312 E Main St, Lawndale, NC 28090 Property Records

Cleveland County property record for 312 E Main St, Lawndale, NC 28090

Property Summary

Property Type	Single Family Home
Details	1,585 sqft · built 1920
Lot Size	0.984 acres (42,900 sqft)
Owner	Individual Name on File
Last Sale	$209,500 (Oct 2021)
Tax Bill	$1,962 (2025)
Deeds & Mortgages	Oct 2021 Sale & Mortgage Jan 2018 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`36752`

Property Details

APN / Parcel Number

Primary APN	`36752`
Alternative APN	`1343332`

Interior

Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,585 sqft Finished Area
Basement Area	1,585 sqft
Unfinished Basement	1,585 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1995
Exterior Material	Wood Siding
Roof Type	Shed Roof
Lot Area	42,900 sqft (0.984 acres)
Lot Dimensions	220 ft deep x 195 ft wide
Garage Type	Mixed
Garage Area	288 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	474 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Heat Pump

Location & Zoning

Account Number	1343332
Street Address	312 E MAIN ST
City	LAWNDALE
State	NC
Zip	28090-9530
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AA3
Legal Description	LOT HWY 182
Legal Block	1
Legal Lot Number	6
Jurisdiction	CLEVELAND NC
Township / Civil Division	CLEVELAND
Census Block Group	3
Census Block	3012
Census Tract	950200

Owner

Source: Cleveland County records · APN 36752

Assessment roll updated September 30, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	312 E MAIN ST, LAWNDALE, NC 28090-9530
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 15, 2021	Warranty Deed, Transfer · Conventional Mortgage HOMETRUST BANK
Jan 10, 2018	Warranty Deed, Transfer ATTORNEY ONLY
Dec 01, 2017	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 15, 2021 · Amount on Record
Deed Sale	Oct 15, 2021 · Amount on Record
Deed Document Number	2021200062824
Deed Book / Page	1854 / 2244
Record Updated	Sep 20, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND NC
Recording Date	Oct 15, 2021
Property Address	312 E MAIN ST, LAWNDALE, NC 28090-9530
Document Number	0018542244
Book / Page	1854 / 2244
Instrument Date	Oct 15, 2021
Instrument	200062824
Transaction Type	Transfer
Record Updated	Oct 26, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$419.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4021 HARRIS CREEK RD, 4021, LAWNDALE, NC 28090-9657

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	313 E MAIN ST, LAWNDALE, NC 28090

Mortgage

Document Number	18542247
Date	Oct 15, 2021
Instrument	1854/2247

Lender

Name	HOMETRUST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2051

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND NC
Recording Date	Jan 10, 2018
Property Address	312 E MAIN ST, LAWNDALE, NC 28090-9530
Document Number	0017582446
Book / Page	001758 / 002446
Instrument Date	Jan 10, 2018
Instrument	9081
Transaction Type	Transfer
Record Updated	Jan 26, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$16.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	PO BOX 714 LAWNDALE NC 280900714, LAWNDALE, NC 28090-0714

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND NC
Recording Date	Dec 01, 2017
Property Address	312 E MAIN ST, LAWNDALE, NC 28090-9530
Document Number	0017561079
Book / Page	001756 / 001079
Instrument Date	Dec 01, 2017
Instrument	200007709
Transaction Type	Transfer
Record Updated	Jan 03, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$112.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	PO BOX 714 LAWNDALE NC 280900714, LAWNDALE, NC 28090-0714

Tax Assessment & Valuation

Source: Cleveland County records · Assessment roll updated September 30, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cleveland County
Municipality	Lawndale Town
Unified School District	Cleveland County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$195,783 (-) Land $21,348 Building $174,435	$195,783 (-) Land $21,348 Building $174,435
2025	$1,962.00	$195,783 (+303.51%) Land $21,348 Building $174,435	$195,783 (+303.51%) Land $21,348 Building $174,435
2023		$48,520 Land $21,840 Building $26,680	$48,520 Land $21,840 Building $26,680

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of March 5, 2020 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 62% of the US · above 54% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

Based on FCC filings for 50 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	TOWN OF LAWNDALE serves 660 people
Water Source	Purchased surface water from CLEVELAND COUNTY WATER
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

312 E Main St, Lawndale, NC 28090 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

October 2021: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

January 2018: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

December 2017: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Internet Providers

Cell Coverage

Drinking Water

Violations Reported to EPA

Nearby Properties on E Main St

Nearby Streets

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