306 E Main St, Lawndale, NC 28090 Property Records

Cleveland County property record for 306 E Main St, Lawndale, NC 28090

Property Summary

Property Type	Exempt (Full or Partial)
Details	3,108 sqft · built 2000
Lot Size	0.476 acres (20,735 sqft)
Owner	Company Name on File
Deeds & Mortgages	Jul 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`40538`

Property Details

APN / Parcel Number

Primary APN	`40538`
Alternative APN	`20473001`

Interior

Stories	1 Story
Building Area	3,108 sqft Total Area
Basement Area	3,108 sqft
Unfinished Basement	3,108 sqft

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2005
Exterior Material	Stucco
Lot Area	20,735 sqft (0.476 acres)
Porch	Slab
Porch Area	20 sqft

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Account Number	20473001
Street Address	306 E MAIN ST
City	LAWNDALE
State	NC
Zip	28090
Property Category	Other
Property Type	Other > Exempt (Full or Partial)
Local Zoning Code	AA3
Legal Description	.476 AC
Legal Block	4
Legal Lot Number	31
Jurisdiction	CLEVELAND NC
Township / Civil Division	CLEVELAND
Census Block Group	3
Census Block	3012
Census Tract	950200

Owner

Source: Cleveland County records · APN 40538

Assessment roll updated September 30, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	1155 PEACHTREE ST NE, ATLANTA, GA 30309-3646
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Sep 20, 2026

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND NC
Recording Date	Jul 31, 2020
Property Address	306 E MAIN ST, LAWNDALE, NC 28090
Document Number	0018180785
Book / Page	001818 / 000785
Instrument Date	Jul 30, 2020
Instrument	42281
Transaction Type	Transfer
Record Updated	Aug 31, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$390.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	170 COLUMNS CIR SHELBY NC 281504866, SHELBY, NC 28150-4866

Mortgage

Document Number	18180787
Date	Jul 31, 2020
Book Page	001818/000787
Instrument	42282

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 30, 2050

Tax Assessment & Valuation

Source: Cleveland County records · Assessment roll updated September 30, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cleveland County
Municipality	Lawndale Town
Unified School District	Cleveland County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$198,459 (-) Land $41,460 Building $156,999	$198,459 (-) Land $41,460 Building $156,999
2025	Additional exemption filed	$198,459 (+13.04%) Land $41,460 Building $156,999	$198,459 (+13.04%) Land $41,460 Building $156,999
2023		$175,561 Land $7,696 Building $167,865	$175,561 Land $7,696 Building $167,865

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of March 5, 2020 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 62% of the US · above 54% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

Based on FCC filings for 50 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	TOWN OF LAWNDALE serves 660 people
Water Source	Purchased surface water from CLEVELAND COUNTY WATER
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.