309 E Thurber St, Clay Center, NE 68933 Property Records

Clay County property record for 309 E Thurber St, Clay Center, NE 68933

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 672 sqft · built 1940
Lot Size	0.161 acres (7,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$73,000 (Jul 2026)
Tax Bill	$1,764 (2025)
Deeds & Mortgages	Jul 2026 Sale Apr 2026 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`3759-00-0-10045-003-4670`

Property Details

APN / Parcel Number

Primary APN	`3759-00-0-10045-003-4670`
Alternative APN	`000467000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	672 sqft Living Area
1st Floor Area	672 sqft
Basement Area	1,008 sqft
Finished Basement	672 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	7,000 sqft (0.161 acres)
Lot Dimensions	140 ft deep x 50 ft wide
Garage Type	Mixed
Garage Area	1,008 sqft
Driveway	Driveway
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	256 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	309 E THURBER ST
City	CLAY CENTER
State	NE
Zip	68933-1051
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01-SINGLE
Legal Description	LOT 9 BLK 3 MCDOWELLS 1ST ADD CLAY CENTER CITY
Legal Subdivision	MCDOWELLS 1ST ADD
Legal Block	3
Legal Lot Number	9
Jurisdiction	CLAY NE
Township / Civil Division	CLAY CENTER
Census Block Group	1
Census Block	1023
Census Tract	962200

Owner

Source: Clay County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	309 E THURBER ST, CLAY CENTER, NE 68933-1051
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2026	Special Warranty Deed, Transfer GRAND ISLAND ABSTRACT ESCROW, GRAND ISLAND ABSTRACT
Apr 9, 2026	Special Warranty Deed, Transfer SERVICELINK CRS, SERVICELINK LLC
Oct 14, 2025	Trustee's Deed, Foreclosure
Jun 2, 2023	Warranty Deed, Transfer · FHA Mortgage GATEWAY FIRST BANK
Jun 6, 2022	Warranty Deed, Transfer · Conventional Mortgage CHARTER WEST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 27, 2026 · Amount on Record
Deed Sale	Jul 27, 2026 · Amount on Record
Prior Sale	Oct 14, 2025 · Amount on Record
Deed Document Number	2026980
Record Updated	Sep 20, 2026

July 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	CLAY NE
Recording Date	Jul 27, 2026
Property Address	309 E THURBER ST, CLAY CENTER, NE 68933-1051
Document Number	0000000980
Instrument Date	Jul 24, 2026
Instrument	2026980
Transaction Type	Transfer
Record Updated	Aug 5, 2026
Title Company	GRAND ISLAND ABSTRACT ESCROW, GRAND ISLAND ABSTRACT

Transaction

Amount	Amount Recorded
Tax	$24,478.36
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	309 E THURBER ST, CLAY CENTER, NE 68933-1051

April 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	CLAY NE
Recording Date	Apr 9, 2026
Property Address	309 E THURBER ST, CLAY CENTER, NE 68933-1051
Document Number	0000000537
Instrument Date	Nov 5, 2025
Instrument	2026537
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	SERVICELINK CRS, SERVICELINK LLC

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

October 2025: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	CLAY NE
Recording Date	Oct 14, 2025
Property Address	309 E THURBER ST, CLAY CENTER, NE 68933-1051
Document Number	0202501018
Instrument Date	Oct 9, 2025
Instrument	202501018
Transaction Type	Foreclosure
Record Updated	Nov 6, 2025

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10855 W DODGE RD STE 250, 250, OMAHA, NE 68154-2666

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2800 TAMARACK RD, OWENSBORO, KY 42301-6566

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY NE
Recording Date	Jun 2, 2023
Property Address	309 E THURBER ST, CLAY CENTER, NE 68933-1051
Document Number	000136/136
Book / Page	136
Instrument Date	May 30, 2023
Instrument	2023-00516
Transaction Type	Transfer
Record Updated	Jun 19, 2023
Title Company	NOT AVAILABLE, ADAMS LAND TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$330.75
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Mortgage

Document Number	0202300517
Date	Jun 2, 2023
Instrument	2023-00517

Lender

Name	GATEWAY FIRST BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2053

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY NE
Recording Date	Jun 6, 2022
Property Address	309 E THURBER ST, CLAY CENTER, NE 68933-1051
Document Number	000135/188
Book / Page	135 / 188
Instrument Date	May 25, 2022
Instrument	2022-00635
Transaction Type	Transfer
Record Updated	May 26, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$324.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	309 E THURBER ST, CLAY CENTER, NE 68933-1051

Mortgage

Document Number	0202200636
Date	Jun 6, 2022
Instrument	2022-00636

Lender

Name	CHARTER WEST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

Tax Assessment & Valuation

Source: Clay County assessment roll, as of March 12, 2026

Property Jurisdictions

Type	Name
State	Nebraska
County	Clay County
Municipality	Clay Center City
Unified School District	Sandy Creek Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$147,195 (+8.11%) Land $7,630 Building $139,565	$147,195 (+8.11%) Land $7,630 Building $139,565
2025	$1,764.00 (-0.84%)	$136,155 (-) Land $6,930 Building $129,225	$136,155 (-) Land $6,930 Building $129,225
2024	$1,779.00 (+5.7%)	$136,155 (+30.21%) Land $6,930 Building $129,225	$136,155 (+30.21%) Land $6,930 Building $129,225
2023	$1,683.00	$104,565 Land $6,160 Building $98,405	$104,565 Land $6,160 Building $98,405

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 4, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Nebraska
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CLAY CENTER serves 730 people · EPA ID NE3103506
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	4 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glenwood Telecommunications Fiber	1,000 / 1,000
Zito Media Fiber	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
GigFire Fixed Wireless	150 / 130
Windstream DSL	100 / 20

May also be available: T-Mobile, Viaero Wireless.

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