304 Gap Run Rd, Friendsville, MD 21531 Property Records

Garrett County property record for 304 Gap Run Rd, Friendsville, MD 21531

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,808 sqft · built 2015
Lot Size	2.13 acres (92,783 sqft)
Owner	2 Individual Names on Record
Last Sale	$390,000 (Jun 2019)
Tax Bill	$3,880 (2025)
Deeds & Mortgages	Jun 2020 Mortgage Jun 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-017165`

Property Details

APN / Parcel Number

Primary APN	`05-017165`
Alternative APNs	`5017165` `017165`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	1,808 sqft Total Area
Basement Area	900 sqft
Finished Basement	900 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Architectural Style	Conventional
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	92,783 sqft (2.13 acres)

Exterior Amenities

Porch	Slab
Porch Area	536 sqft
Deck Area	158 sqft
Patio Area	112 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	017165
Street Address	304 GAP RUN RD
City	FRIENDSVILLE
State	MD
Zip	21531-3084
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2.13 AC S/S GAP RUN RD HOYES
Legal Subdivision	GAP RUN
Jurisdiction	GARRETT MD
Township / Civil Division	5, ACCIDENT
Census Block Group	3
Census Block	3049
Census Tract	100

Owner

Source: Garrett County records, as of August 12, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	304 GAP RUN RD, FRIENDSVILLE, MD 21531-3084
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage CLEAR MOUNTAIN BANK
Jun 20, 2019	Deed, Transfer · Conventional Mortgage CLEAR MOUNTAIN BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 20, 2019 · Amount on Record
Deed Sale	Jun 20, 2019 · Amount on Record
Prior Sale	Aug 28, 2012 · Amount on Record
Deed Book / Page	2138 / 451
Prior Transfer Date	Aug 16, 2012
Prior Transfer Doc	0016800362
Record Updated	Jun 8, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARRETT MD
Property Address	304 GAP RUN RD, FRIENDSVILLE, MD 21531-3084
Transaction Type	Mortgage
Record Updated	Aug 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0022130216
Date	Jun 25, 2020
Book Page	2213/216

Lender

Name	CLEAR MOUNTAIN BANK
Type	Bank
Address	BRUCETON MILLS, WV 26525

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Quarterly
Index	1-Year CMT

June 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	GARRETT MD
Recording Date	Jun 20, 2019
Property Address	304 GAP RUN RD, FRIENDSVILLE, MD 21531-3084
Document Number	0021380451
Book / Page	2138 / 0451
Map Reference	LB709FO780,788&792
Instrument Date	Jun 15, 2019
Transaction Type	Transfer
Record Updated	Aug 11, 2022
Title Company	SAGE TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	851 MILL RUN RD, FRIENDSVILLE, MD 21531-2044

Mortgage

Document Number	0002138455
Date	Jun 20, 2019
Instrument	2138/455

Lender

Name	CLEAR MOUNTAIN BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2049

Tax Assessment & Valuation

Source: Garrett County assessment roll, as of August 12, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Garrett County
Unified School District	Garrett County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,880.00 (+4.27%) Homeowner's exemption	$396,933 (+21.02%)	$431,400 (+31.52%) Land $36,200 Building $395,200
2023	$3,721.00 Homeowner's exemption	$328,000 Land $28,700 Building $299,300	$328,000 Land $28,700 Building $299,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 1, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1996)
Most Recent Claim	Jan 1996 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jan 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
QCOL Fiber	10,000 / 10,000
Xfinity Cable	1,200 / 35
Pogozone powered by Neubeam Fixed Wireless	300 / 40

Cell Coverage

5G and 4G LTE (outdoors only)

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