312 E Main St, Earlington, KY 42410 Property Records

Hopkins County property record for 312 E Main St, Earlington, KY 42410

Property Summary

Property Type	Other
Details	3 bd · 1 ba · 1,386 sqft
Lot Size	0.26 acres (11,326 sqft)
Owner	Individual Name on Record
Last Sale	$73,800 (Apr 2013)
Tax Bill	$732 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Feb 2024 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`M-26-19-24`

Property Details

APN / Parcel Number

Primary APN	`M-26-19-24`
Alternative APNs	`43625` `61569`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,386 sqft Living Area

Exterior

Exterior Material	Aluminum/Vinyl
Construction Type	Concrete Block
Foundation Type	Stone
Roof Material	Composition Shingle
Lot Area	11,326 sqft (0.26 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	61569
Street Address	312 E MAIN ST
City	EARLINGTON
State	KY
Zip	42410-1338
Property Category	Other
Property Type	Other > Miscellaneous
Legal Description	BLK:X DIST:8 CITY/MUNI/TWP:EARLINGTON SUBD:EARLINGTON
Legal Subdivision	EARLINGTON
Legal Block	X
Jurisdiction	HOPKINS KY
Township / Civil Division	MADISONVILLE
Census Block Group	3
Census Block	3026
Census Tract	970900

Owner

Source: Hopkins County records, as of November 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	313 OTTER LAKE LOOP, HANSON, KY 42413-9646
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2026	Deed of Trust, Mortgage · Conventional Mortgage INDEPENDENCE BANK
Feb 8, 2024	Deed of Trust, Mortgage · Line of Credit INDEPENDENCE BANK OF KENTUCKY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 9, 2013 · Amount on Record
Deed Sale	Apr 9, 2013 · Amount on Record
Deed Document Number	2013004869
Deed Book / Page	0718 / 158
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOPKINS KY
Recording Date	Sep 8, 2026
Property Address	312 E MAIN ST, EARLINGTON, KY 42410-1338
Document Number	0000009105
Book / Page	1533 / 741
Instrument Date	Aug 26, 2026
Instrument	20269105
Transaction Type	Mortgage
Record Updated	Sep 15, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266
Address	2840 LIBERTY RD, PROVIDENCE, KY 42450-2163

Mortgage

Document Number	0000009105,
Date	Sep 8, 2026
Book Page	1533/741
Instrument	20269105

Lender

Name	INDEPENDENCE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Aug 26, 2031

Interest

Max Rate	-1%

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOPKINS KY
Property Address	312 E MAIN ST, EARLINGTON, KY 42410-1338
Transaction Type	Mortgage
Record Updated	Feb 19, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	313 OTTER LAKE LOOP, HANSON, KY 42413-9646

Mortgage

Document Number	MTG1436/281
Date	Feb 8, 2024
Book Page	MTG 1436/281
Instrument	2024001029

Lender

Name	INDEPENDENCE BANK OF KENTUCKY
Type	Bank
Address	308 US HIGHWAY 41 N, SEBREE, KY 42455

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	179 Months
Due	Jan 29, 2039

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Hopkins County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Hopkins County
Municipality	Earlington City
Unified School District	Hopkins County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$732.00 (+8,033.33%)	$73,800 (+83.58%)	$73,800 (+83.58%)
2020	$9.00	$40,200	$40,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EARLINGTON WATER & SEWER serves 1,708 people · EPA ID KY0540108
Water Source	Purchased surface water from SOUTH HOPKINS WATER DISTRICT
Last State Inspection	May 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Watch TV.

Cell Coverage

5G (outdoors only) and 4G LTE

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