Atlantic County and Galloway Township property record for 305 E Ridgewood Ave, Galloway, NJ 08205
| Property Type | Single Family Home |
|---|---|
| Details | 1,296 sqft · built 1996 |
| Lot Size | 0.84 acres (36,577 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $375,000 (Mar 2024) |
| Tax Bill | $6,526 (2025) |
| Deeds & Mortgages | Mar 2024 Sale & Mortgage May 2023 Sale & Mortgage + 1 more |
| APN | 11-00982-0000-00001-02 |
| Primary APN | 11-00982-0000-00001-02 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,296 sqft Living Area |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Cape Cod |
| Construction Type | Frame |
| Lot Area | 36,577 sqft (0.84 acres) |
| Lot Dimensions | 225 ft deep x 57 ft wide |
| Street Address | 305 E RIDGEWOOD AVE |
|---|---|
| City | GALLOWAY |
| State | NJ |
| Zip | 08205-9767 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RC |
| Legal Block | 982 |
| Legal Lot Number | 1.2 |
| Jurisdiction | ATLANTIC NJ |
| Township / Civil Division | GALLOWAY |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 10506 |
Source: Atlantic County and Galloway Township records, as of July 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 305 E RIDGEWOOD AVE, GALLOWAY, NJ 08205-9767 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried |
| Date | Document |
|---|---|
| Mar 5, 2024 | Deed, Transfer · FHA Mortgage NEW JERSEY LENDERS CORP |
| May 3, 2023 | Deed, Transfer SANDRA J HOUSTON |
| Jan 11, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNION HM MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 5, 2024 · Amount on Record |
| Deed Sale | Mar 5, 2024 · Amount on Record |
| Prior Sale | May 3, 2023 · Amount on Record |
| Deed Document Number | 202410527 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ATLANTIC NJ |
| Recording Date | Mar 5, 2024 |
| Property Address | 305 E RIDGEWOOD AVE, GALLOWAY, NJ 08205-9767 |
| Document Number | 0000010527 |
| Instrument Date | Dec 18, 2023 |
| Instrument | 2024010527 |
| Transaction Type | Transfer |
| Record Updated | Mar 19, 2024 |
| Title Company | TRIDENT ABSTRACT TITLE AGENCY LLC, TRIDENT ABSTRACT TTL AGCY LL |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,975.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 305 E RIDGEWOOD AVE, GALLOWAY, NJ 08205-9767 |
| Name | Verified Name |
|---|---|
| Address | 305 E RIDGEWOOD AVE, GALLOWAY, NJ 08205-9767 |
| Document Number | 0000010528 |
|---|---|
| Date | Mar 5, 2024 |
| Instrument | 2024010528 |
| Name | NEW JERSEY LENDERS CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Jan 1, 2054 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ATLANTIC NJ |
| Recording Date | May 3, 2023 |
| Property Address | 305 E RIDGEWOOD AVE, GALLOWAY, NJ 08205-9767 |
| Document Number | 0000021350 |
| Instrument Date | Apr 7, 2023 |
| Instrument | 2023021350 |
| Transaction Type | Transfer |
| Record Updated | May 17, 2023 |
| Title Company | FOUNDATION TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,949.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 305 REDWOOD AVE, GALLOWAY, NJ 08205-4527 |
| Name | Verified Name |
|---|---|
| Address | 305 E RIDGEWOOD AVE, GALLOWAY, NJ 08205-9767 |
| Document Number | 0000021351 |
|---|---|
| Date | May 3, 2023 |
| Instrument | 2023021351 |
| Name | SANDRA J HOUSTON |
|---|---|
| Type | Private Party |
| Address | 404 MARVIEW DR, SOLANA BEACH, CA 92075 |
| Amount | Amount Recorded |
|---|---|
| Term | 60 Months |
| Due | Apr 30, 2028 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ATLANTIC NJ |
| Property Address | 305 E RIDGEWOOD AVE, GALLOWAY, NJ 08205-9767 |
| Document Number | 0000007768 |
| Instrument Date | Jan 11, 2021 |
| Transaction Type | Mortgage |
| Record Updated | Mar 22, 2021 |
| Title Company | CAPE ATLANTIC TITLE AGENCY LLC, CAPE ATLANTIC TITLE AGCY LLC |
| Name | Verified Name |
|---|---|
| Address | 305 E RIDGEWOOD AVE GALLOWAY NJ 082059767, GALLOWAY, NJ 08205-9767 |
| Document Number | 0000007768 |
|---|---|
| Date | Feb 5, 2021 |
| Instrument | 7768 |
| Name | UNION HM MTG |
|---|---|
| Type | Mortgage Company |
| Address | STRONGSVILLE, OH 44136 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Feb 4, 2036 |
Source: Atlantic County and Galloway Township assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Atlantic County |
| County Subdivision | Galloway Township |
| Elementary School District | Galloway Township School District (KG - 08) |
| Secondary School District | Greater Egg Harbor Regional School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $192,500 (-) Land $52,600 Building $139,900 | $192,500 (-) Land $52,600 Building $139,900 | |
| 2025 | $6,526.00 (+1.57%) | $192,500 (+5.48%) Land $52,600 Building $139,900 | $192,500 (+5.48%) Land $52,600 Building $139,900 |
| 2024 | $6,425.00 (+9.64%) | ||
| 2023 | $182,500 (-) Land $52,600 Building $129,900 | $182,500 (-) Land $52,600 Building $129,900 | |
| 2022 | $5,860.00 (+6.97%) | $182,500 Land $52,600 Building $129,900 | $182,500 Land $52,600 Building $129,900 |
| 2021 | $5,478.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not included in the FIRM |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 5 units insured incl. 2 condo units |
| Nearby Flood Claims | 2 (1998–2012) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Oct 2012 · Hurricane Sandy |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · above 64% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - ATLANTIC COUNTY private · serves 120,146 people · EPA ID NJ0119002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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