312 E 3rd St, Cortez, CO 81321 Property Records

Montezuma County property record for 312 E 3rd St, Cortez, CO 81321 · Last verified April 2026

Property Highlights

Property TypeResidential > Multi-Unit > Duplex
Bedrooms4 Beds
Bathrooms2 Baths
Architecture StyleDuplex Single
Year BuiltBuilt 1959
Square Footage1,560 sqft Total Area
Lot Size10,629 sqft (0.244 acres)
Tax Bill$754.00 (2025)

Property Details

APN / Parcel Number

Primary APNR010089
Alternative APN
  • 561126414005

Interior

Bedrooms4 Beds
Full Baths2 Baths
Building Area1,560 sqft Total Area
Stories1 Stories
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 1959
Effective Year BuiltEffective 1959
Architectural StyleDuplex Single Style
Construction TypeFrame Construction
Roof ConstructionGable Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area10,629 sqft (0.244 acres)

Utilities and HVAC

Heating SystemForced Air with Air Conditioning Heating
SewageMunicipal Sewage

Location & Zoning

Account NumberR010089
Street Address312 E 3RD ST
CityCORTEZ
StateCO
Zip81321-3808
Property UsageResidential Property Usage
TypeResidential > Multi-Unit > Duplex
Legal DescriptionSUBDIVISION: FR COFFINS ADD LOT: 22-24 BLOCK: 19 B303 P130 B360 P256 B598 P892
Legal SubdivisionFR COFFINS ADD
Legal Block19
Legal Lot Number22-24
JurisdictionMONTEZUMA CO
Minor Civil DivisionCORTEZ
Census Blockgroup2
Census Block2030
Census Tract969400

Owner

Source: Montezuma County records · APN R010089

Assessment roll updated March 24, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address316 E 3RD ST, CORTEZ, CO 81321-3808
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jan 03, 2024Deed of Trust, Mortgage · Line of Credit
FIRST SOUTHWEST BANK
Jul 21, 2022Deed of Trust, Mortgage · Line of Credit
FIRST SOUTHWEST BANK
May 28, 2019Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last Transfer DateMay 23, 2019
Transfer Doc0000623057
Record RefreshedJun 08, 2026

January 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTEZUMA CO
Property Address312 E 3RD ST, CORTEZ, CO 81321-3808
Transaction TypeMortgage
Record UpdatedJan 17, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address316 E 3RD ST, CORTEZ, CO 81321-3808

Mortgage

Document Number0000654173
DateJan 03, 2024
Instrument654173
Lender
NameFIRST SOUTHWEST BANK
TypeBank
AddressCORTEZ, CO 81321
Agreement
TypeLine of Credit
AmountAmount Recorded
Term239 Months
DueDec 21, 2043
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTEZUMA CO
Property Address312 E 3RD ST, CORTEZ, CO 81321-3808
Transaction TypeMortgage
Record UpdatedJul 27, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address312 E 3RD ST, CORTEZ, CO 81321-3808

Mortgage

Document Number0000646446
DateJul 21, 2022
Instrument646446
Lender
NameFIRST SOUTHWEST BANK
TypeBank
AddressCORTEZ, CO 81321
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

May 2019: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMONTEZUMA CO
Recording DateMay 28, 2019
Property Address312 E 3RD ST, CORTEZ, CO 81321-3808
Document Number0000623057
Instrument DateMay 23, 2019
Instrument623057
Transaction TypeTransfer
Record UpdatedApr 01, 2022

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address312 E 3RD ST, CORTEZ, CO 81321-3808

Tax Assessment & Valuation

Source: Montezuma County records · Assessment roll updated March 24, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateColorado
CountyMontezuma County
MunicipalityCortez City
Unified School DistrictMontezuma-Cortez School District RE-1 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$754.00 (+48.43%)$14,959 (+51.45%) Land $2,204 Building $12,755$187,929 (+51.45%) Land $27,690 Building $160,239
2024$508.00 (+9.96%)$9,877 (-30.71%) Land $2,573 Building $7,304$124,085 (-30.71%) Land $32,321 Building $91,764
2023$462.00 (-0.65%)$14,255 (+45%) Land $3,713 Building $10,542$179,085 (+45%) Land $46,647 Building $132,438
2022$465.00$9,831 Land $1,695 Building $8,136$123,505 Land $21,300 Building $102,205

Flood & Wildfire

312 E 3rd St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Montezuma County (08083C), updated September 26, 2008

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on E 3rd St

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