312 E Thurber St, Clay Center, NE 68933 Property Records

Clay County property record for 312 E Thurber St, Clay Center, NE 68933

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 756 sqft · built 1945
Lot Size	0.161 acres (7,000 sqft)
Owner	Individual Name on Record
Last Sale	$58,000 (Sep 2022)
Tax Bill	$770 (2025)
Deeds & Mortgages	Feb 2019 Mortgage Sep 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`3759-00-0-10045-002-4660`

Property Details

APN / Parcel Number

Primary APN	`3759-00-0-10045-002-4660`
Alternative APN	`000466000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	756 sqft Living Area
1st Floor Area	756 sqft
Basement Area	672 sqft
Finished Basement	100 sqft

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1945
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	7,000 sqft (0.161 acres)
Lot Dimensions	140 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	480 sqft
Driveway	Driveway
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	84 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	312 E THURBER ST
City	CLAY CENTER
State	NE
Zip	68933-1052
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01-SINGLE
Legal Description	LOT 3 BLK 2 MCDOWELLS 1ST ADD CLAY CENTER CITY
Legal Subdivision	MCDOWELLS 1ST ADD
Legal Block	2
Legal Lot Number	3
Jurisdiction	CLAY NE
Township / Civil Division	CLAY CENTER
Census Block Group	1
Census Block	1025
Census Tract	962200

Owner

Source: Clay County records, as of August 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	312 E THUNDER ST, CLAY CENTER, NE 68933
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 4, 2019	Deed of Trust, Mortgage · Conventional Mortgage ASTRA BANK
Sep 19, 2022	Warranty Deed, Transfer · Conventional Mortgage UNION BANK & TRUST CO
Sep 30, 2019	Quit Claim Deed, Transfer Quitclaim
Mar 29, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 19, 2022 · Amount on Record
Deed Sale	Sep 19, 2022 · Amount on Record
Prior Sale	Sep 30, 2019 · Amount on Record
Deed Document Number	20221029
Deed Book / Page	135 / 333
Prior Transfer Date	Jul 29, 2019
Prior Transfer Doc	000132/409
Record Updated	Sep 20, 2026

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY NE
Property Address	312 E THURBER ST, CLAY CENTER, NE 68933-1052
Transaction Type	Mortgage
Record Updated	May 26, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000255/56
Date	Feb 4, 2019
Book Page	255/56
Instrument	2019-00129

Lender

Name	ASTRA BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY NE
Recording Date	Sep 19, 2022
Property Address	312 E THURBER ST, CLAY CENTER, NE 68933-1052
Document Number	000135/333
Book / Page	135 / 333
Instrument Date	Sep 8, 2022
Instrument	2022-01029
Transaction Type	Transfer
Record Updated	May 26, 2023
Title Company	NOT AVAILABLE, ADAMS LAND TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$130.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Mortgage

Document Number	0202201030
Date	Sep 19, 2022
Instrument	2022-01030

Lender

Name	UNION BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

September 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CLAY NE
Recording Date	Sep 30, 2019
Property Address	312 E THURBER ST, CLAY CENTER, NE 68933-1052
Document Number	000132/409
Book / Page	132 / 409
Instrument Date	Jul 29, 2019
Instrument	2019-00996
Transaction Type	Transfer
Record Updated	May 26, 2023

Transaction

Amount	Amount Recorded
Tax	$769.02
Amount Accuracy	Calculated from Transfer Tax
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY NE
Recording Date	Mar 29, 2018
Property Address	312 E THURBER ST, CLAY CENTER, NE 68933-1052
Document Number	000131/377
Book / Page	131 / 377
Instrument Date	Mar 12, 2018
Instrument	2018-00311
Transaction Type	Transfer
Record Updated	May 26, 2023

Transaction

Amount	Amount Recorded
Tax	$85.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Clay County assessment roll, as of March 12, 2026

Property Jurisdictions

Type	Name
State	Nebraska
County	Clay County
Municipality	Clay Center City
Unified School District	Sandy Creek Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$64,315 (+8.25%) Land $7,630 Building $56,685	$64,315 (+8.25%) Land $7,630 Building $56,685
2025	$770.00 (-17.12%)	$59,415 (+2.88%) Land $6,930 Building $52,485	$59,415 (+2.88%) Land $6,930 Building $52,485
2023	$929.00	$57,750 Land $6,160 Building $51,590	$57,750 Land $6,160 Building $51,590

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 4, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.5% of Nebraska
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CLAY CENTER serves 730 people · EPA ID NE3103506
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	4 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glenwood Telecommunications Fiber	1,000 / 1,000
Zito Media Fiber	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Windstream DSL	200 / 20
GigFire Fixed Wireless	150 / 130

May also be available: T-Mobile, Viaero Wireless.

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