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312 Garner St, Springfield, TN 37172 Property Records

Robertson County property record for 312 Garner St, Springfield, TN 37172

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,654 sqft · built 1925
Lot Size0.182 acres (7,920 sqft)
OwnerIndividual Name on File
Last Sale$260,000 (Oct 2020)
Tax Bill$1,369 (2018)
Deeds & MortgagesOct 2020 Sale & Mortgage
Aug 2019 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN074080G B 03100

Property Details

APN / Parcel Number

Primary APN074080G B 03100
Alternative APNs
  • 081E N 02500 000
  • 080G B 03100

Interior

Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories2 Stories
Building Area1,654 sqft Living Area
1st Floor Area1,272 sqft
Upper Floors Area1,272 sqft
Basement Area1,272 sqft
Unfinished Basement1,272 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1925
Effective Year BuiltEffective 2008
Exterior MaterialBrick
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area7,920 sqft (0.182 acres)
Lot Dimensions132 ft deep x 60 ft wide
TerrainRolling
Garage TypeDetached
Garage Area1 sqft
DrivewayDriveway
Driveway Area798 sqft

Exterior Amenities

PorchSlab
Porch Area66 sqft
Deck Area408 sqft
Patio Area1 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address312 GARNER ST
CitySPRINGFIELD
StateTN
Zip37172-2329
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionJOE GARRETT 4 81E N 081E 025.00 000
Legal SubdivisionJOE GARRETT
Legal Lot Number4
JurisdictionROBERTSON TN
Township / Civil Division11
Census Block Group1
Census Block1029
Census Tract80302

Owner

312 Garner St is owned and occupied by an individual who bought it in October 2020.

Source: Robertson County records, as of January 21, 2026

Owner of RecordIndividual Name on File
Mailing Address312 GARNER ST, SPRINGFIELD, TN 37172-2329
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 30, 2020Warranty Deed, Transfer · Conventional Mortgage
LENDING HAND MORTGAGE LLC
Aug 8, 2019Deed of Trust, Mortgage · Conventional with PMI
TENNESSEE CU
Jan 19, 2017Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 30, 2020 · Amount on File
Deed SaleOct 30, 2020 · Amount on File
Prior SaleApr 24, 2009 · Amount on File
Deed Document Number2020371401
Deed Book / Page2009 / 632
Prior Transfer DateApr 10, 2013
Prior Transfer Doc0000151454
Record UpdatedSep 20, 2026

October 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionROBERTSON TN
Recording DateOct 30, 2020
Property Address312 GARNER ST, SPRINGFIELD, TN 37172-2329
Document Number0002009632
Book / Page2009 / 632
Map ReferenceMB 80 PG 413
Instrument DateOct 28, 2020
Instrument371401
Transaction TypeTransfer
Record UpdatedMay 5, 2022
Title CompanyGRISSIM TITLE & ESCROW LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$962.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address312 GARNER ST, SPRINGFIELD, TN 37172-2329
InvestorPossibly a Property Investor

Mortgage

Document Number0002009635
DateOct 30, 2020
Instrument2009/635
Lender
NameLENDING HAND MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2050

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionROBERTSON TN
Property Address312 GARNER ST, SPRINGFIELD, TN 37172-2329
Document Number1892441
Instrument DateAug 8, 2019
Transaction TypeMortgage
Record UpdatedAug 30, 2019
Title CompanyPRIORITY ESCROW SERVICES INC, PRIORITY ESCROW SVCS INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address312 GARNER ST SPRINGFIELD TN 371722329, SPRINGFIELD, TN 37172-2329

Mortgage

Document Number1892441
DateAug 15, 2019
Book Page001892/000441
Instrument349868
Lender
NameTENNESSEE CU
TypeCredit Union
AddressNASHVILLE, TN 37203
Agreement
TypeConventional with PMI
AmountAmount on Record
Term180 Months
DueAug 14, 2034

January 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionROBERTSON TN
Property Address312 GARNER ST, SPRINGFIELD, TN 37172-2329
Document Number172334
Instrument DateJan 19, 2017
Transaction TypeMortgage
Record UpdatedAug 15, 2018
Title CompanyAMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address312 GARNER ST SPRINGFIELD TN 371722329, SPRINGFIELD, TN 37172-2329

Mortgage

Document Number172334
DateJan 27, 2017
Book Page001723/000034
Instrument312182
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueJan 26, 2047
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Robertson County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateTennessee
CountyRobertson County
MunicipalitySpringfield City
Unified School DistrictRobertson County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$84,375 Land $16,250 Building $68,125
2023$84,375 (+46.42%) Land $16,250 Building $68,125$337,500 (+46.42%) Land $65,000 Building $272,500
2022$57,625 Land $4,375 Building $53,250$230,500 Land $17,500 Building $213,000
2018$1,369.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 312 Garner St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective February 25, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims3 (2010–2017)
Most Recent ClaimAug 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 312 Garner St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSPRINGFIELD WATER SYSTEM
serves 46,546 people · EPA ID TN0000666
Water SourceSurface water
Last State InspectionApr 2026
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 376 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20

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