607
Transaction Type	Transfer
Record Updated	Jun 8, 2017
Title Company	US TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	291 MCCULLOUGH AVE #B KIRKWOOD MO 631225813, B, KIRKWOOD, MO 63122-5813

Mortgage

Document Number	224562534
Date	Mar 28, 2017
Book Page	022456/002534
Instrument	608

Lender

Name	CARROLLTON BK
Type	Bank
Address	SPRINGFIELD, IL 62704

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 27, 2047

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Municipality	Kirkwood City
Unified School District	Kirkwood R-VII School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$92,400 (-) Land $33,800 Building $58,600	$486,300 (-) Land $177,900 Building $308,400
2025	$4,080.00 (-0.24%)	$92,400 (+41.54%) Land $33,800 Building $58,600	$486,300 (+41.53%) Land $177,900 Building $308,400
2024	$4,090.00 (+1.56%)
2023	$4,027.00 (-10.15%)	$65,280 (-4.38%) Land $12,880 Building $52,400	$343,600 (-4.37%) Land $67,800 Building $275,800
2022	$4,482.00	$68,270 Land $24,780 Building $43,490
2021			$359,300 Land $130,400 Building $228,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KIRKWOOD PWS serves 28,000 people · EPA ID MO6010430
Water Source	Purchased surface water from MO AMERICAN ST LOUIS ST CHARLES COUNTIES
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 313 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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