Monroe County property record for 308 Liberty Ct, Waterloo, IL 62298
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,660 sqft · built 2016 |
| Lot Size | 0.47 acres (20,473 sqft) |
| Owner | 2 Individual Names on Record |
| Deeds & Mortgages | Sep 2023 Mortgage Feb 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-26-201-126-000 |
| Primary APN | 07-26-201-126-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 1,660 sqft Living Area |
| 1st Floor Area | 1,660 sqft |
| Basement Area | 1,660 sqft |
| Unfinished Basement | 1,660 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Lot Area | 20,473 sqft (0.47 acres) |
| Garage Area | 904 sqft |
| Pool Type | Pool Type |
|---|---|
| Pool Area | 592 sqft |
| Porch | Porch |
| Porch Area | 118 sqft |
| Patio Area | 1,256 sqft |
| Cooling System | Central |
|---|
| Street Address | 308 LIBERTY CT |
|---|---|
| City | WATERLOO |
| State | IL |
| Zip | 62298-1291 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | WR3 |
| Legal Description | LOT 126 WESTVIEW ACRES PHASE VII |
| Legal Range | 10W |
| Legal Township | 02S |
| Legal Section | 26 |
| Legal Subdivision | WESTVIEW ACRES |
| Legal Lot Number | 126 |
| Jurisdiction | MONROE IL |
| Township / Civil Division | 17 |
| Census Block Group | 3 |
| Census Block | 3028 |
| Census Tract | 600402 |
Source: Monroe County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 308 LIBERTY CT, WATERLOO, IL 62298-1291 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 12, 2023 | Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK WATERLOO |
| Feb 18, 2021 | Intrafamily Transfer, Transfer · VA Mortgage PRIMELENDING |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 18, 2021 |
| Deed Sale | Feb 18, 2021 |
| Deed Document Number | 2021415005 |
| Prior Transfer Date | Feb 8, 2021 |
| Prior Transfer Doc | 0000415005 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 308 LIBERTY CT, WATERLOO, IL 62298-1291 |
| Transaction Type | Mortgage |
| Record Updated | Oct 4, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000430487 |
|---|---|
| Date | Sep 12, 2023 |
| Instrument | 430487 |
| Name | FIRST NATIONAL BANK WATERLOO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | Feb 18, 2021 |
| Property Address | 308 LIBERTY CT, WATERLOO, IL 62298-1291 |
| Document Number | 0000415005 |
| Map Reference | DOC 308197 |
| Instrument Date | Feb 8, 2021 |
| Instrument | 415005 |
| Transaction Type | Transfer |
| Record Updated | Apr 22, 2022 |
| Title Company | CHESTERFIELD TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 308 LIBERTY CT, WATERLOO, IL 62298-1291 |
| Document Number | 0000415006 |
|---|---|
| Date | Feb 18, 2021 |
| Instrument | 415006 |
| Name | PRIMELENDING |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate | 2.5% |
|---|
Source: Monroe County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Monroe County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community Unit School District 5 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | Homeowner's exemption Disabled Person's exemption | $132,550 (+23.92%) Land $18,080 Building $114,470 | $397,650 (+23.92%) Land $54,240 Building $343,410 |
| 2022 | Additional exemption filed | $106,960 Land $16,240 Building $90,720 | $320,880 Land $48,720 Building $272,160 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 18, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · above 42% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERLOO serves 10,190 people · EPA ID IL1330300 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 30 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Harrisonville Telephone Company Fiber · DSL | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
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