309 Garner St, Springfield, TN 37172 Property Records

Robertson County property record for 309 Garner St, Springfield, TN 37172

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 3,234 sqft · built 2004
Lot Size0.255 acres (11,100 sqft)
Owner2 Individual Names on File
Last Sale$188,488 (Oct 2017)
Tax Bill$2,854 (2018)
Deeds & MortgagesJun 2018 Mortgage
Jun 2018 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN074080G B 01700

Property Details

APN / Parcel Number

Primary APN074080G B 01700
Alternative APNs
  • 081E O 00500 000
  • 080G B 01700

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures8 Plumbing Fixtures
Stories2 Stories
Building Area3,234 sqft Living Area
1st Floor Area2,018 sqft
Upper Floors Area1,216 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Exterior MaterialBrick
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area11,100 sqft (0.255 acres)
Lot Dimensions185 ft deep x 60 ft wide
TerrainRolling
Garage TypeDetached
Garage Area480 sqft
DrivewayDriveway
Driveway Area1,930 sqft
Parking Spaces2 Parking Spaces
PorchPatio
Porch Area270 sqft
Patio Area252 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address309 GARNER ST
CitySPRINGFIELD
StateTN
Zip37172-2328
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionW B TAYLOR & MRS L G HAR 1 81E O 081E 005.00 000 WILL PAGE 293
Legal SubdivisionW B TAYLOR & MRS L G HAR
Legal Lot Number1
JurisdictionROBERTSON TN
Township / Civil Division11
Census Block Group1
Census Block1019
Census Tract80302

Owner

Source: Robertson County records, as of January 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address309 GARNER ST, SPRINGFIELD, TN 37172-2328
OccupancyOwner Occupied
Owner TypeIndividual
VestingEt Al (and Others)

Deeds, Mortgages & Sale History

DateDocument
Jun 25, 2018Deed of Trust, Mortgage · FHA Mortgage
AMERICAN ADVISORS
Jun 25, 2018Deed of Trust, Mortgage · FHA Mortgage
COMMISSIONER/HSNG & URBAN DEV
Feb 8, 2018Quit Claim Deed
Quitclaim
Oct 16, 2017Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 16, 2017 · Amount on File
Deed SaleOct 16, 2017 · Amount on File
Prior SaleSep 14, 2016 · Amount on File
Deed Document Number2017322861
Deed Book / Page1769 / 935
Prior Transfer DateOct 11, 2017
Prior Transfer Doc0001791402
Record UpdatedSep 20, 2026

June 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionROBERTSON TN
Property Address309 GARNER ST, SPRINGFIELD, TN 37172-2328
Document Number1818154
Instrument DateJun 25, 2018
Transaction TypeMortgage
Record UpdatedSep 5, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address309 GARNER ST SPRINGFIELD TN 371722328, SPRINGFIELD, TN 37172-2328

Mortgage

Document Number1818154
DateJul 2, 2018
Book Page001818/000154
Instrument333421
Lender
NameAMERICAN ADVISORS
AddressORANGE, CA 92868
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term948 Months
DueJul 1, 2097
Interest
Rate TypeAdjustable Rate
Rate5.22%

June 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionROBERTSON TN
Property Address309 GARNER ST, SPRINGFIELD, TN 37172-2328
Document Number1818169
Instrument DateJun 25, 2018
Transaction TypeMortgage
Record UpdatedSep 30, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address309 GARNER ST SPRINGFIELD TN 371722328, SPRINGFIELD, TN 37172-2328

Mortgage

Document Number1818169
DateJul 2, 2018
Book Page001818/000169
Instrument333422
Lender
NameCOMMISSIONER/HSNG & URBAN DEV
AddressWASHINGTON, DC 20410
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term948 Months
DueJul 1, 2097
Interest
Rate TypeAdjustable Rate
Rate5.22%

February 2018: Quit Claim Deed

Document TypeQuit Claim Deed
JurisdictionROBERTSON TN
Recording DateFeb 8, 2018
Property Address309 GARNER ST, SPRINGFIELD, TN 37172-2328
Document Number1791402
Book / Page001791 / 000402
Instrument DateFeb 1, 2018
Instrument327443
Record UpdatedFeb 13, 2018

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address309 GARNER ST SPRINGFIELD TN 371722328, SPRINGFIELD, TN 37172-2328

October 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionROBERTSON TN
Recording DateOct 16, 2017
Property Address309 GARNER ST, SPRINGFIELD, TN 37172-2328
Document Number1769935
Book / Page001769 / 000935
Instrument DateOct 11, 2017
Instrument322861
Transaction TypeTransfer
Record UpdatedOct 26, 2017

Transaction

AmountAmount on Record
Tax$697.00
Amount AccuracyConfirmed
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address309 GARNER ST SPRINGFIELD TN 371722328, SPRINGFIELD, TN 37172-2328

Tax Assessment & Valuation

Source: Robertson County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateTennessee
CountyRobertson County
MunicipalitySpringfield City
Unified School DistrictRobertson County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$124,900 (-) Land $16,250 Building $108,650
2023$124,900 (+59.62%) Land $16,250 Building $108,650$499,600 (+59.62%) Land $65,000 Building $434,600
2022$78,250 Land $4,375 Building $73,875$313,000 Land $17,500 Building $295,500
2018$2,854.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 25, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims3 (2010–2017)
Most Recent ClaimAug 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSPRINGFIELD WATER SYSTEM
serves 46,546 people · EPA ID TN0000666
Water SourceSurface water
Last State InspectionApr 2026
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 376 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

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