312 Cross St, Harrison, NJ 07029 Property Records

Hudson County and Harrison Town property record for 312 Cross St, Harrison, NJ 07029

Property Summary

Property Type	Triplex
Details	2,623 sqft · built 1900
Lot Size	0.057 acres (2,500 sqft)
Owner	Individual Name on Record
Last Sale	$752,000 (Aug 2023)
Tax Bill	$10,778 (2025)
Deeds & Mortgages	Aug 2023 Sale & Mortgage Aug 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04-00037-0000-00052`

Property Details

APN / Parcel Number

Primary APN	`04-00037-0000-00052`
Alternative APNs	`040003700052` `454900`

Interior

Units	3 Units
Stories	3 Stories
Building Area	2,623 sqft Living Area

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Triplex
Construction Type	Frame
Lot Area	2,500 sqft (0.057 acres)
Lot Dimensions	100 ft deep x 25 ft wide

Location & Zoning

Account Number	454900
Street Address	312 CROSS ST
City	HARRISON
State	NJ
Zip	07029-1582
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Local Zoning Code	2F1
Legal Subdivision	TOWN/HARRISON
Legal Block	37
Legal Lot Number	52
Jurisdiction	HUDSON NJ
Township / Civil Division	HARRISON
Census Block Group	2
Census Block	2006
Census Tract	13500

Owner

Source: Hudson County and Harrison Town records, as of July 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	312 CROSS ST, HARRISON, NJ 07029-1582
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married

Deeds, Mortgages & Sale History

Date	Document
Aug 7, 2023	Deed, Transfer · Conventional Mortgage METRO CITY BANK
Aug 19, 2022	Deed of Trust, Mortgage · Conventional Mortgage LUSITANIA SAVINGS BANK
Nov 10, 2020	Grant Deed, Transfer · FHA Mortgage VALLEY NAT'L BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 7, 2023 · Amount on Record
Deed Sale	Aug 7, 2023 · Amount on Record
Prior Sale	Nov 10, 2020 · Amount on Record
Deed Document Number	202310055670
Deed Book / Page	9763 / 732
Record Updated	Oct 29, 2026

August 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	HUDSON NJ
Recording Date	Aug 7, 2023
Property Address	312 CROSS ST, HARRISON, NJ 07029-1582
Document Number	20230807010055670
Book / Page	9763 / 732
Instrument Date	Jul 6, 2023
Instrument	20230807010055670
Transaction Type	Transfer
Record Updated	Oct 24, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,880.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	206 JOHN ST APT 2, 2, ELIZABETH, NJ 07202-3980

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	312 CROSS ST, HARRISON, NJ 07029-1582

Mortgage

Document Number	20230807060071670
Date	Aug 7, 2023
Book Page	20484/903
Instrument	20230807060071670

Lender

Name	METRO CITY BANK
Type	Bank
Address	ATLANTA, GA 30340

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	7.25%
Type Change Date	Aug 1, 2026
Change Frequency	Annually
Min Rate At Change	7%
Max Rate At Change	9.25%
Index	1-Year T-Bill
Margin	7
Max Rate	13.2%

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUDSON NJ
Property Address	312 CROSS ST, HARRISON, NJ 07029-1582
Transaction Type	Mortgage
Record Updated	Jan 5, 2023
Title Company	OLD REPUBLIC NATL TTL INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20220819060123840
Date	Aug 19, 2022
Book Page	20332/404
Instrument	20220819060123840

Lender

Name	LUSITANIA SAVINGS BANK
Type	Bank
Address	NEWARK, NJ 07105

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

November 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HUDSON NJ
Recording Date	Nov 10, 2020
Property Address	312 CROSS ST, HARRISON, NJ 07029-1582
Document Number	0010078430
Book / Page	009520 / 000381
Instrument Date	Aug 5, 2020
Instrument	10078430
Transaction Type	Transfer
Record Updated	Dec 24, 2020
Title Company	CROSS CNTY TITLE AGCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$585.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	312 CROSS ST HARRISON NJ 070291582, HARRISON, NJ 07029-1582

Mortgage

Document Number	60157280
Date	Nov 10, 2020
Instrument	60157280

Lender

Name	VALLEY NAT'L BK
Type	Bank
Address	WAYNE, NJ 07470

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 9, 2050

Tax Assessment & Valuation

Source: Hudson County and Harrison Town assessment roll, as of July 6, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Hudson County
Municipality	Harrison Town
Unified School District	Harrison Town School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$452,100 (-) Land $210,000 Building $242,100	$452,100 (-) Land $210,000 Building $242,100
2025	$10,778.00 (+1.62%)	$452,100 (-) Land $210,000 Building $242,100	$452,100 (-) Land $210,000 Building $242,100
2024	$10,606.00 (+2.85%)
2023		$452,100 (-) Land $210,000 Building $242,100	$452,100 (-) Land $210,000 Building $242,100
2022	$10,312.00 (+1.7%)	$452,100 Land $210,000 Building $242,100	$452,100 Land $210,000 Building $242,100
2021	$10,140.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 16, 2006

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARRISON W DEPT serves 14,425 people · EPA ID NJ0904001
Water Source	Purchased surface water from PASSAIC VALLEY WATER COMMISSION
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,024 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

312 Cross St, Harrison, NJ 07029 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

August 2023: Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

August 2022: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

November 2020: Grant Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on Cross St

Nearby Streets

Search Property Records by Address or Parcel Number