312 Liberty Ct, Waterloo, IL 62298 Property Records

Monroe County property record for 312 Liberty Ct, Waterloo, IL 62298

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 2,455 sqft · built 2013
Lot Size	0.41 acres (17,860 sqft)
Owner	2 Individual Names on Record
Tax Bill	$9,172 (2025)
Flood Zone	Zone X (minimal risk)
APN	`07-26-201-127-000`

Property Details

APN / Parcel Number

Primary APN	`07-26-201-127-000`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Stories	1 Story
Building Area	2,455 sqft Living Area
1st Floor Area	2,455 sqft
Basement Area	2,455 sqft
Unfinished Basement	2,455 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Lot Area	17,860 sqft (0.41 acres)
Garage Area	644 sqft
Porch	Porch
Porch Area	78 sqft
Patio Area	545 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	312 LIBERTY CT
City	WATERLOO
State	IL
Zip	62298-1291
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	WR3
Legal Description	LOT 127 WESTVIEW ACRES PHASE VII
Legal Range	10W
Legal Township	02S
Legal Section	26
Legal Subdivision	WESTVIEW ACRES
Legal Lot Number	127
Jurisdiction	MONROE IL
Township / Civil Division	17
Census Block Group	3
Census Block	3028
Census Tract	600402

Owner

Source: Monroe County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	312 LIBERTY CT, WATERLOO, IL 62298-1291
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Monroe County
Municipality	Waterloo City
Unified School District	Waterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,172.00 (+9.32%) Homeowner's exemption	$156,080 (+26.42%) Land $17,680 Building $138,400	$468,240 (+26.42%) Land $53,040 Building $415,200
2024	$8,390.00
2022	Additional exemption filed	$123,460 Land $15,950 Building $107,510	$370,380 Land $47,850 Building $322,530

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 18, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · above 42% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO serves 10,190 people · EPA ID IL1330300
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	30 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Harrisonville Telephone Company Fiber · DSL	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20