304 E Main St, Earlington, KY 42410 Property Records

Hopkins County property record for 304 E Main St, Earlington, KY 42410

Property Summary

Property Type	Single Family Home
Details	1,650 sqft · built 1925
Lot Size	0.21 acres (9,148 sqft)
Owner	2 Individuals on Record
Last Sale	$60,000 (Apr 2020)
Tax Bill	$595 (2025)
Deeds & Mortgages	Nov 2018 Mortgage Nov 2017 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`M-26-19-21`

Property Details

APN / Parcel Number

Primary APN	`M-26-19-21`
Alternative APN	`54544`

Interior

Stories	1 Story
Building Area	1,650 sqft Living Area

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Exterior Material	Other
Construction Type	Concrete Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,148 sqft (0.21 acres)
Lot Dimensions	190 ft deep x 50 ft wide
Porch	Porch

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	HVAC
Sewer	Connected

Location & Zoning

Account Number	54544
Street Address	304 E MAIN ST
City	EARLINGTON
State	KY
Zip	42410-1338
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RES
Legal Subdivision	ETON
Legal Block	X
Legal Lot Number	6
Jurisdiction	HOPKINS KY
Township / Civil Division	MADISONVILLE
Census Block Group	3
Census Block	3026
Census Tract	970900

Owner

Source: Hopkins County assessment roll, as of November 18, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individuals on Record
Mailing Address	304 E MAIN ST, EARLINGTON, KY 42410-1338
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 26, 2018	Deed of Trust, Mortgage · Conventional Mortgage FIRST UNITED BANK & TRUST CO
Nov 8, 2017	Deed of Trust, Mortgage · Line of Credit FIRST UNITED BANK & TRUST CO
Apr 15, 2020	Deed, Transfer · Conventional Mortgage ACCEPTANCE HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 15, 2020 · Amount on Record
Deed Sale	Apr 15, 2020 · Amount on Record
Prior Sale	Dec 7, 2012 · Amount on Record
Deed Document Number	20203503
Deed Book / Page	782 / 342
Record Updated	Sep 20, 2026

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOPKINS KY
Property Address	304 E MAIN ST, EARLINGTON, KY 42410-1338
Transaction Type	Mortgage
Record Updated	May 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001230/215
Date	Nov 26, 2018
Book Page	1230/215
Instrument	2018013487

Lender

Name	FIRST UNITED BANK & TRUST CO
Type	Bank
Address	MADISONVILLE, KY 42431

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	6 Months
Due	May 19, 2019

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOPKINS KY
Property Address	304 E MAIN ST, EARLINGTON, KY 42410-1338
Transaction Type	Mortgage
Record Updated	May 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001199/182
Date	Nov 8, 2017
Book Page	1199/182
Instrument	2017012220

Lender

Name	FIRST UNITED BANK & TRUST CO
Type	Bank
Address	MADISONVILLE, KY 42431

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	6 Months
Due	May 1, 2018

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	HOPKINS KY
Recording Date	Apr 15, 2020
Property Address	304 E MAIN ST, EARLINGTON, KY 42410-1338
Document Number	000782/342
Book / Page	782 / 342
Instrument Date	Jul 15, 2019
Instrument	2020003503
Transaction Type	Transfer
Record Updated	May 9, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$60.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	302 E FARREN AVE, EARLINGTON, KY 42410-1529

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	303 WILSON ST, EARLINGTON, KY 42410-1645

Mortgage

Document Number	2020003504
Date	Apr 15, 2020
Instrument	2020003504

Lender

Name	ACCEPTANCE HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	352 Months
Due	Aug 1, 2049

Tax Assessment & Valuation

Source: Hopkins County assessment roll, as of November 18, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Hopkins County
Municipality	Earlington City
Unified School District	Hopkins County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$595.00 (-1.49%)	$60,000 (-)	$60,000 (-)
2023	$604.00	$60,000	$60,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EARLINGTON WATER & SEWER serves 1,708 people · EPA ID KY0540108
Water Source	Purchased surface water from SOUTH HOPKINS WATER DISTRICT
Last State Inspection	May 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Watch TV.

Cell Coverage

5G (outdoors only) and 4G LTE

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