Atlantic County and Galloway Township property record for 312 E Ridgewood Ave, Galloway, NJ 08205
| Property Type | Single Family Home |
|---|---|
| Details | 1,356 sqft · built 1976 |
| Lot Size | 0.517 acres (22,499 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $290,000 (Sep 2023) |
| Tax Bill | $4,990 (2025) |
| Deeds & Mortgages | Sep 2023 Sale & Mortgage Jan 2020 Loan Modification + 1 more |
| APN | 11-00945-0000-00006-02 |
| Primary APN | 11-00945-0000-00006-02 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,356 sqft Living Area |
| 1st Floor Area | 1,356 sqft |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Architectural Style | Ranch |
| Construction Type | Frame |
| Lot Area | 22,499 sqft (0.517 acres) |
| Lot Dimensions | 225 ft deep x 100 ft wide |
| Old Parcel Number | 11009450000000062 |
|---|---|
| Street Address | 312 E RIDGEWOOD AVE |
| City | GALLOWAY |
| State | NJ |
| Zip | 08205-9767 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RC |
| Legal Block | 945 |
| Legal Lot Number | 6.2 |
| Jurisdiction | ATLANTIC NJ |
| Township / Civil Division | GALLOWAY |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 10506 |
Source: Atlantic County and Galloway Township records, as of October 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 312 E RIDGEWOOD AVE, GALLOWAY, NJ 08205-9767 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Sep 25, 2023 | Deed, Transfer · Conventional Mortgage UNION HOME MORTGAGE CORP |
| Jan 27, 2020 | Loan Modification, Mortgage · Conventional Mortgage PENNYMAC |
| Sep 19, 2018 | Grant Deed, Transfer · FHA Mortgage DRAPER & KRAMER MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 25, 2023 · Amount on Record |
| Deed Sale | Sep 25, 2023 · Amount on Record |
| Prior Sale | Sep 19, 2018 · Amount on Record |
| Deed Document Number | 202341025 |
| Prior Transfer Date | Oct 6, 2015 |
| Prior Transfer Doc | 0000061621 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ATLANTIC NJ |
| Recording Date | Sep 25, 2023 |
| Property Address | 312 E RIDGEWOOD AVE, GALLOWAY, NJ 08205-9767 |
| Document Number | 0000041025 |
| Instrument Date | Aug 25, 2023 |
| Instrument | 2023041025 |
| Transaction Type | Transfer |
| Record Updated | Oct 16, 2023 |
| Title Company | SURREY TITLE COMPANY, SURETY TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,637.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1197 CAMBOURNE DR, KISSIMMEE, FL 34758-2910 |
| Name | Verified Name |
|---|---|
| Address | 312 E RIDGEWOOD AVE, GALLOWAY, NJ 08205-9767 |
| Document Number | 0000041026 |
|---|---|
| Date | Sep 25, 2023 |
| Instrument | 2023041026 |
| Name | UNION HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2053 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ATLANTIC NJ |
| Property Address | 312 E RIDGEWOOD AVE, GALLOWAY, NJ 08205-9767 |
| Document Number | 0000028798 |
| Instrument Date | Jan 27, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 19, 2020 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Name | Verified Name |
|---|---|
| Address | 312 E RIDGEWOOD AVE GALLOWAY NJ 082059767, GALLOWAY, NJ 08205-9767 |
| Document Number | 0000028798 |
|---|---|
| Date | Jun 1, 2020 |
| Instrument | 28798 |
| Name | PENNYMAC |
|---|---|
| Address | MOORPARK, CA 93021 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 31, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ATLANTIC NJ |
| Recording Date | Sep 19, 2018 |
| Property Address | 312 E RIDGEWOOD AVE, GALLOWAY, NJ 08205-9767 |
| Document Number | 0000048274 |
| Instrument Date | Jun 15, 2018 |
| Instrument | 48274 |
| Transaction Type | Transfer |
| Record Updated | Oct 9, 2018 |
| Title Company | EQUITY PLUS LAND TRANSFER |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $114.90 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 402 NORTHFIELD AVE NORTHFIELD NJ 082251823, NORTHFIELD, NJ 08225-1823 |
| Document Number | 48275 |
|---|---|
| Date | Sep 19, 2018 |
| Instrument | 48275 |
| Name | DRAPER & KRAMER MTG |
|---|---|
| Type | Mortgage Company |
| Address | DOWNERS GROVE, IL 60515 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 18, 2048 |
Source: Atlantic County and Galloway Township assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Atlantic County |
| County Subdivision | Galloway Township |
| Elementary School District | Galloway Township School District (KG - 08) |
| Secondary School District | Greater Egg Harbor Regional School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $147,200 (-) Land $50,200 Building $97,000 | $147,200 (-) Land $50,200 Building $97,000 | |
| 2025 | $4,990.00 (+1.57%) | $147,200 (-) Land $50,200 Building $97,000 | $147,200 (-) Land $50,200 Building $97,000 |
| 2024 | $4,913.00 (+3.96%) | ||
| 2023 | $147,200 (-) Land $50,200 Building $97,000 | $147,200 (-) Land $50,200 Building $97,000 | |
| 2022 | $4,726.00 (+2.03%) | $147,200 Land $50,200 Building $97,000 | $147,200 Land $50,200 Building $97,000 |
| 2021 | $4,632.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not included in the FIRM |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 5 units insured incl. 2 condo units |
| Nearby Flood Claims | 2 (1998–2012) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Oct 2012 · Hurricane Sandy |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · above 64% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - ATLANTIC COUNTY private · serves 120,146 people · EPA ID NJ0119002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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