312 Gap Run Rd, Friendsville, MD 21531 Property Records

Garrett County property record for 312 Gap Run Rd, Friendsville, MD 21531

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,390 sqft · built 2014
Lot Size	1.8 acres (78,408 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,733 (2026)
Deeds & Mortgages	Apr 2021 Mortgage Dec 2025 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`05-017173`

Property Details

APN / Parcel Number

Primary APN	`05-017173`
Alternative APNs	`5017173` `017173`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,390 sqft Total Area

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Architectural Style	Conventional
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	78,408 sqft (1.8 acres)
Deck Area	364 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	017173
Street Address	312 GAP RUN RD
City	FRIENDSVILLE
State	MD
Zip	21531-3084
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1.80 AC S/S GAP RUN RD HOYES
Legal Subdivision	GAP RUN
Jurisdiction	GARRETT MD
Township / Civil Division	5, ACCIDENT
Census Block Group	3
Census Block	3049
Census Tract	100

Owner

Source: Garrett County records, as of July 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	312 GAP RUN RD, FRIENDSVILLE, MD 21531-3084
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Dec 22, 2025	Intrafamily Transfer, Transfer · FHA Mortgage ROCKET MORTGAGE LLC
Nov 20, 2017	Deed of Trust, Mortgage · Conventional Mortgage CLEAR MOUNTAIN BANK
Jan 13, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 22, 2025
Deed Sale	Dec 22, 2025
Prior Sale	Apr 14, 2014 · Amount on Record
Deed Book / Page	2657 / 1
Prior Transfer Date	Oct 17, 2025
Prior Transfer Doc	2657000001
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARRETT MD
Property Address	312 GAP RUN RD, FRIENDSVILLE, MD 21531-3084
Transaction Type	Mortgage
Record Updated	Jan 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0023040298
Date	Apr 23, 2021
Book Page	2304/298

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Feb 1, 2051

December 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GARRETT MD
Recording Date	Dec 22, 2025
Property Address	312 GAP RUN RD, FRIENDSVILLE, MD 21531-3084
Document Number	0026570001
Book / Page	2657 / 1
Map Reference	LB 709 PG 780&792
Instrument Date	Oct 17, 2025
Transaction Type	Transfer
Record Updated	Jan 8, 2026
Title Company	UNKNOWN, ROCKET CLOSE LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	312 GAP RUN RD, FRIENDSVILLE, MD 21531-3084

Mortgage

Document Number	0000026576
Date	Dec 22, 2025
Instrument	2657/6

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Nov 1, 2055

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARRETT MD
Property Address	312 GAP RUN RD, FRIENDSVILLE, MD 21531
Transaction Type	Mortgage
Record Updated	May 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020420087
Date	Nov 20, 2017
Book Page	2042/0087
Instrument	2042-0087

Lender

Name	CLEAR MOUNTAIN BANK
Type	Bank
Address	BRUCETON MILLS, WV 26525

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2047

January 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GARRETT MD
Recording Date	Jan 13, 2020
Property Address	312 GAP RUN RD, FRIENDSVILLE, MD 21531
Document Number	0021800331
Book / Page	2180 / 0331
Map Reference	LB 709 FO 780&792
Instrument Date	Dec 7, 2019
Transaction Type	Transfer
Record Updated	May 2, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	312 GAP RUN RD, FRIENDSVILLE, MD 21531

Mortgage

Document Number	0002180337
Date	Jan 13, 2020
Instrument	2180/337

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Nov 1, 2049

Tax Assessment & Valuation

Source: Garrett County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Garrett County
Unified School District	Garrett County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,733.00 (+19.66%) Homeowner's exemption	$243,100 (+8.62%) Land $35,600 Building $207,500	$243,100 (-) Land $35,600 Building $207,500
2025	$2,284.00 (+4.15%) Homeowner's exemption	$223,800 (+20.84%)	$243,100 (+31.26%) Land $35,600 Building $207,500
2023	$2,193.00 Homeowner's exemption	$185,200 Land $28,100 Building $157,100	$185,200 Land $28,100 Building $157,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 1, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1996)
Most Recent Claim	Jan 1996 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jan 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
QCOL Fiber	10,000 / 10,000
Xfinity Cable	1,200 / 35
Pogozone powered by Neubeam Fixed Wireless	300 / 40

Cell Coverage

5G and 4G LTE (outdoors only)

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