126 E 3rd St, Unit 1, Cortez, CO 81321 Property Records

Montezuma County property record for 126 E 3rd St, Unit 1, Cortez, CO 81321

Property Summary

Property Type	Duplex
Details	2 ba · 2,568 sqft · built 2001
Lot Size	0.163 acres (7,100 sqft)
Owner	Individual Name on File
Last Sale	$186,000 (Aug 2004)
Tax Bill	$1,443 (2025)
Deeds & Mortgages	Feb 2010 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`R009688`

Property Details

APN / Parcel Number

Primary APN	`R009688`
Alternative APN	`561126318002`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	2,568 sqft Total Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Metal
Lot Area	7,100 sqft (0.163 acres)

Utilities, Heating & Cooling

Heating System	Radiant
Sewer	Municipal

Location & Zoning

Account Number	R009688
Street Address	126 E 3RD ST, 1
City	CORTEZ
State	CO
Zip	81321-3809
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	NB
Legal Description	SUBDIVISION: TOWN OF CORTEZ LOT: 11-12 BLOCK: 50 B632 P862 B734 P474 B735 P192 B737 P146 R/460422-25 R/469291
Legal Subdivision	TOWN OF CORTEZ
Legal Block	50
Legal Lot Number	11-12
Jurisdiction	MONTEZUMA CO
Township / Civil Division	CORTEZ
Census Block Group	2
Census Block	2007
Census Tract	969400

Owner

Source: Montezuma County records · APN R009688

Assessment roll updated March 24, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	4565 E MEXICO AVE, 26, DENVER, CO 80222-3859
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 02, 2004 · Amount on Record
Deed Sale	Aug 02, 2004 · Amount on Record
Prior Sale	Jan 17, 2003 · Amount on Record
Deed Document Number	2004524637
Record Updated	Jun 08, 2026

February 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEZUMA CO
Property Address	126 E 3RD ST UNIT 1, 1, CORTEZ, CO 81321-3809
Transaction Type	Mortgage
Record Updated	Mar 24, 2026
Title Company	FISERV LENDING SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000569157
Date	Feb 11, 2010
Instrument	569157

Lender

Name	VECTRA BANK COLORADO NA
Type	Bank
Address	CORTEZ, CO 81321

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Jan 19, 2040

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Montezuma County records · Assessment roll updated March 24, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Montezuma County
Municipality	Cortez City
Unified School District	Montezuma-Cortez School District RE-1 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,443.00 (+36.39%)	$28,608 (+38.93%) Land $1,469 Building $27,139	$359,400 (+38.93%) Land $18,460 Building $340,940
2024	$1,058.00 (+9.98%)	$20,592 (-17.53%) Land $2,041 Building $18,551	$258,693 (-17.53%) Land $25,646 Building $233,047
2023	$962.00 (+10.83%)	$24,970 (+36.11%) Land $2,475 Building $22,495	$313,693 (+36.1%) Land $31,098 Building $282,595
2022	$868.00	$18,346 Land $1,130 Building $17,216	$230,479 Land $14,200 Building $216,279

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 26, 2008 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Colorado
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Clearnetworx Fiber	1,000 / 1,000
TDS Telecom Cable	1,000 / 20
ATN International Fixed Wireless	400 / 80
Nimbus Solutions Fixed Wireless	100 / 100
Visionary Communications Fixed Wireless	100 / 20

May also be available: Farmers Telephone Company, FastTrack Communications, T-Mobile USA.

Based on FCC filings for 486 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF CORTEZ serves 8,770 people
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.