Grayson County property record for 312 Cross Timber Estates Dr, Denison, TX 75021
| Property Type | Single Family Home |
|---|---|
| Details | 3,898 sqft · built 1994 |
| Lot Size | 6 acres (261,360 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $240,300 (Sep 2019) |
| Tax Bill | $6,400 (2025) |
| Deeds & Mortgages | Oct 2026 Line of Credit Apr 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 106A 107504503 |
| Primary APN | 106A 107504503 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 3,898 sqft Living Area |
| Gross Area | 4,648 sqft |
| 1st Floor Area | 3,898 sqft |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 2005 |
| Lot Area | 261,360 sqft (6 acres) |
| Garage Type | Attached |
| Garage Area | 750 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 1,297 sqft |
| Street Address | 312 CROSS TIMBER ESTATES DR |
|---|---|
| City | DENISON |
| State | TX |
| Zip | 75021-5806 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | G-1075 STEWART HENRY A-G1075, ACRES 6.0 |
| Legal Subdivision | STEWART HENRY A-G1075 |
| Jurisdiction | GRAYSON TX |
| Township / Civil Division | EAST GRAYSON |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 600 |
Source: Grayson County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 312 CROSS TIMBER ESTATES DR, DENISON, TX 75021-5806 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 6, 2026 | Deed of Trust, Mortgage · Line of Credit LOANDEPOT.COM LLC |
| Apr 30, 2021 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Oct 10, 2025 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 23, 2019 · Amount on Record |
| Deed Sale | Sep 23, 2019 · Amount on Record |
| Deed Document Number | 201922909 |
| Prior Transfer Date | Sep 20, 2019 |
| Prior Transfer Doc | 0000022909 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GRAYSON TX |
| Recording Date | Oct 6, 2026 |
| Property Address | 312 CROSS TIMBER ESTATES DR, DENISON, TX 75021-5806 |
| Document Number | 0000025581 |
| Instrument Date | Sep 28, 2026 |
| Instrument | 202625581 |
| Transaction Type | Mortgage |
| Record Updated | Oct 20, 2026 |
| Title Company | SIMPLE TITLE, SIMPLIFILE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 312 CROSS TIMBER ESTATES DR, DENISON, TX 75021-5806 |
| Document Number | 0000025581, |
|---|---|
| Date | Oct 6, 2026 |
| Instrument | 202625581 |
| Name | LOANDEPOT.COM LLC |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GRAYSON TX |
| Property Address | 312 CROSS TIMBER ESTATES DR, DENISON, TX 75021-5806 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2025 |
| Name | Verified Name |
|---|---|
| Address | 312 CROSS TIMBER ESTATES DR, DENISON, TX 75021-5806 |
| Document Number | 0000014256 |
|---|---|
| Date | Apr 30, 2021 |
| Instrument | 2021-00014256 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 342 Months |
| Due | Oct 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GRAYSON TX |
| Property Address | 312 CROSS TIMBER ESTATES DR, DENISON, TX 75021-5806 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2025 |
| Title Company | MORTGAGE CONNECT LP |
| Name | Verified Name |
|---|---|
| Address | 312 CROSS TIMBER ESTATES DR, DENISON, TX 75021-5806 |
| Document Number | 0000026399 |
|---|---|
| Date | Oct 10, 2025 |
| Instrument | 2025-26399 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | 951 W YAMATO RD, BOCA RATON, FL 33431 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Grayson County assessment roll, as of August 11, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Grayson County |
| Unified School District | Denison Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,400.00 (+4.32%) Homeowner's exemption | $519,220 (-3.42%) | $558,233 (+3.84%) Land $192,600 Building $365,633 |
| 2024 | $6,135.00 (+3.49%) | ||
| 2023 | $537,595 Land $174,240 Building $363,355 | $537,595 Land $174,240 Building $363,355 | |
| 2022 | $5,928.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 1 (2021) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2021 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · lower than 77% of Texas |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | STARR WSC serves 3,100 people · EPA ID TX0910046 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sparklight Cable | 1,000 / 50 |
| Rise Broadband Fixed Wireless | 100 / 20 |
May also be available: Nextlink, TekWav, Verizon.
5G (outdoors only) and 4G LTE
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